Business directory to 401k rollover information and advice.www.business.com/finance/401k-rollover/
Retirement industry advisers and consultants.www.business.com/finance/retirement-consultants/
Companies that provide retirement plan benefits, including 401k plans and pensions. Get information on corporate retirement plans, or how to offer retirement benefits for employees.www.business.com/finance/retirement-plans/
401(k) plans allow employees to save for their retirement by contributing a portion of their wages to an individual account. Employers can also contribute to 401(k) plans in the form of employee benefits; be sure your 401(k) vendor can manage your employees’ investments wisely.www.business.com/finance/401k/
Learning about 401(k) plans key terms is a good place to start if you're considering starting up a retirement fund for your employees. From automatic enrollment to matching, after-tax and pre-tax contributions, 401(k) plans have several terms you may want to know before beginning one of these programs. Read More »
The 401k plan grew from a little known tax code loophole--which is where the 401k name came from--to the most common way workers invest for their retirement. This industry possesses trillions of dollars in allocated 401k retirement plan contributions. Read More »
Common stock is the type of stock that represents a small piece of ownership of a company. Ownership of common stocks, which are also sometimes called shares, typically includes the right to vote on the company directors and company policies. Companies issue common stock to raise money to fund company growth. During periods of high growth, a company may choose to split it's stock, converting each piece of stock into two or three shares, so that the company has more common stock available to sell. Individuals buy common stock as an investment, often planning to sell it when the stock price rises. Some companies pay out dividends on common stock, so investors can also make money this way.
Most stocks that people buy and sell on the stock market are considered common stock. The other form of stock is preferred stock, which offers regular dividend payments but does not provide voting rights for the holder of the stock. In the long run, common stock typically provides a higher rate of return than preferred stock.
If the company goes bankrupt, holders of common stock may receive a payout, but creditors, bondholders, and the holders of preferred stock get paid before common stock holders. Business.com provides more information about common stock. Learn more by checking out the links on this page.