Purchasing resources for Maryland Auto Financing


Providers of auto financing in Maryland.

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401k Plans

Information on 401(k) plans.

www.business.com/finance/401k-plans/
401k Rollover

Business directory to 401k rollover information and advice.

www.business.com/finance/401k-rollover/
403(b) Plans

Resources and services for 403(b) plans.

www.business.com/finance/403b-plans/
Retirement Consultants

Retirement industry advisers and consultants.

www.business.com/finance/retirement-consultants/
Retirement Plans

Companies that provide retirement plan benefits, including 401k plans and pensions. Get information on corporate retirement plans, or how to offer retirement benefits for employees.

www.business.com/finance/retirement-plans/
401k

401(k) plans allow employees to save for their retirement by contributing a portion of their wages to an individual account. Employers can also contribute to 401(k) plans in the form of employee benefits; be sure your 401(k) vendor can manage your employees’ investments wisely.

www.business.com/finance/401k/
Advice and Ratings on Maryland Auto Financing

Source: /guides/advice-and-ratings-on-maryland-auto-financing-32773/

Getting advice and ratings on Maryland auto financing is an essential step in selecting the right provider. Turning to experts can be an easy way to learn about auto financing options or to learn what car buying incentives are available. Read More »

401(k) Plans Key Terms

Source: /guides/401-k-plans-key-terms-33062/

Learning about 401(k) plans key terms is a good place to start if you're considering starting up a retirement fund for your employees. From automatic enrollment to matching, after-tax and pre-tax contributions, 401(k) plans have several terms you may want to know before beginning one of these programs. Read More »

Maryland Auto Financing Key Terms


There are several different assets in auto financing in the state of Maryland, so understanding Maryland auto financing key terms can benefit your business transactions. Knowledge of these terms can also help you effectively communicate your specific desires.

Negotiations become easier when both parties understand Maryland auto financing key terms. It shows an increased level of professionalism when one can easily communicate using current vocabulary and proper terminology.

Destination charge

Sometimes included in automobile financing, a destination charge is a fee charged by a manufacturer for the delivery of a vehicle.

Auto loans

Auto loans are loans set aside specifically for purchasing used or new vehicles. A loan temporarily provides money for a debt, generally offered with interest.

Lease

A lease is a contract in which a person or business makes payments to act as owner on a property or vehicle belonging to another person or business.

Refinancing

Refinancing is a term used when one replaces an existing debt obligation with a new loan having different terms. Sometimes auto owners try to refinance to reduce monthly payments.

Annual percentage rate

The annual percentage rate (APR) is the amount of interest accrued yearly, including expenses and fees paid, when acquiring a loan.

Loan-to-value ratio

The loan-to-value ratio (LTV) is a ratio one uses to determine what amount a lender will loan to a borrower, based on a vehicle's value. You can determine the LTV by dividing the amount of the loan by the Manufacturer's Suggested Retail Price (MSRP) or retail value.