Business directory to 401k rollover information and advice.www.business.com/finance/401k-rollover/
Retirement industry advisers and consultants.www.business.com/finance/retirement-consultants/
Companies that provide retirement plan benefits, including 401k plans and pensions. Get information on corporate retirement plans, or how to offer retirement benefits for employees.www.business.com/finance/retirement-plans/
401(k) plans allow employees to save for their retirement by contributing a portion of their wages to an individual account. Employers can also contribute to 401(k) plans in the form of employee benefits; be sure your 401(k) vendor can manage your employees’ investments wisely.www.business.com/finance/401k/
Learning about 401(k) plans key terms is a good place to start if you're considering starting up a retirement fund for your employees. From automatic enrollment to matching, after-tax and pre-tax contributions, 401(k) plans have several terms you may want to know before beginning one of these programs. Read More »
The 401k plan grew from a little known tax code loophole--which is where the 401k name came from--to the most common way workers invest for their retirement. This industry possesses trillions of dollars in allocated 401k retirement plan contributions. Read More »
Corporate financing decisions remain a key factor in the creation of a small business. Corporations provide protection against losses and many tax benefits, but fundraising for any business startup is a very challenging procedure. Companies requiring small amounts of financing may turn to angel investors, grants and donations or crowdsourced lending. Larger requirements typically mean traditional bank or government loans and venture capital.
Corporations with minimal financing requirements can turn to angel investors, typically in the form of friends or family, in exchange for a promise of repayment with or without interest. Government grants exist for many corporations that offer a focus on the development of the environment or the nation as a whole. Crowdsourced lending options allow an entrepreneur to solicit donations for artistic or similar projects with or without promises of payment or rewards.
Those companies requiring large infusions of funds must turn to banks, institutional investors or government loans. The United States Small Business Administration oversees many loans for companies looking to compete in the national marketplace. A business must have business strategy outlines and professional quality plans before approaching banks or venture capitalists. They have the largest access to funds, but also the most stringent requirements.
Financing opportunities abound for creative individuals, and Business.com remains a great source for the latest information on corporate financing decisions.