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Advisers and consultants to the credit industry, specializing in consumer credit repair. Review listings to find links to credit repair specialists and credit repair programs.

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Credit Repair News and Trends

Whether you need credit repair due to poor credit choices or lack of credit, knowing the credit repair news and trends will help you to make the right decisions. With a bit of knowledge and hard work, you can drastically reduce your company's debt and improve your credit score.

Credit Repair Key Terms

Credit repair will allow you to improve your credit scores and become more likely to gain approval for loans and lines of credit. Different laws can affect the way that you go about looking for credit repair options.

Credit Repair Education and Training

Credit repair is a career where individuals work closely with the financials of an individual or business. The goal is to find a way to improve credit scores and creditworthiness.

Credit Repair: How to Help Yourself | Consumer Information

U.S. Government facts for consumers for do-it-yourself credit repair.

Credit Repair at Experian.com

There is nothing any credit repair clinic can legally do for you, including removing inaccurate credit information, which you can't do for yourself for free.

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Improve Credit Score: Tips to Fix Poor Credit & Raise Your FICO Score

It's important to note that repairing bad credit is a bit like losing weight: It takes time and there is no quick way to fix a credit score. In fact, out of all of the ways to  ...

Credit Repair - BBB A+ Rated - "Opening Doors Again" | Key Credit

Start repairing your credit score with Key Credit Repair. BBB A+ rated credit repair organization. Call 877.842.5215 for your free consultation.

Do-it-yourself guide to credit repair - Bankrate.com

Jul 2, 2008 ... 5 steps to do-it-yourself credit repair. By Dani Arthur • Bankrate.com. Blotches on your credit report cost you. But, don't despair. It's never too late ...

The Truth About Credit Repair & Credit Repair Companies | Credit ...

Aug 8, 2013 ... Credit repair companies promise, for a fee, to clean up your credit report so you can get a car loan, a mortgage, or even a job. But can they ...

Credit Repair

Top credit report repair correction and FICO score optimization services, tutorials and more. BBB Accredited. Established 1989.

www.SkyBlueCredit.com
Credit Report Problems

Credit Report Problems handles claims involving credit report errors, fair debt collection practices, identity theft, and other consumer fraud issues.

www.creditreportproblems.com
Credit Restoration of Nevada

Credit repair, restoration & credit counseling service serving Las Vegas and Nevada. Fix your credit score. Remove foreclosure, collections, and more.

crnevada.com

Credit Repair


You've seen the ads, received the emails, and opened the letters--all of them telling you how you can "legally" repair your credit history by using credit repair services or software. The problem is that many of the tactics these credit repair consultants are suggesting are either illegal or can be done without their help for a fraction of the cost.

According to the Federal Trade Commission, we should be wary if credit repair specialists:

1. Want you to pay a fee before providing any credit repair services.
2. Don't tell you your rights and what you can do for free.
3. Recommend that you don't contact a credit reporting agency on your own.
4. Suggest that you invent a new identity by applying for a new Social Security Number or Employer Identification Number.
5. Suggest that you dispute everything in your credit report.

Many of these tactics are fraudulent, and you could even face some heavy jail time.

Get copies of your credit reports

All three major credit reporting agencies have to provide you with copies of your credit reports on a yearly basis if you request it or when civil action has been filed against you for collection.

Read the reports for errors and omissions

You can dispute anything in your credit reports that is suspicious, erroneously reported or for claims that are more than seven years old. Bankruptcies can stay on your report for 10 years.
Federal Trade Commission's credit repair website.

Contact the creditor

Follow up by sending a letter disputing the error to the company or business that filed the claim.
  • Once your credit is reestablished, consider obtaining a gasoline card or a secured credit card to generate a positive credit history.
  • Keep your credit card balances within 30 percent of your available credit.
  • Keep requests for additional credit at a minimum. Too many inquiries can hurt your credit rating.
  • A so-called "ideal" credit report should contain three-to-five credit cards, a mortgage loan and an installment loan, all showing a positive credit history for about two years.