Resources for Business Credit Ratings

Any business that plans to seek loans, lease equipment, establish partnerships, accept credit cards or buy inventory and materials should have a strong credit profile. You'll need to:

1. Get listed with key credit profiling firms.
2. Build, maintain and update your business credit profile.
3. Check credit profiles of customers.

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Obtain a DUNS number and get listed with D&B

If someone wants to check your creditworthiness they'll often look first to D&B. A DUNS number from D&B is the industry standard for business listings. Getting one puts you in D&B's database and lets you use D&B as a credit reference.

Check your file or others

For small, growing companies - especially those doing business with large companies or government entities - a positive credit report is vital. Knowing what's in your file is important since missing or incorrect info can hurt you. And if you grant credit to others, you'll want to know their credit history.

Shortcut: Services to help you build business credit

A business credit consulting service can help new business owners separate personal and business credit histories and establish separate business credit.

High-Volume, low-cost reports

To confirm information on new clients, make low-risk, low-dollar credit decisions, pre-qualify prospects or even generate sales leads, you'll need a subscription credit report service offering unlimited access to data on millions of businesses.

International credit reports

Doing business outside the U.S.? Accurate and reliable information about the creditworthiness of overseas clients is critical.