Compare These Top Vendors for Consumer Debt


Business directory to consumer debt information and advice.
Equipment Leasing and Financing for your business

Equipment leasing and financing for most industries including Medical, Contstruction, Machinery, Restaurant, Production, Scale, Municipal and Technology

Equipment Leasing and Financing for your businessVisit www.leasesource.net
Equipment Leasing and Financing for your business

LeaseSource is your quick and simple source for equipment leasing and financing solutions. Since 1993, we match your needs with the best program.

Equipment Leasing and Financing for your businessVisit www.leasesource.net

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Scottish Debt Survival

A site providing information and advice on Trust Deeds, Protect Trust Deed and general debt advice for the people of Scotland.

http://www.trust-deeds.com
Debt Consolidation

Directory of debt consolidators and debt consolidation information. Browse listings to find companies that specialize in providing clients with business debt relief.

www.business.com/finance/debt-consolidation/
Credit Card Debt Management

Providers of credit card debt management services to help businesses eliminate bad credit card debt through settlements, credit card debt negotiation strategies, and business credit card debt consolidation.

www.business.com/finance/credit-card-debt-management/
Collection Agencies

Directory of collection agencies and debt collectors. Find debt companies and debt collection services that can help you with debt recovery and bill collection solutions.

www.business.com/finance/collection-agencies/
Consumer Credit Information Resources

Businesses that provide their customers with consumer credit information resources grant those clients access to powerful tools for determining their creditworthiness. When clients understand and can take action to correct discrepancies on their cred...

www.business.com/finance/consumer-credit-information-resources/
College Financial Aid

Administrators and sources of college financial aid for students. Review listings to find links to providers of student loans, college scholarships and grants, and 529 college savings plans.

www.business.com/finance/college-financial-aid/
401k Plans

Information on 401(k) plans.

www.business.com/finance/401k-plans/
401k Rollover

Business directory to 401k rollover information and advice.

www.business.com/finance/401k-rollover/
403(b) Plans

Resources and services for 403(b) plans.

www.business.com/finance/403b-plans/
401(k) Plans Key Terms

Source: /guides/401-k-plans-key-terms-33062/

Learning about 401(k) plans key terms is a good place to start if you're considering starting up a retirement fund for your employees. From automatic enrollment to matching, after-tax and pre-tax contributions, 401(k) plans have several terms you may want to know before beginning one of these programs. Read More »

401(k) Plans Industry Overview

Source: /guides/401-k-plans-industry-overview-21253/

The 401k plan grew from a little known tax code loophole--which is where the 401k name came from--to the most common way workers invest for their retirement. This industry possesses trillions of dollars in allocated 401k retirement plan contributions. Read More »

Consumer Debt


If you want to get a small business loan, buy a house or make another large purchase, you need to curb your existing consumer debt. The rule of thumb is to have at least 80% of your credit lines available when you apply for a large-scale loan.

Lenders believe that if you have a large amount of consumer debt, you're at high risk of not being able to repay. The organizations that calculate credit scores often think the same thing and adjust them accordingly. Solution? Pay down that debt before trying for a new loan.

1. Learn the difference between "good" consumer debt and "bad" consumer debt.

2. Research consumer debt information and see if you can kick the debt on your own.

3. Talk to a consumer debt consultant if you need extra help.

Distinguish between good and bad consumer debt

Some types of consumer debt should concern you more than others. For example, a mortgage loan or student loan is considered good debt, since it is actually an investment. Your home will likely appreciate and your education can help you get a better job in the future. However, bad debt, such as credit card balances, is different. If you're like most people you use your cards for things like groceries, meals out and vacations. So you end up paying interest on things that have no lasting value.

Of course, the best advice on how to deal with consumer debt is to pay it off. Start with the card w

Of course, the best advice on how to deal with consumer debt is to pay it off. Start with the card with the highest interest rate and make the minimums on the other cards. Then, when you have that one paid off, begin with the next card. However, if you have say $20,000 of credit card debt, this can be easier said than done.

Cut spending to help with your consumer debt

There's no point trying to pay down your consumer debt if you're accruing more at the same time. It's like taking two steps forward and three steps back.
  • Once you've got your consumer debt paid off, cut up those credit cards, or at least stick them in a drawer.