Compare These Top Vendors for CD Rates


Directory of resources and experts for cd rates.
Bank of America Merrill Lynch

Bank of America Merrill Lynch Offers Industry-Leading Retirement & Benefit Plan Solutions. Find Out How Our Vast Resources, Personalized Advice & Thought Leadership Can Help Your Employees Achieve Financial Wellness Today.

Bank of America Merrill LynchVisit www.benefitplans.baml.com

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Certificate of Deposit Rates

Get the latest CD rates and learn how to effectively invest in certificates of deposit.

http://www.certificateofdepositrates.org/
401k Plans

Information on 401(k) plans.

www.business.com/finance/401k-plans/
401k Rollover

Business directory to 401k rollover information and advice.

www.business.com/finance/401k-rollover/
403(b) Plans

Resources and services for 403(b) plans.

www.business.com/finance/403b-plans/
Retirement Consultants

Retirement industry advisers and consultants.

www.business.com/finance/retirement-consultants/
Retirement Plans

Companies that provide retirement plan benefits, including 401k plans and pensions. Get information on corporate retirement plans, or how to offer retirement benefits for employees.

www.business.com/finance/retirement-plans/
401k

401(k) plans allow employees to save for their retirement by contributing a portion of their wages to an individual account. Employers can also contribute to 401(k) plans in the form of employee benefits; be sure your 401(k) vendor can manage your employees’ investments wisely.

www.business.com/finance/401k/
CD Rates

Source: /guides/cd-rates-15230/

If you have extra money saved, and plan to hold onto it for a long period of time, you should investigate CD interest rates. CDs, or certificate of deposits, are a safe way to save you money and make more interest than you would via savings accounts. Read More »

CD Rates Advice and Ratings

Source: /guides/cd-rates-advice-and-ratings-31967/

Scrutinize certificate of deposit, or CD, rates advice and ratings sites to determine whether or not you will receive optimal return on your investments. Many people invest in bank certificates of deposit and following expert advice often increases yield. Read More »

CD Rates Key Terms


When purchasing a CD, or Certificate of Deposit, it's important to know what you're getting. While CDs can be a safe investment, there are different types of CDs, each of which has different rates associated with it. This could make a big difference on your return on investment, so a smart investor understands the different types and which types have the highest rates. Learn the following terms that are associated with CD rates to get off to a good start.

Jumbo CD rates

Jumbo CDs are CDs that are purchased for a very high dollar amount, usually $100,000 or more. Because of this, jumbo CD rates are higher than most other types of CDs. For someone who wants a relatively safe investment and has a lot of money to invest, jumbo CDs may be the way to go.

Corporate CD rates

Corporate CDs are used as an investment for corporations that want to invest the money that they don't plan on using until the future. Corporate CD rates are often higher than other types of safe investments.

IRA CD rates

An IRA, or Individual Retirement Account, is a type of investment plan that people use to invest for retirement. Some people choose to include IRA CDs as part of their portfolio mix. IRA CD rates depend on the particular CD that you choose.

Personal CD rates

Personal CD rates are often the lowest rates out of all the types of CDs. Still, because CDs are a safer investment than many other investments, many people are happy to purchase personal CDs as part of their investments.

Credit union CD rates

Consumers and businesses can also purchase their CDs through a credit union. Credit union CD rates may be slightly higher than personal CD rates.

Federal Deposit Insurance Corporation

The Federal Deposit Insurance Corporation, or FDIC, is a government agency that ensures that your money is safe in the bank. The FDIC guarantees funds up to $100,000 at each bank. CDs are covered under the FDIC. If you are investing more than $100,000, consider spreading the investments across various banks so that you money remains insured.
Federal Deposit Insurance Corporation from their website.