Compare These Top Vendors for Personal Bankruptcy


Directory of personal bankruptcy lawyers. Attorneys and consulting services for filing chapter 7 and chapter 13 consumer bankruptcy.
Debt Management by Corporate Turnaround

Turn your financial debt around with the full service of Corporate Turnaround. Restructure your debt, receive financial guidance, and much more for a financially stable business.

Debt Management by Corporate TurnaroundVisit ww.corporateturnaround.com

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Bankruptcy Law Firm of Orfelia M. Mayor, P.A.

Fort Lauderdale Bankruptcy Attorney. Chapter 7, Chapter 13, Loan Modification, Foreclosure Defense and Consumer Debt Relief. We speak Spanish.

http://www.ombankruptcy.com
ClearDebt

Established in 2004 by licensed insolvency practitioners, ClearDebt helps people in the UK who are in severe debt.

http://www.cleardebt.co.uk
Credit Solutions, SC

Bankruptcy lawyers specialize in all areas of bankruptcy, can stop collection calls, prevent utility shut-offs, help you get your debt under control

http://www.creditsolutionslaw.com/
Fong and Partners Inc.

Trustee in bankruptcy offering personal bankruptcy and debt consolidation services in Toronto, Ontario, Canada.

http://www.startingovertoronto.com
Kevin Thatcher & Associates Ltd.

Experienced trustees in bankruptcy. Based in Toronto, with locations across Ontario, we guarantee a convenient location near you. Visit us today.

http://billfixer.com/
Killen Landau & Associates Ltd

Killen Landau & Associates Ltd helps those going through bankruptcy and debt consolidation. Visit http://www.killenlandau.ca/ for their services.

http://www.killenlandau.ca/
Law Office Kathryn L. Harry & Associates

DuPage County Bankruptcy attorney serving clients in DuPage, Cook, Kane and Will County. Offices in Oak Brook and Naperville, Illinois.

http://www.Illinois-bankruptcy-lawyer.com
401k Plans

Information on 401(k) plans.

www.business.com/finance/401k-plans/
401k Rollover

Business directory to 401k rollover information and advice.

www.business.com/finance/401k-rollover/
403(b) Plans

Resources and services for 403(b) plans.

www.business.com/finance/403b-plans/
401(k) Plans Key Terms

Source: /guides/401-k-plans-key-terms-33062/

Learning about 401(k) plans key terms is a good place to start if you're considering starting up a retirement fund for your employees. From automatic enrollment to matching, after-tax and pre-tax contributions, 401(k) plans have several terms you may want to know before beginning one of these programs. Read More »

401(k) Plans Industry Overview

Source: /guides/401-k-plans-industry-overview-21253/

The 401k plan grew from a little known tax code loophole--which is where the 401k name came from--to the most common way workers invest for their retirement. This industry possesses trillions of dollars in allocated 401k retirement plan contributions. Read More »

Personal Bankruptcy


Sometimes because of financial circumstances beyond your control, declaring personal bankruptcy becomes the most logical option. Because of the societal stigma associated with filing personal bankruptcy, you may try other options that just get you deeper into debt. While personal bankruptcy is a crucial decision, it is not the end of the world and you can emerge from it in a better financial position.

Personal bankruptcy for business owners can complicate the process more so than the average bankruptcy. However, with the proper due diligence and the right guidance, you can eliminate most of the major problems associated with declaring personal bankruptcy as a business owner. Choosing the right bankruptcy lawyer and understanding all of the details of personal bankruptcy filings are essential in this process. Too many times people that file for bankruptcy do not understand the long-term financial implications and live to regret it. Given these complications, there are few items to consider before filing personal bankruptcy:

1. Examine all of your personal bankruptcy options.

2. Contact a few bankruptcy lawyers to obtain bankruptcy help and guidance.

3. Determine if you want to file for consumer bankruptcy.

Understand Chapter 13, Chapter 7 bankruptcy and the process

The primary filing distinction between Chapter 7 and Chapter 13 bankruptcies is that you can keep some assets under Chapter 13 that you would have to liquidate under a Chapter 7 filing. There are other disparities between the two and it is prudent to know each and every one. In addition, you can file other types of bankruptcy besides these two but they are by far the most popular.
uscourts.gov.  Determine the personal bankruptcy laws and information specific to the state in which you live from the website BankruptcyInformation.com.

Obtain advice from a bankruptcy attorney

When filing for personal bankruptcy, the services of an attorney are imperative. Sometimes people will file too quickly or too late but retaining an attorney can give you an unbiased picture of the financial situation and help you make the correct decision.

Make the decision whether to file for personal bankruptcy

As previously stated, bankruptcy is not something to take lightly but sometimes it is the best option. Because each financial situation differs greatly there is no simple or right answer.
  • If you decide to file for personal bankruptcy be sure to keep the personal bankruptcy records for at least seven years. Often companies listed on the bankruptcy sell your debt during the filing and those companies will try collect the debts even after the filing.