Banks in Poland

Navigating the Polish banking system for all of business and financial needs

If you’re thinking of moving to Poland or doing business in the country, then finding the right Polish bank to handle your financial business is going to be at the top of your To Do list.

Take the time to research the Polish banks carefully. Volatility in the financial sector of all countries is not uncommon these days. Here a few thing to keep in mind:

1. Collect all of the information you can on banks in Poland before you move or conduct any business in the country.

2. Seek help with finding the right Poland bank from people who have already gone through the process. Ask friends, family, expatriates or anyone who has banked in the nation for information regarding the steps you need to take to get things done.

3. Use the largest commercial bank in Poland for personal use since they will have the most branches throughout the nation as well as provide more services

Assemble general information on banks in Poland

It is important to know all you can about business banking in Poland before you begin the process of opening a bank account in the country. You want to know about the banks policies, foreign investment, the exchange rate and any other information you can think of to make your business or personal transactions easier.
American University has an article dedicated to e-banking on the section of its website dedicated to Poland. has a banking sector analysis of Poland that is available for purchase and download. It's expensive but may be well worth the money if you're serious about conducting business in Poland.

Contact expatriates for advice on Poland banking institutions

If you don't know where to begin when banking in Poland, seek out expatriates for advice. They have already made the transition from the US to Poland so they can give you the information you need to begin that process. Allo' Expat forums provide the opportunity to ask expatriates questions on business and finance in Poland.
Expats in Poland has a forum where you could ask expatriates question regarding Polish banks and other information on setting up life and business in Poland. Allo Expat has forums where you can communicate with expats and tourists regarding all aspects of life and business in Poland.

Use the largest Polish banking institutions for everyday business

Just as there are benefits to using the big banks here in the US, there are advantages to using the biggest of the Poland commercial banks for your everyday banking. Using the largest of the Poland banks will give you more access to branches throughout the nation, more access to ATM's as well as just making your transition to Poland much easier.
PKO Bank Polski and Bank Polska Kasa Opieki are two of the biggest banks in Poland offering a full range of financial services.
  • Pay attention to the actions of the Polish National Bank. As the Central Bank of Poland, the decisions they make will affect monetary policy, other banks in Poland, and the economy as a whole.

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