Guide to Auto Insurance in Alaska

Alaska car insurance is not merely a suggestion; all vehicles on the road are required to have auto insurance in Alaska. Luckily, there are many car insurance companies in Alaska to choose from.

All business owners need to make sure that company-owned vehicles have Alaska auto insurance. Your insurance policy must cover all employees who will drive the cars. Most companies find that it is convenient to store the proof of car insurance in Alaska in the glove compartment of the car. This makes it easily accessible in case of emergency.

Before seeking out Alaska auto insurance rates, you should:

1. Know how many employees require automotive insurance in Alaska.
2. Determine how much automobile insurance in Alaska you can afford. If possible, you may feel more secure purchasing more than the minimum level of insurance.
3. Calculate how often employees drive company-owned vehicles.
4. Know the Alaska state laws regarding auto insurance in Alaska.
   

Action Steps
The best contacts and resources to help you get it done

Request an Alaska auto insurance online quote

It is quick and easy to compare the rates of auto insurance companies in Alaska. By filling out a simple form, you can receive rate quotes from several different leading providers.

I recommend: Both QuoteCarInsurance.com and Insurance.com allow you to compare the rates from several different Alaska car insurance companies.

Determine what your company thinks is important from automotive insurance in Alaska

What are your priorities when looking for car insurance in Alaska? Do you want a high level of service or a great deal? Find an insurance company that fits best with your goals.

I recommend: State Farm and Allstate are the top choices for many business owners in Alaska. Geico comes in at a close third and is ideal for price-sensitive small business owners.

Cover your company completely

All states require a certain level of coverage. Auto insurance in Alaska must cover a minimum of $50,000 for injury or death of one person in an accident, $100,000 for injury or death of more than one person in an accident and $25,000 for property damage. Many companies choose to purchase a higher level of insurance for added security.

I recommend: Not sure how much insurance your company needs? A coverage calculator can help you decide how much you should purchase based on several factors. AIG Insurance and CarInsurance.com both offer these calculators.

Ask your Alaska insurance company if you can count on discounts

Insurance companies in Alaska offer discounts for a wide variety of reasons. Some of them may surprise you. It's always best to ask if you qualify for these special discounts.

I recommend: Geico conveniently lists the things that they provide discounts for on their website

Tips & Tactics
Helpful advice for making the most of this Guide

• You can sometimes get a discount when you bundle insurance packages together. If you already have another insurance policy with a company, ask if they also provide auto insurance in Alaska.
• Before signing up for Alaska car insurance, ask your lendor how much insurance they require on leased or financed vehicles. It is often higher than the minimum and you should consider this when purchasing a policy.

The official source of Auto Insurance in Alaska is
the Auto Insurance in Alaska page at Business.com