Learning about 401(k) plans key terms is a good place to start if you're considering starting up a retirement fund for your employees. From automatic enrollment to matching, after-tax and pre-tax contributions, 401(k) plans have several terms you may want to know before beginning one of these programs. Read More »
The 401k plan grew from a little known tax code loophole--which is where the 401k name came from--to the most common way workers invest for their retirement. This industry possesses trillions of dollars in allocated 401k retirement plan contributions. Read More »
Are you looking for information or assistance in regard to residential or commercial mortgages? A mortgage is a loan that is secured by property through the use of a mortgage note. Mortgage loans make it possible for businesses and individuals to buy property and then to pay it off gradually over time.
Mortgages generally fall into two main categories. These are residential and commercial. A residential mortgage is intended to help homebuyers purchase a residential property, typically a house, apartment or condominium. A commercial mortgage on the other hand, is intended to help a business owner purchase a property for commercial use. Rates and terms vary depending on the type of mortgage, the mortgage lender, the geographical region you are in and what the current interest rates are.
Buying property outright is simply not feasible for most of us. Working with a reliable commercial or residential mortgage broker or lender makes it possible for businesses and individuals everywhere to buy properties they wouldn't otherwise be able to afford. Regardless of whether you're looking to purchase a business or residential property, you'll likely find there are good mortgage options available for you. Get started by visiting the links on the left.