Resources for Bus Insurance

Bus insurance is heavily focused on liability, whether you want to insure an entire public transit bus system or just your own private charter bus company. Especially if you insure a bus that you rent to others to drive, liability will be the largest portion of your coverage.

When you start shopping for bus insurance, like any auto insurance, it's easy to get a free online bus insurance quote. Filling out a single form online and getting multiple quotes is a good way to feel out insurance options, but make sure you read the specific coverage information of all of the bus insurance providers.

As you start looking for insurance for buses, make sure you:

1. Start with auto insurance providers, especially those you may be familiar with already.
2. Get a variety of online quotes for free.
3. Check out bus insurance providers who also insure taxis, limos, and other forms of public and private transportation.
4. Consider the specifics of your insurance needs.

Look for bus insurance with companies you know

Many auto insurance companies also provide insurance for buses, both commercial and private. Check with your existing auto insurance provider or another company you trust.

Get multiple quotes and compare insurance for buses

You can use an online form to get five or six different insurance quotes for free and compare them on a single screen. There's no obligation, but make sure you read more from the provider before choosing a company.

Talk to a provider that offers insurance for buses, taxis and limos

Some insurance providers specialize in insurance for buses, taxis and limos only. Because these providers specialize in commercial and public transit, they can provide more complete information on tour bus insurance, charter bus insurance, and even city or school bus insurance.

Evaluate the extent of your insurance needs

Think about the uses of your bus. If your bus is serving a large organization such as a church, you might want to look into a more comprehensive coverage plan.

• Be aware that if you are starting a charter bus company, required coverage can be as high as $5 million, so make sure you are familiar with commercial bus insurance regulations.