Quickly find listings of small business finance companies and providers of small business loans. Browse small business lenders to find the best funding options for financing a small business start-up.
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Business must accept Credit Cards. No Start-Ups. Approval in 72 Hours
Use IRA/401k to Fund Startup or Qualify for a loan- No Tax Penalty
Pay Back As Your Business Makes Money. Must be in Business 1 Year.
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Small Business Finance Basics
Tap one of the many sources of small business financingBy Mike Tracy For an entrepreneur planning to open a new business, finding sources of small business financing is job number one. Fortunately there are a number of potential sources for financing a small business. Unfortunately, some are easier to access in a timely way than others. Learning the small business finance basics will help your team sift through the information about potential providers of small business financing.
Small business financing is an important economic activity in the U.S. Financing companies, banks, government entities and non-profit organizations are all part of the incubation system that provides financing solutions for small business. Qualifying for funding differs with each of the small business financing solutions. Some require specific documentation, while others have ownership or product parameters. To find small business start-up money for your firm, assess the following sources:
1. Check with small business loan brokers.
2. Contact small business financing companies.
3. Consider grants among your small business financing solutions.
Find small business loans for start-ups
As your first source in small business finance basics, your business might want to apply for small business loans. Banks and other financial institutions are the leading small business lenders. Although interest rates and qualifications for the loans vary, most sources provide financing for a business that qualifies. Shop banks until you find the right combination of interest rates and qualifications for your company.
Try: Start your search for small business funding at BusinessFinance.com. Your firm can find excellent general information and specific funding sources. Use the search function to find funding that matches your needs. Bank of America is a prime source of small business funds. Check out its tips on starting or growing your business.
Compare rates among small business financing companies
Once your team has researched bank loans, check with financing companies. Many are in business specifically to provide money for small business loans. Often they also will help with other aspects of starting your business, such as filing the proper paperwork and registering your business. Some but not all limit lending based on specific guidelines, such as to women-owned businesses or start-ups in a geographic area.
Try: Contact General Electric, one of the leading small business financing companies with more than $10 billion in loans annually. It specializes in loans for business real estate. Hoping to start a business in the healthcare field? Find financing information at ProMed Financial. It funds medical, dental and other health-related start-ups.
Get a grant for your small business funding
Grants can be an ideal source of funding for your start-up. The big advantage: your company doesn't have to pay the money back. However, there are some things about grants to consider. Grants are often competitive and might entail a detailed application process. Also, many grants take as long as a year or more to be finalized. Apply if your business qualifies and fits the grant time frame.
Try: Visit the U.S. Small Business Administration website for complete information on grants. Your staff can find information on a variety of grant types and sources. For information on small business grants for women and women-run businesses, see Women's Business Grants from Womens-Finance.com.
- Don't overlook local grant sources. Cities or other government agencies seeking to attract certain types of businesses or companies to targeted areas can be an important source of funding.
Business must accept Credit Cards. No Start-Ups. Approval in 72 Hours
Use IRA/401k to Fund Startup or Qualify for a loan- No Tax Penalty
Pay Back As Your Business Makes Money. Must be in Business 1 Year.
Incredibly Low Mortgage Loan Rates. Get a Free Quote Now & Save!
Get Help Today. $3K In Visa/MC Req. Business Owners Only. No Startups
Accounts Receivable Management
Specialist in the invoice-purchase factoring of US government receivables. Provides account receivables management services to federal contractors.
http://www.armcor.com/gateway.html
Provider of asset-based lending, credit analysis for small business, as well as accounts receivable credit default insurance.
Financial advisory service for technology mergers and acquisitions.
America\'s Business Finance Directory
Provider of assistance to entrepreneurs and small-business owners in obtaining capital, gaining support, finding government programs and getting expert help.
http://www.businessfinance.com/
Software program that allows small businesses to generate an objective estimate of their company's worth.
http://www.bulletproofbizplans.com/BallPark/
Provider of factoring of accounts receivable, business loans, real estate development loans and venture capital funding.
