Purchasing resources for Fleet Financing


Providers of fleet financing for the trucking industry.

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401k Plans

Information on 401(k) plans.

www.business.com/finance/401k-plans/
401k Rollover

Business directory to 401k rollover information and advice.

www.business.com/finance/401k-rollover/
403(b) Plans

Resources and services for 403(b) plans.

www.business.com/finance/403b-plans/
Retirement Consultants

Retirement industry advisers and consultants.

www.business.com/finance/retirement-consultants/
Retirement Plans

Companies that provide retirement plan benefits, including 401k plans and pensions. Get information on corporate retirement plans, or how to offer retirement benefits for employees.

www.business.com/finance/retirement-plans/
401k

401(k) plans allow employees to save for their retirement by contributing a portion of their wages to an individual account. Employers can also contribute to 401(k) plans in the form of employee benefits; be sure your 401(k) vendor can manage your employees’ investments wisely.

www.business.com/finance/401k/
401(k) Plans Key Terms

Source: /guides/401-k-plans-key-terms-33062/

Learning about 401(k) plans key terms is a good place to start if you're considering starting up a retirement fund for your employees. From automatic enrollment to matching, after-tax and pre-tax contributions, 401(k) plans have several terms you may want to know before beginning one of these programs. Read More »

401(k) Plans Industry Overview

Source: /guides/401-k-plans-industry-overview-21253/

The 401k plan grew from a little known tax code loophole--which is where the 401k name came from--to the most common way workers invest for their retirement. This industry possesses trillions of dollars in allocated 401k retirement plan contributions. Read More »

Fleet Financing


When you're looking for commercial truck financing, there are several things you need to take into account before signing on the dotted line. After you make sure that the vehicles are right for your business, you need to factor in maintenance and insurance issues along with monthly payments. With a little bit of research, you should be able to make an educated decision regarding your fleet financing.

Another thing to consider when choosing the right car and truck-finance company is whether it specializes in the right type of fleet financing. Various finance companies may specialize in one of the following types:

1. Tow truck financing

2. Semi-truck financing

3. Dump truck financing

4. Heavy truck financing

5. General fleet financing

Choose the right truck fleet finance company for your needs

There are many different companies that offer fleet financing, so spend some time familiarizing yourself with some of them. There are advantages to using someone local, since you'll always have a contact in case of a customer service issue, but larger chains may offer better pricing and selection.

Get the details and evaluate each fleet loan

Once you have some good candidates for your fleet loan financing, you need to start looking at the various lease programs they each have available. Some offer leases with no down payment and no sales tax, so ask around to see who has the best deal.

Compare the fleet maintenance programs available

Another thing to compare when choosing a fleet lease is the associated maintenance program. If the vehicles are still under warranty, you don't have to worry about problems that occur while you're still making payments. If the vehicle is used, however, the dealer may have incentives and deals that make maintenance more affordable than it would traditionally.

  • Check with your accountant to find out how fleet financing will affect your business. Some programs allow you to claim your lease on a cash vs. accrual basis, which makes you look better on paper.