Compare These Top Vendors for Online Prepaid Debit Card

Your Online Prepaid Debit Card

Finding an online prepaid debit card is a great solution for those looking to do extensive online shopping. The idea of a virtual debit card is relatively new and finding its way into the hands of many savvy and secure shoppers. While the thought of a virtual debit card may sound obscure, Visa has teamed up with different companies to provide this service worldwide. There are many benefits to having a virtual, or online, prepaid debit card.

Benefits of a Prepaid Debit Card

The best part of a prepaid debit card is that everyone can use it. You can sign up for your card online, without sitting through a credit check or waiting for paperwork to go through the mail. Registration is almost always free and very user friendly. Parents can sign their children up for a card, and not worry about spending. Acting as a bank card, you can load as much or as little onto the card. Many cards offer online budgeting and direct deposit. You can also load money onto your card on your account online, and keep track of spending. Some companies are also starting to offer a mobile budgeting application, which can allow you to be aware of what is happening with your account anywhere in the world.

Virtual Card

A virtual prepaid debit card exists only online. You can sign up for an online prepaid debit card online, where your information will stay. You can only use this to make online and over the phone purchases. This can be a smart way to control your online spending, and avoid keeping another credit card in your wallet. The benefits of an online prepaid card can help keep spending to a minimum and personal information private.

· Spend Only What You Load: Because your online card is prepaid, you will only spend what you put on it. This is a smart way to allow children to shop. Without having a card to keep track of, they can still make purchases online. You give them the spending allowance and they don’t have to worry about losing the card.

· Shop All Over the World: Some virtual debit card companies allow you to shop easier anywhere in the world. Entropay allows you to virtually change your money into any currency, making foreign transactions easy. As a traveler this can be beneficial for making purchases on the go. You can avoid stress about losing your card, and make safe transactions delivered directly to your home. Your funds are available immediately upon putting them on the card, so you can make your purchases without a wait period.

· Give a Gift Quick: If you forgot your niece’s birthday, don’t worry. With Giftcards.com you can send a virtual prepaid visa gift card, which will be received via e-mail in a matter of minutes.  By simply clicking an activation link in the e-mail, the recipient will be able to spend immediately. The card can be used online or over the phone with any company that accepts Visa.

A prepaid debit card presents many opportunities for a large variety of people. For global shoppers, an online prepaid debit card can allow you to do that, without over spending. With no stress of losing your card, you can make secure and unique purchases.

For parents looking to give an allowance, you can control your children’s spending by signing them up for a card online. You can easily load their card online, even when you’re not with them. Control their spending while still having the freedom to shop.