Purchasing resources for Refinance Mortgage Rate


Directory of mortgage refinancing rate information and mortgage refinancing companies. Research listings to find current refinance rates and available mortgage refinancing information to understand your commercial mortgage refinancing options.

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Mortgage Rates

Providers of business mortgage loans offering current mortgage rates and mortgage quotes. Select a local or nationwide provider of mortgage loans that offers business mortgage rates and options that suit your company needs.

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Commercial Mortgage Lenders

Quickly find commercial mortgage rates and the right commercial mortgage lenders for your business mortgage in our business directory. Review our listings to find commercial lenders who can serve your business needs.

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Florida Home Equity Loan

Quickly find Florida home equity loan providers. Research information on Florida equity loans, including home equity loan refinancing options. Identify a lender offering Florida home equity loan rates that meet your financial needs.

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Massachusetts Home Equity Loan

Quickly find Massachusetts home equity loan providers. Browse lenders of home equity loans in MA that offer loan quotes online. Identify brokers offering Massachusetts home equity loan rates that meet your financing needs.

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Information on 401(k) plans.

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Refinance Mortgage Rate Key Terms

Source: /guides/refinance-mortgage-rate-key-terms-34357/

Refinancing a mortgage is a similar process to obtaining a mortgage on the property initially. However, there are a few key terms that you'll be dealing with when completing a mortgage refinance. Read More »

Making the Most of Refinance Mortgage Rates

Source: /guides/making-the-most-of-refinance-mortgage-rates-25841/

Refinancing rates are traditionally similar to home mortgage rates. The process of refinancing is simply the paying off of one mortgage loan to obtain another. Read More »

Finding the Best Refinance Mortgage Rate


Interest rates fluctuate, and refinancing rates that are lower than your current rate could lower your mortgage payments significantly, leaving more money available for other investment in your business or home.

An illustration of how low refinance rates can positively affect your cash flow is if you refinance $250,000 for 30 years at a fixed rate of 5%, your payment would be $1,419.47; the same loan at a 6% interest rate would cost you $160.70 more each month.

Some reasons for mortgage refinancing are:
  1. Your current mortgage rate is considerably higher than the new low refinancing rates.
  2. You have a balloon note and are required to refinance.
  3. You've accrued equity and would like to refinance to provide extra cash for building improvements or other reasons.
  4. To convert your adjustable interest rate to a fixed refinance mortgage rate.

Stay current with available refinancing rates

Keeping up with the interest rates is a good way to know when to refinance your home. The economy affects mortgage rates and your payments rise with the rates if you have an adjustable rate mortgage.

Find out all the costs associated with mortgage refinancing

Ask your broker for his current mortgage interest rates and see if the rates are fixed or adjustable. Also, you will need to know the annual percentage rate (APR), which takes into account the interest rates, fees and other charges.

Paying points may give you the best refinance rate

Fees paid to a mortgage refinance company are called points. One point is equal to one percent of your loan amount. These fees are usually paid at closing. The amount you pay for points is tax deductible for a new loan, but not for a refinance. Also, ask your mortgage refinancing lender if there are other fees related to your points. In some cases, you may come out ahead by paying points.

  • Compare refinance rates between online mortgage refinancing companies and your local lenders.
  • Often lenders will give you a low refinancing rate if you finance for a shorter term.