Compare These Top Vendors for Business Credit


Quickly find providers of business credit, business credit cards with no personal guarantee, and other financial services to help your company establish business credit. Review business credit providers and learn about building corporate credit.
Business Credit Cards

Best business credit cards, reinvest in your business. Compare and apply online, get a decision in 60 seconds. Built in tools and support.

Business Credit CardsVisit www.AmericanExpress.com/Business

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Experian Business Credit Advantage

Monitoring services for business owners to access their small business credit report and receive email alerts on score and profle changes.

http://sbcr.experian.com/?link=5504&offercode=directory
US Business Loans

US Business financing directory offering reviews and comparisons of business credit products from over 700 lenders.

http://www.usamoneylenders.com
Business Line of Credit

Directory of business line of credit lenders and line of credit solutions for new businesses. Find links to a corporate LOC source who can provide a secured or unsecured line of credit to your company until it becomes profitable.

www.business.com/finance/business-line-of-credit/
Credit Card Processing

Credit card processing is necessity for any business hoping to make sales. When selecting and online merchant, POS, or mobile POS, be sure that the credit card processing system you choose is right for your business.

www.business.com/finance/credit-card-processing/
Credit Card Readers

Quickly find providers of credit card readers for retail establishments. Browse credit card swiper vendors and credit card machine manufacturers offering business credit card scanners. Identify a credit card machine supplier that suits your needs.

www.business.com/retail-and-restaurant/credit-card-readers/
Bad Credit Business Loans

Directory of resources and experts for bad credit business loans. Quickly find providers of business financing options, no matter what your credit level.

www.business.com/finance/bad-credit-business-loans/
Business Cash Advances

Directory of resources and experts for business cash advances.

www.business.com/finance/business-cash-advances/
Credit Cards

Directory of credit card providers and companies offering business credit cards. Review vendors for a corporate or small business credit card plan that suits your business needs. Apply online for a credit card for business use.

www.business.com/finance/credit-cards/
Small Business Credit Cards

Quickly find providers of small business credit cards offering various credit cards for business purposes. Browse vendors offering corporate credit cards. Review offers and select the company credit cards that meet your small business needs.

www.business.com/finance/small-business-credit-cards/
Business Credit Education and Training

Source: /guides/business-credit-education-and-training-27892/

Business credit is necessary to maintain. It allows the business to have purchasing power for inventory, to pay expenses and to cover expansions. Read More »

Business Credit Key Terms

Source: /guides/business-credit-key-terms-36326/

Business credit is often needed for start-up businesses or even existing businesses that need financing to grow and develop. There are a variety of types of loans available and they all have confusing terms associated with them. Read More »

Business Credit Basics


Business credit cards can allow your company to invest in goods and services needed for its success, which in turn will grow your business and make you more money. Corporate credit is especially important if your business is just starting out and you don’t have a lot of cash or venture capital to buy the necessary assets. That being said, unfortunately, business credit basics tend to be like all things regarding credit--anything but basic.

The main concept to keep in the forefront of your mind when considering business credit providers is that there will almost always be a business lending service that will permit you the desired line of credit, however it will most likely be at terms highly unfavorable to you. Also, unfair terms are often masked by legal jargon. Here are some basics you'll definitely want in a card:

1. The lower the interest rate on your business credit line the better.

2. Look for cards that offer no annual fees, this charge is often just thrown in as an "extra," and one that you don't need.

3. Find a card with a decent grace period, so if you’re late on payments, you won’t be heavily penalized.

Know your credit score and business credit information

By knowing your credit score, you know where you stand and what kind of terms you can expect from a business credit provider. If you have excellent credit and your business has a long and successful established history, you can expect a much more favorable rate than if your credit and business history is non-existent, fair or bad.

Make a good effort to build business credit

Now that you know where you stand as far as your credit is concerned, you'll want to build your business credit to get the best deals on credit cards possible. Building your credit is complicated and based on multiple factors, which is why there are companies who charge fees to do this for you. However, most credit gurus advise against this route, as with a little effort you can see the same results building credit on your own.

Find business credit cards with no personal guarantee

Business credit cards with no personal guarantee mean that if something were to ever happen to your sole proprietorship or LLC, that you would not be personally liable for the credit debts incurred by the company. These are the best types of credit cards to have, as your financial security and that of your family is protected, however they are the hardest to get approved for.
  • When considering business credit providers, make sure you attempt to negotiate terms. Although, the market for credit is pretty inflexible right now, it never hurts to try to negotiate a lower rate and you could end up with a better deal.