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Business directory to 401k rollover information and advice.www.business.com/finance/401k-rollover/
Retirement industry advisers and consultants.www.business.com/finance/retirement-consultants/
Companies that provide retirement plan benefits, including 401k plans and pensions. Get information on corporate retirement plans, or how to offer retirement benefits for employees.www.business.com/finance/retirement-plans/
401(k) plans allow employees to save for their retirement by contributing a portion of their wages to an individual account. Employers can also contribute to 401(k) plans in the form of employee benefits; be sure your 401(k) vendor can manage your employees’ investments wisely.www.business.com/finance/401k/
If you have extra money saved, and plan to hold onto it for a long period of time, you should investigate CD interest rates. CDs, or certificate of deposits, are a safe way to save you money and make more interest than you would via savings accounts. Read More »
Scrutinize certificate of deposit, or CD, rates advice and ratings sites to determine whether or not you will receive optimal return on your investments. Many people invest in bank certificates of deposit and following expert advice often increases yield. Read More »
CDs are a great alternative to traditional savings accounts for businesses with extra cash. CDs, or Certificates of Deposits, are a low-risk investment for businesses. Interest rates are typically higher than regular savings accounts and vary by institution. CDs are purchased in various fixed periods of time and the time period you choose can affect the rate you will receive.
CD rates can be slightly complicated and it is important for businesses to fully understand the terms and conditions of their CD before they invest. CD rates can be fixed or variable. A fixed rate will not change while a varied rate can increase or decrease over time. Business owners should be sure to read the fine print to understand how the rate may change over time.
Rates can vary based on the CD timeframe. Many banks offer better rates on longer-term CDs. A 6-month CD may have a lower interest rate than a 1-year CD purchase. CDs are FDIC insured for up to $250,000.
Businesses should spend time reviewing the different CD options available in order to choose the best rate and timeframe for their needs. Please visit the links on the left for current rates and further information.