| Vendor | Features | Products, Plans & Promos | Ratings & Reviews | Price |
![]() CreditCards.com |
|
| ![]() "Very helpful site helps you find the very best credit cards" | View promos » |
If used wisely, using credit cards in your business can add money to your bottom line. In order for this to work, you need to find credit card providers that charge zero percent interest and no annual fees. In lieu of zero percent interest, use the grace period and pay your bill in full when it's due each month.
Another way to use a business credit card is to take advantage of the credit card offers a credit card provider gives you to use their card. Use them to help you in your everyday business dealings, such as saving on gas or travel and using the cash back rewards.
When using credit cards consider the following:
1. Find business credit cards that have a zero percent introductory offer.
2. Look for credit card issuers that offer incentives to use their credit cards.
3. Get instant approval when you apply for a credit card online and save time and money.
Many online credit cards offer zero percent interest for three to 15 months. Make sure you take into consideration not only the length of time for the introductory offer, but also the amount of the finance charge when the offer expires.
Try:
Your Credit Network has a list of credit card providers that have zero percent introductory offers and any other features the credit card provider offers. Use Financial Web to compare credit card companies and what they offer. Many of them offer zero percent introductory rates.
If you travel a lot, you may want to look into getting a business credit card that you can use for gas or travel rewards. Another popular credit card is one that gives you cash back on every purchase you make. You can apply the cash you earn to your credit card purchases or have the money sent to you directly.
Try:
RewardsCards.com offers business credit cards from Citi, Discover, Chase and others that offer many different incentives, rewards and benefits. Go to RewardPrograms.org to find the top credit card providers and the offers they give.
Rather than having to wait for approval by mailing your application to the credit card company, find a credit card service provider that will instantly approve your application online. This saves you the cost of a stamp, as well as, the time filling in an application by hand.
Try:
Use CardRatings.com to find credit cards you can apply for online. You can only apply online for some of these credit cards, and those you yust use the online button to apply. Index Credit Cards gives you a list of the most popular credit cards that you can apply for online. In addition, it lists business credit cards by categories and issuers.
If you're the owner of your own business, it's important that the credit card you choose also benefits your company. There are plenty of business credit card providers that offer a low APR, or annual percentage rate, as well as giving you the ability to earn rewards. Many credit card companies that provide cards specifically for businesses will also offer a bonus promotional period, usually lasting somewhere from 6 to 15 months, where you will have a 0% introductory APR rate.
It's important to learn as much as you can about business credit cards before deciding which card is best for you and your company. You should learn the basics about having a company credit card first by finding out the various types of cards offered and the rewards available. You should also do research into what small business credit card providers and compare them; there are even online comparison sites that can help with this task. After you have found what you feel is the best deal for a business credit card, go through the process of applying for the card and wait to see your results. To find even more information about credit cards for your business, you can use the helpful links available on Business.com.