Auto Insurance in Michigan Education and Training

Get the training to work for auto insurance companies in Michigan

Auto insurance in Michigan education and training will teach you how to evaluate multiple auto insurance policies and recommend the best one to benefit your customer. You may also need to know about the insurance business in general.

The requirements needed to work for car insurance companies in Michigan are determined by the state and also depend on the type of auto insurance coverage being issued. There are three general categories of car insurance coverage:

1. Collision car insurance in Michigan covers damage to the car due to a collision with some object. The cause of collision damage is typically another car but may also be a falling rock or branch. If the insured driver is at fault, collision coverage will generally cover the repair cost up to the coverage limit after the deductible has been paid.
2. Complete insurance covers damage to the insured driver’s vehicle caused by something other than collision. Non-collision damage typically includes damage due to burglary, fire and corrosive liquids.
3. Liability covers damages to other persons or other property that is the fault of the insured driver. It typically includes damage to other vehicles, medical bills of other people and legal expenses.
   

 

Complete the courses needed to work for Michigan auto insurance companies

There are a variety of on-site universities and distance learning classes that teach students the various aspects of Michigan auto insurance rates. These courses should be updated frequently to reflect changes in federal and Michigan insurance law.
Try: FSI of Western Michigan offers pre-licensing and continuing education for insurance agents in Michigan. American Education Systems provides a pre-license course of study that is approved by the Michigan Department of Insurance.

Learn the laws regarding automotive insurance in Michigan

Auto insurance brokers and agents in Michigan will need to be familiar with the state laws about their profession. The required coverage limits on auto insurance vary widely by state.
Try: Farm Bureau Insurance provides a guide to auto insurance in Michigan, including coverage limits. Michigan Auto Law offers the liability limits and other aspects of auto insurance law in Michigan.

Obtain the license required by Michigan car insurance providers

Michigan has five different types of insurance licenses: accident and health, casualty, life, property and personal. Get licensing information necessary for a career in MI auto insurance.
Try: The Michigan Department of Energy, Labor and Economic Growth provides the requirements for an insurance license in Michigan. Sandi Kruise summarizes the Michigan state requirements for an insurance license.

 

• Michigan car insurance providers should set themselves apart by becoming a Chartered Property Casualty Underwriter (CPCU). This designation is respected throughout the insurance industry and identifies the holder as a dedicated and knowledgeable professional. A variety of insurance professionals may become CPCUs such as agents, brokers, claim adjusters and risk managers. Many attorneys, consultants and educators may also hold the CPCU designation.

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