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Although most financial planners cater to individuals, some focus their efforts on helping business owners with decisions about employee benefit plans, insurance, taxes and more. When hiring a financial planner, consider the following:
You are in business to make money. The reasons you wish to make money may differ from person to person and business to business, but the end result is the same. Profitability is the essence of the bottom line. There are more ways to make money for your business, however, than simply manufacturing and selling your product. Investments are a great way to enhance the earning capacity of your overall business plan.
Even if your business is a charity that gives all profits away to worthy causes, if you have the opportunity to increase the amounts you can donate, you will be even more successful in your laudable efforts. If you're in business to make a profit for yourself and your employees, the same mentality applies. Using financial advisors to increase the overall earnings of your company through long and short term investments with a balanced portfolio of high and low risk funds can greatly improve your overall profitability.
Financial advisors can also help you earn money to fund a retirement or pension plan for your employees. Offering these benefits can help maintain overall employee loyalty in an age where a spotted resume isn't the problem it used to be. Training new staff costs money, so it is in the best interest of overall success to maintain a low rate of turnover.