Information on 401(k) plans. more »
Business directory to 401k rollover information and advice. more »
Resources and services for 403(b) plans. more »
Information on pensions. more »
Companies that provide retirement plan benefits, including 401k plans and pensions. Get information on corporate retirement plans, or how to offer retirement benefits for employees… more »
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Get Started401(k) plans allow employees to save for their retirement by contributing a portion of their wages to an individual account. Employers can also contribute to 401(k) plans in the fo… more »
The downside, however, is that these plans are more complex and costly to administer than defined-contribution plans, such as 401(k) plans, and they also require lump-sum distributions at retirement. With those caveats in mind, there are some enticing plan benefits, including:
You want to help your employees prepare for retirement. But, of course, you don't want to spend an unsustainable amount of money that could have negative impacts on your business. Making informed choices that can benefit your business and your employees might mean that you need to meet with a retirement consultant who can help you better understand that positive and negative effects of your retirement plan options.
Retirement consultants might choose to focus on services for employers or individuals. If you own a business, then you will want to find a consultant that specializes in the services that pertain to you. You might even find that some of the retirement consultants specialize in businesses of certain sizes. You should, therefore, look for one that has experience working with companies that have staff sizes similar to yours.
Doing some research should help you choose a reliable consultant that can give you accurate information about retirement plans for your employees. You can start doing your research by visiting the websites that Business.com has posted on the left side of your screen. After spending some time at each site, you should find that you better understand the services that you need from your consultant.
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