Working capital lines of credit to small businesses throughout Southern California.
http://www.camelfinancial.com/
Financial consulting firm specializing in the loan and financial management needs of individual businesses and financial institutions.
http://capitalfin.home.pipeline.com/
Provider of commercial financial services including real estate loans, aircraft/watercraft financing/leasebacks, accounts receivable, purchase order/contract financing, factoring and venture capital.
http://www.commercialloan.com/
CommercialLoan.com: Financial Services
Provider of financing for accounts receivable, mortgages, debt and equity funding.
http://www.commercialloan.com/html/services.html
CommercialLoan.com: Real Estate
Provider of debt financing, equity financing and lines of credit to the real estate industry.
http://www.commercialloan.com/html/realestate.html
Provider of sale/leasebacks and straight debt financing for aviation and marine financial programs.
http://www.commercialloan.com/html/transport.html
Provider of asset-based finance in the US and Canada. Subsidiary in the UK offers trade finance and asset-based lending.
http://www.congressfinancial.com/
Firm assists companies of all sizes expand by securing financing via the US government's Small Business Administration guaranteed loan program.
Mission is to rapidly launch Internet start-ups that will grow into profitable, lasting franchises.
Provides asset backed financing, including venture leasing, for start-up and early-stage entrepreneurial companies in Europe.
Hyland Financial Group: Bridge Loans
Provider of bridge loans that can be used for a short time until permanent financing is put in place.
http://www.hylandfin.com/Bridge_Loans.htm
Hyland Financial Group: Commercial Loans
Loan broker that provides all types of business, commercial and venture capital loans.
http://www.hylandfin.com/Commercial_Loans.htm
Hyland Financial Group: Healthcare Funding
Purchaser of receivables from many provider specialties, including office-based practitioners, group practices, hospitals, clinics, home healthcare entities and others.
http://www.hylandfin.com/Healthcare_Funding.htm
Hyland Financial Group: Small Business Finance
Program that supplies working capital for small-business owners.
http://www.hylandfin.com/Small_Business_Finance.htm
Financing section of this entrepreneur and small business owner destination site.
http://www.ideacafe.com/getmoney/financing.html
Parent/holding and incubator company for high-tech operating units which provide Internet services including the registrar and registry of domain names ending in .TV. This company was capitalized by private investment.
Distributor of guides focused on federal government programs that can assist individuals and small businesses.
National Center for Industrial Competitiveness
Provides loans to support product and business development for the start-up of new businesses and expansions of existing businesses in the Great Lakes Region.
Full service commercial finance company serving small and medium sized businesses in the Puget Sound region and works with all industries.
Provider of bank financing to dentists, dental specialists, veterinarians and physicians for buying practices, equipment, leasehold improvements and buildings.
Finance company specializing in meeting the financial needs of all healthcare professionals.
http://www.promed-financial.com/
Makes equity investments in private and small public healthcare companies focused on the treatment of cancer in general and prostate cancer in particular.
Provider of working capital to small and medium-sized businesses who traditionally experience difficulty in securing adequate bank financing.
http://www.resourcecapital.com/
Bank with expertise in a number of technology and life sciences niches. Provides leases and loans for emerging growth companies.
Provides consulting services for entrepreneuers seeking venture capital financing and business plan guidance.
http://www.stollerassociates.com/
Web site contains details of all UK incubation projects, sources of finance for incubators, best practice guidelines, news and events.
Specialists in asset based financial services for start-up and emerging growth companies.
Tips & Advice to help you make your decision on Small Business Finance
If you would like to start a new business or expand your current business into new areas, then you might need to find financing that can fund these projects. There are a variety of institutions interested in funding small businesses. By learning more about your options, you could secure the small business finance services that you need to find success.
Some institutions focus on small business finance services for established companies that want to expand their operations. Other financing institutions, however, are interested in helping new businesses get a strong start in their industries. Depending on your business's previous success, you might find that one option works ... more
If you would like to start a new business or expand your current business into new areas, then you might need to find financing that can fund these projects. There are a variety of institutions interested in funding small businesses. By learning more about your options, you could secure the small business finance services that you need to find success.
Some institutions focus on small business finance services for established companies that want to expand their operations. Other financing institutions, however, are interested in helping new businesses get a strong start in their industries. Depending on your business's previous success, you might find that one option works better for you than the other.
Bbusiness.com can help you learn more about your business financing options. Financers might even offer additional services, such as helping clients find the most efficient ways to operate their businesses. Taking advantage of these services could help you offsite the cost of interest rates charged by the financing companies. By following the links that have been listed at left, you will learn more about your financing options and other services that you might find relevant. Exploring these websites should help you make a more informed decision for your business.