Purchasing resources for Credit Repair Companies


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Debt Consolidation

Directory of debt consolidators and debt consolidation information. Browse listings to find companies that specialize in providing clients with business debt relief.

www.business.com/finance/debt-consolidation/
401k Plans

Information on 401(k) plans.

www.business.com/finance/401k-plans/
401k Rollover

Business directory to 401k rollover information and advice.

www.business.com/finance/401k-rollover/
403(b) Plans

Resources and services for 403(b) plans.

www.business.com/finance/403b-plans/
Retirement Consultants

Retirement industry advisers and consultants.

www.business.com/finance/retirement-consultants/
Retirement Plans

Companies that provide retirement plan benefits, including 401k plans and pensions. Get information on corporate retirement plans, or how to offer retirement benefits for employees.

www.business.com/finance/retirement-plans/
401k

401(k) plans allow employees to save for their retirement by contributing a portion of their wages to an individual account. Employers can also contribute to 401(k) plans in the form of employee benefits; be sure your 401(k) vendor can manage your employees’ investments wisely.

www.business.com/finance/401k/
401(k) Plans Key Terms

Source: /guides/401-k-plans-key-terms-33062/

Learning about 401(k) plans key terms is a good place to start if you're considering starting up a retirement fund for your employees. From automatic enrollment to matching, after-tax and pre-tax contributions, 401(k) plans have several terms you may want to know before beginning one of these programs. Read More »

401(k) Plans Industry Overview

Source: /guides/401-k-plans-industry-overview-21253/

The 401k plan grew from a little known tax code loophole--which is where the 401k name came from--to the most common way workers invest for their retirement. This industry possesses trillions of dollars in allocated 401k retirement plan contributions. Read More »

A Guide to Credit Repair Companies


A bad credit score is a difficulty that many Americans live with everyday. Individuals with a bad credit score are perceived as possessing a poor financial record and may be prevented from a number of opportunities. Banks may refuse a loan for starting a business or purchasing a car or home to individuals with bad credit. In addition, a bad credit may prevent an individual from employment or obtaining a credit card. The only types of credit cards available for bad credit owners may be those with high interest rates. Given the amount of disadvantages, it is important for many individuals to increase their credit score.

In order to improve a bad credit score, one option available is to hire a reputable credit repair company. Credit repair companies offer to raise the credit score of an individual for a certain fee. Many credit repair organizations have received a bad reputation because of stories of unfair business practices and unfavorable results for customers. However, there are several credit repair companies that can provide customers with results at a comparable price.

Tips for Finding a Credit Repair Company

The most important concern when finding a credit repair company is to find an organization that is reputable and actually delivers their service. There are a number of companies that promises to increase the individual’s credit report. However, after the individual pays hundreds and even thousands of dollars, the company may do nothing or even worsen the individual’s credit score. Before entrusting a company with important financial information, customers should conduct a fair amount of research into validating the reputation of the credit repair company.

In addition to the reputation of the credit repair company, the customer should also keep an eye out for other factors. Before investing in a company, the consumer should watch out for the following tips:

Details:
When searching for a company, the customer should keep an eye on the types of services offered. Make sure that the credit repair company offers a detailed and definitive description on how they intend to increase your credit score. In addition, make sure that the prices are within your budget. Find comparable prices and services by researching between different companies.

Quality of Service:
There are a number of credit repair companies that are fraudulent or offer subpar services. In order to avoid these companies, individuals should take certain measures to ensure they receive the best service. One step to determine a quality credit repair company is to ask colleagues and family members whether they’ve partaken in a credit repair company. Whether good or bad, their experiences and perception can give the individual an idea of the services that can be expected. Another way to find a quality credit repair company is to conduct thorough research on the internet on creditable sites. If a company has a generally favorable consensus in an online community, chances are that the company is a credible service.