Sony offers financing in several ways. There is commercial financing for businesses that are interested in making large purchases. With this option, companies lease products for a specific period. For consumers, Sony offers Sony financing that can be used to purchase Sony products online and from retail stores, as well as at retailers like Crutchfield. Finally, there is a Sony branded Visa credit card that can be used anywhere. Most Sony financial services products entitle customers to special promotions and rewards. To choose the best product for your needs, get to know some Sony financial services, consumer credit and commercial financing key terminology.
Prior to September 2008, Sony partnered with HSBC Bank to offer Sony consumer finance cards. However, Sony's relationship with HSBC has ended and all credit cards issued from HSBC have expired. Customers must reapply through Sony's current partner.
Sony card members are eligible for the Sony Rewards program. This program presents special offers and the ability to earn points that are redeemable for Sony products.
Sony consumer credit card and financial services interest rates vary based on financial conditions and applicants' credit ratings. A credit card interest rate is an annual percentage rate. Interest rates are the fees paid for the privilege of purchasing through credit.
Sony often offers no-interest financing deals on specific products. With no-interest financing, payments and interest are deferred for a set period.
In addition to Sony financing, Sony offers a branded credit card. It is a standard Visa card that can be used to purchase any items, not just from specific retailers or Sony products.
Sony commercial financing is a lease program that includes upgrade and replacement arrangements, bundled solutions, potential tax benefits and the ability to purchase equipment cheaply at the end of the lease.