Providers of credit and banking resources for farmers.
Purchasing Resources for Farm Credit
We Can Help You Grow. Agricultural Lending for Almost 140 Years. Visit
Find your country place and the Lender to get you there.
2.8%-3.5% APR-No prepay penalty - conversion option. Pre-qualify now.
Where Have All the Lenders Gone? An e-book for Dairy Farm Borrowers
Download Farm Credit White Papers
Farm Credit
Farm credit services can keep your business goingBy Virginia Franco, Freelance Writer Farm credit loans can help balance the risk that comes with making a living off the land. Farming life is surely rewarding, but those who do it day in and day out know just how much is out of their control -- especially when Mother Nature gets involved. Fortunately, the federal government understood this and put the Farm Credit Service (FCS) in place to ensure a reliable source of agriculture credit for America's farmers. The FCS is a national network of credit unions and banks that work specifically for farmers.
Whether you are just starting out or have been successfully farming for years, it's important to know what farm and agriculture federal credit unions have to offer. Farm credit services can provide assistance to farmers in three distinct areas:
1. Farm credit loans for your home, cars and farm equipment;
2. Crop and livestock insurance;
3. Beginning and small farmer loans.
Finance your business with agriculture credit loans
To be a successful farmer, you need a house and vehicles for your family, plus numerous outbuildings and farm equipment. Ag credit loans are available to help you build your farming business and plan for a successful future.
Try:
Farm Credit Services of America is one-stop shopping for today's busy farmer. They offer competitive rates for real estate loans and lines of credit you can tap into for all of your farm operating needs. If you're a farmer in America's heartland, check out Farm Credit Services of Mid-America to help you with capital for everyday operating expenses.
Prepare for the unexpected with help from an Ag credit union
When your business depends on help from Mother Nature for its success, particularly plants or animals, it's a good idea to think about crop and livestock insurance. This type of speciality insurance is available from your farm credit union and is a viable form of risk management.
Try:
If you're a farmer in the northwest, contact Northwest Farm Credit Services. They provide several different types of crop insurance, including revenue-based insurance, which protects you against an income drop because of low prices, unexpected low yields or a combination of both. The Hartford Financial Services Group, a well-known name in the insurance world, has offered livestock insurance to farmers since 1916.
Consider agriculture credit for the small farmers or those just starting out
Feeding our ever growing country depends upon U.S. farmers, both new and small. Congress has decreed that the Farm Credit System look after the needs of these vital American farmers.
Try:
Learn more about the government's desire to help beginning and small farmers at the Farm Service Agency's website. The Center for Rural Affairs is a good place to get started if you're a new or small farmer seeking farm credit loans and financial expertise, as well as farm credit sources.
- Today's farmers can take advantage of today's Internet banking options available with farm credit services institutions. While paper draft slips can still be used to draw credit line funds, Internet banking provides farmers with the ease of making withdrawals online and the ability to select whether the funds go directly to their bank account or to pay bills.
We Can Help You Grow. Agricultural Lending for Almost 140 Years. Visit
Find your country place and the Lender to get you there.
2.8%-3.5% APR-No prepay penalty - conversion option. Pre-qualify now.
Where Have All the Lenders Gone? An e-book for Dairy Farm Borrowers
Agricultural lender in the eastern United States and Puerto Rico. Also has country home and land loan programs and rural property loans available to people non-farmers.
Provider of private investment banking services to agribusiness.
Lessor, lease, and loan originator serving agricultural, commercial, industrial and transportation entities in the United States and Canada.
http://www.allisonleasing.com/
American AgCredit - Santa Rosa, CA
Part of the cooperative nationwide Farm Credit System. Specializes in providing financial services to agriculture. (Formerly Pacific Coast Farm).
Agricultural real estate lender, specializing in fixed and adjustable rate mortgages for agriculture.
Real estate lender in Texas, originating and servicing farm loans, and ranch loans.
http://www.capitalfarmcredit.com/
Provider of financial services to Wisconsin agricultural and rural communities.
Provides long term lending services, and Production Credit Associations (PCAs) which provide short term lending services.
http://www.farmcreditbank.com/
Nationwide financial cooperative that lends money and provides financial services to agriculture and rural America.
Offers variable rate loans tied to prime or LIBOR as well as fixed rates from one to twenty years for the farming community.
Farm Credit Services - Mountain Plains
Lender with proven funding sources that stretch from Wall Street to Main Street to family farms, ranches, and agri-businesses.
Farm Credit Services of America
Offer fixed-rate loans, insure your loan payments And protect your income against falling market prices.
Provides financial services such as insurance, loans, investments, as well as industry news to agricultural and rural communities.
Agricultural finance cooperative formed in 1916 to provide a dependable source of financing and financial services for agricultural purposes and rural housing.
Agency provides direct and guaranteed farm ownership and operating loan programs to farmers who are temporarily unable to obtain private, commercial credit.
http://www.fsa.usda.gov/dafl/default.htm
Land O\' Lakes Finance Company
Assists pork, dairy, beef and poultry producers by providing both facility and operating financing.
http://www.landolakesfinance.com/
A lender to the agricultural community through the Farm Loan Department.
http://www.countrybancorp.com/
Northwest Farm Credit Services
Customer-owned lending association serving the financial needs of farmers, ranchers, fishermen, timber harvesters, and rural residents in the Northwestern United States.
Specialize in originating and servicing farm loans, ranch loans, country home loans and recreational property loans. Long-term financing also for recreational land loans.
Tips & Advice to help you make your decision on Farm Credit
The Farm Credit System is an enterprise sponsored by the federal government. It's designed to help agricultural producers, rural homeowners and various farming industry related businesses. With market fluctuations and weather events, the farming industry can be unpredictable at times. The FCS was established to provide farmers, ranchers and producers of aquatic products a dependable source of income.
The Farm Credit System is dedicated to serving rural America and the agricultural and farming industries nationwide. The FCS makes structured loans available to qualified businesses, individuals and associations. FCS loans are generally available at more competitive rates than ... more
The Farm Credit System is an enterprise sponsored by the federal government. It's designed to help agricultural producers, rural homeowners and various farming industry related businesses. With market fluctuations and weather events, the farming industry can be unpredictable at times. The FCS was established to provide farmers, ranchers and producers of aquatic products a dependable source of income.
The Farm Credit System is dedicated to serving rural America and the agricultural and farming industries nationwide. The FCS makes structured loans available to qualified businesses, individuals and associations. FCS loans are generally available at more competitive rates than those found in the general market. The FCS also provides financial services and advice. The FCS is comprised of four regional banks and one Agricultural Credit Bank.
FCS loans are intended to help farmers and agricultural producers overcome bad seasons due to weather conditions or other unforeseen events. They can also be utilized for purchasing homes in rural areas. The Internet can be a useful tool in finding out what the FCS may possible be able to do for you. Business.com is a trusted resource that makes it easier to explore your options. You can learn more by visiting the links on the left.
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