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Certificates of deposit, also referred to as CDs, are a virtually risk- free method through which businesses and individuals may be able to store extra money and generate high-interest on the amount over time. While certificates of deposit sound simple enough to understand and easy enough to implement, it is important that individuals and businesses understand exactly what they are getting into when it comes to using a certificate of deposit. Read More »
You're not on a shoestring anymore, and extra cash may be idling in your business checking account. Consider parking your cash in a bank certificate of deposit (CD), a time-based, fixed-income investment that can earn you extra income with no effort on your part. Read More »
Commonly known as CDs, certificate of deposits are financial products available from banks, credit unions and other financial institutions. Like savings accounts they are insured and therefore carry little to no risks, while generally offering a fixed interest rate that provides a good return once a CD has matured.
Certificate of deposits are available from financial institutions nationwide. They represent a solid and secure short-term investment. CDs are available for fixed terms, which can range from as little as three months but are often for as long as one to five years. Once a CD has matured the investor may withdraw their money along with the interest that has been accrued on the account.
CDs are attractive because they offer higher interest rates than standard savings accounts. High yield CDs that offer good interest rates compounded daily are available from financial institutions across the country. Some CDs require a minimum deposit while others have no minimum.
No matter how much or how long you intend to invest in a CD, Business.com can help you connect with a financial institution that can furnish you with a good CD. Simply visit the links to providers on the left to find out more information about investing your money in a CD.