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The banking system in the United Kingdom has historically been one of the most stable in the world. Although the credit crunches and financial downturns of recent years have had their effect, this is still largely true. There are several major commercial banks in the United Kingdom as well as a number of smaller ones.
Commercial banks in the United Kingdom include the traditional “big four” banks which are Barclay's, HSBC, Lloyds and NatWest as well as big Scottish banks like the Royal Bank of Scotland. However Internet banking and government deregulation have helped to foster a more diverse banking market in the U.K. Many foreign banks now maintain a presence on the U.K. banking markets.
The credit crunch along with the collapse of major international finance giants forced the government to step in and nationalize some Scottish commercial banks including the Royal Bank of Scotland. Today commercial banks throughout the U.K. are alive, healthy and lending money. However while on the outside most U.K. banks bear the same names they have for years their ownership has shifted in some cases. To find out more about the commercial banking solutions you are looking for in the U.K. visit the links to reliable financial providers on the left.