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If you are a veteran, look into a VA mortgage before you purchase your next home. Refinancing your existing conventional mortgage may also be an option to save you money and interest payments.
With the wealth of advertisements that target veterans, it is best to err on the side of caution. If there is only one thing your military career should have taught you, it is that you should never barge into an area without first checking out the terrain. The same thing goes for mortgage companies that promise you better rates. If you are ever in doubt about the validity of an agreement or the reputation of a company, check with your local Better Business Bureau and Department of Veterans Affairs to make sure that there are no prior complaints against them.
Many state and federal programs offer perks such as having to put no money down when buying a house if you are a veteran. It is one of the small ways to honor the time that you spent in the service to protect the country and its entire people.
Check with your tax advisor as well for any special credits or deductions that you can get being a veteran and a homeowner. Learn more about obtaining a VA mortgage through the informational resource links found on this Business.com page.