Auto Insurance in Washington Basics

Find out how to go about obtaining car insurance in WA

If you need live in Washington and need new car insurance, you should get to know the auto insurance in Washington basics. Whether you need to insure a whole fleet of company vehicles or simply your car, it is important to compare companies and decide which one offers the best plan for your car insurance needs. Keep in mind that when it comes to auto insurance, WA has its own set of minimum requirements, which you should know before committing to one company.

Many factors will affect the Washington car insurance rate you will get, as well as the amount of coverage you need. For that reason, you need remember the following:

1. Get to know Washington's minimum insurance requirements.
   
2. Know where to find a Washington automobile insurance quote before you decide on one company.
3. Have the necessary information for a quote on hand before obtaining one.

 

Find out the minimum Washington car insurance you need

Prior to accepting a new insurance plan, you need to be aware of the minimum coverage that is required in your state. Washington minimums are 25/50/10, which means that you are covered up to $25,000 for each individual injury in an accident, with $50,000 allowed per accident, and the total that insurance would pay for property damage is $10,000. Washington does not require uninsured motorist coverage, unlike some states.
Try: CarInsurance.com and Auto Insurance In-Depth both provide information about WA auto insurance.

Request quotes online before obtaining car insurance in WA

The majority of Washington auto insurance companies will happily send a quote to your email address. Once you fill out your basic insurance needs, you will usually get a quote by the next business day. This means you can shop around and compare quotes from car insurance companies in Washington without even leaving your office.
Try: Amica allows you to obtain a Washington care insurance quote by email. Washington-Car-Insurance.com also offers a free quote for Washington state auto insurance.

Know the pertinent information before seeking Washington vehicle insurance

Before you can get an accurate quote for car insurance in Washington, you will need to know specific information about your car and driving history. You likely will be asked for the make, model and year of your car before even offering you a quote, so be sure to know this information. Your zip code also has a lot to do with how much your insurance will cost, so you will need to input your address as well.
Try: Pemco requires you to enter a zip code before obtaining an insurance quote, and offers a list of factors that affect your care insurance rate. 2Insure4Less.com asks for your name, zip code and whether you have insurance before offering a quote by email. State Farm Mutual Automobile Insurance Company lets you know ahead of time what information they need to complete a quote, such as odometer reading, driving history and driver's license number.

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