Guide to American Express Gold Card

Getting an American Express Gold Card for your small business provides possibilities that grow as your business grows.

The American Express Business Gold Rewards Card program ranks high among all credit cards. Use the exclusive “OPEN for Business" program from American Express to gain resources that enhance running your business.

Enjoy American Express Gold Card benefits through the OPEN Savings program. This feature automatically comes with your card, offering discounts from well known companies in supplies and services, travel, dining and business building tools. Provide additional cards for employees, use online management that tracks charges through expense management reports and account summaries.

OPEN for Business features advice, business articles, and community resources where you can pose questions and get answers. The Business Gold Rewards Card designed for the small business offers these advantages:

1. Earn one point for each dollar spent.

2. Establish a line of credit through financial services.

3. Benefits and protection that goes beyond other cards with CreditSecure.

Action Steps
The best contacts and resources to help you get it done

Apply for an American Express Gold Credit Card to begin your benefits

The application returns a quick 60 second decision. Receive a one year complementary membership in the rewards program. There's no annual fee for the AMEX Gold Card during the first year and no finance charge on zero balances.

I recommend: The online application is quick and simple.

Enjoy membership rewards with your AMEX Gold Card program

First year Membership Rewards program is free for the Business Gold Rewards Card, a small yearly fee applies afterwards. Earn points for travel, office equipment, merchandise, gift cards and more. No expiration date for points and earn one point for each dollar spent.

I recommend: See Ideas and Inspiration for membership rewards. Look at some exclusive gifts with point values in Exclusives.

Apply for a line of credit with your American Express Gold Business Card

The AMEX gold card offers a $10,000 to $100,000 credit line with no collateral for a business over two years old. The company provides periodic reviews of your card usage to determine possible increases for your line of credit. An annual fee applies.

I recommend: Fill out a line of credit application at Business Line of Credit. View terms and conditions at American Express.

Choose additional products and services to protect and expand your financing

The American Express Gold Card benefits go beyond normal card service when you have the Gold Business Rewards card. Designed for the small business, obtain gift cards, traveler's checks, travel insurance, B2B directory and pay other bills. Upgrade online to receive CreditSecure with 24/7 access to Experian, Equifax, and Transunion.

I recommend: For details about each of these products and services go to Additional Products and Services. Apply for CreditSecure online for credit monitoring.

Tips & Tactics
Helpful advice for making the most of this Guide

• Special features available online through your American Express Gold Credit Card include card activity, PDF form billing statements and schedule future card payments.
• Download all financial activity and statements to Quicken or Microsoft Money software.
• Request paperless statements to avoid loss or stolen mail.
• Receive customer protection with customer service 24/7, return, purchase and emergency card protection with your American Express Gold Business card.
• Track Membership Rewards points or quickly redeem them and set your financial alerts and reminders.

The official source of American Express Gold Card is
the American Express Gold Card page at Business.com