Business Checks Key Terms

Understand the meaning of business checks key terms

By Missy Duncan

Most businesses use some form of business checks, be they printed or handwritten. Business checks are available in an array of styles to fit any business need. There are some terms that companies may come across when shopping for business checks that they may not be aware of. Reviewing the definitions of business checks key terms allows companies to find exactly what they need with less hassle.

MICR numbers

MICR numbers, or magnetic ink character recognition numbers, are numbers such as the routing and account numbers that are printed on the check with magnetic ink so that check readers can scan the check. MICR numbers are printed with specific ink and printers.
Try: Learn more about MICR numbers at Hardware Central.

Voucher check

A voucher check is a check with an attached form for information about the purchase made with the check, invoices paid or payroll information. These forms are available in generic types for all types of checks or for specific checks, such as payroll or invoice payments. Voucher checks are available in printed and handwritten checks.
Try: Visit Stats sheet for information about voucher checks.

Continuous checks

Continuous checks, or dot matrix checks, are designed specifically for dot matrix printers. These checks do not have vouchers and print out continuously, one check after another.
Try: Learn how to align checks at Intuit. Property Automation also has information about dot matrix checks. Specialty Graphics explains more about continuous checks.

Blank-check stock

Blank-check stock is the paper used to print checks. Blank-check stock does not have any information printed on it and is sold mainly to companies that make checks for resale.
Try: Cheap Checks has more information about blank-check stock.

Warning borders

Warning borders or bands are printed labels on the check that inform others that the check contains watermarks or micro-printing. These warning bands were created to deter counterfeiters.
Try: Better Business Forms & Products provides information about warning borders. The TROY Group also has information on what warning bands look like.

Watermark

A watermark is a printed pattern or word that does not appear on the paper until it is held up to light. Watermarking fluid is used to print the image on the paper. Watermarks also appear on paper when it is copied.
Try: Visit wiseGeek to learn more about watermarks. Audio English also has more information about watermarks.