Low interest credit cards can create substantial savings if you carry a monthly credit card balance. It doesn't take much - reducing your APR by just 1% or 2% could save you hundreds, or even thousands of dollars on interest charges each year - depending on the size of your balance.
When you own your own business, you’ll want to get the best credit card offers for your company. Business credit cards can give you a low APR on purchases that you make as well as earn rewards.
Picking credit cards, whether for personal or business use, requires some research so that you know what you’re getting into before opening an account. Banks issue credit cards according to income, credit history and other criteria.
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If you're the owner of your own business, it's important that the credit card you choose also benefits your company. There are plenty of business credit card providers that offer a low APR, or annual percentage rate, as well as giving you the ability to earn rewards. Many credit card companies that provide cards specifically for businesses will also offer a bonus promotional period, usually lasting somewhere from 6 to 15 months, where you will have a 0% introductory APR rate.
It's important to learn as much as you can about business credit cards before deciding which card is best for you and your company. You should learn the basics about having a company credit card first by finding out the various types of cards offered and the rewards available. You should also do research into what small business credit card providers and compare them; there are even online comparison sites that can help with this task. After you have found what you feel is the best deal for a business credit card, go through the process of applying for the card and wait to see your results. To find even more information about credit cards for your business, you can use the helpful links available on Business.com.
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