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Guides & Articles on Credit Card Processing

Setting up a Merchant Account

Having a credit card merchant account is critical to growing a small business

By Daniel Kehrer

It's a fact: Small businesses that accept credit cards sell more. Often much more. To do that, you must set up a merchant account to accept credit card payments. You may need an internet merchant account as well. Here's a three-pronged strategy to help you find the best merchant account provider: Decide what payment forms to accept with your merchant account. You can take o...

Electronic Data Interchange (EDI) for Small Business

This e-commerce standard can reduce purchase-order costs and keep big clients happy

By Tonya Vinas

Electronic Data Interchange (EDI) gives businesses a secure, electronic, point-to-point connection to exchange documents — traditionally related to purchasing, but it works for all types of documents. Businesses become involved in EDI either to reduce their own costs or in response to a customer mandate. Often, it is a larger company pushing use of EDI onto its smaller tradin...

Mobile Credit Card Processing

Collect your fees anywhere, any time

By Karen Kingsley

On-site workers (i.e. plumbers and electricians) and those who sell through trade shows have a wide range of credit-card processing options for immediate sales and possible data capture. As wireless technology evolves, you need to consider carefully which method serves you best. Advantages of mobile commerce include: Improved cash flow. Secure credit and debit transactions in secon...

Online Payment Solutions

Use cost-effective, secure online payment methods to boost your sales

By Sheila Callahan

No matter what your business, the sooner you set up to accept payments online, the more quickly your sales will accumulate. If you sell products or services through your Web site you can use a service such as PayPal to accept payment or you can make a shopping cart available. On a more basic level, you can even invoice customers via email. No matter what your setup, you'll nee...

e-Billing Your Customers

Save time and money with online billing and payment receipt

By Daniel Kehrer

Big things are happening with online billing for small business. As consumer and B-to-B customers alike continue to embrace electronic payment, the prospect of a simple online service for electronic billing and payment receipt has suddenly become real.A bevy of new e-billing services for small biz have just launched. It’s a terrific time to consider billing and collecting you...

Merchant Accounts

How to start accepting credit cards

By Daniel Kehrer

For most small businesses today, the ability to accept a full range of non-cash payments is essential to success. The choices include credit cards, debit cards, electronic checks, stored value cards, gift cards, smart cards and PayPal transfers.In order to accept those forms of payment you'll need to set up some type of "merchant account" with a bank, credit card proc...

Merchant Services

Accepting credit cards can simplify payment processing and grow your small business

By Cindy Atoji

Small businesses that accept credit cards sell more products and services. That's why you need to set up a merchant services account with merchant service providers. This includes all types of non-cash payment processing, such as PayPal transfers, electronic checks, debit cards, credit cards, stored value cards and smart cards.  When you've set up a merchant servi...

Bill Payment Systems

Automatic bill payment can help a business run more smoothly

By Jeanne Dininni

Keeping our companies' bill payments up to date is an important part of responsible business. Numerous bill-payment systems, services and software programs have been developed to help us do just that. From system-based applications to web-based electronic bill payment services, the modern business owner can easily find just the right automatic bill payment solution. All it take...

Credit Card Imprinters

Manual credit card imprinters could save your business

By Lisa Maloney

Credit card imprinters--not so affectionately known as "knuckle busters" to some--may seem like a dinosaur of the dark ages but they're still useful, even vital, to today's business owners.It may not happen very often, but networks do go down and power goes out. Natural disasters happen, too. If you want your business to keep ticking when problems come up, you sho...

Free Bill Pay

Save your company money with free bill pay services

By Mary P. Kelley

Today, almost all companies use the computer for varying amounts of their business needs. Some only use it to access email, while others hold complete bookkeeping systems and data on computers. One use that's gained popularity recently is check free bill pay.When online bill pay programs first started there was a cost to participate. Now, many companies offer online bill p...

Credit Card Mobile Processing

Save time and money with credit card mobile processing

By Apryl Beverly

Credit card mobile processing can increase sales, save time and reduce operating costs by allowing you to collect payment for products and services from any location. With mobile credit card processing you simply attach the card reader to your mobile phone and swipe the credit card.Most credit card mobile processing systems can be set up easily without the need for software. There ...

Manual Credit Card Machine

A manual credit card machine can save the day when trouble arises

By Virginia Franco

Connectivity issues like power outages and phone company problems are reasons why businesses that accept credit cards should consider purchasing a manual credit card machine. Manual credit card machines, also known as manual imprinters, are economical, lightweight and portable. This makes them a great backup to a card processing terminal or computer.Selecting the appropriate manual...

ePayment Solution

Finding and implementing an ePayment solution

By Carol Francois

Maximize the value of your website by adding an ePayment solution. This software allows customers to purchase items directly from your website and pay with a credit or debit card. In order to protect your customers' banking information, it is critical to use the correct ePayment solution provider.eCommerce as an income stream has transformed the nature of business today. Invest...

eWallet Software

Integrate eWallet into your life

By Carol Francois

eWallet is a software program on your handheld device to help manage the user names, passwords, and electronic identifications necessary for daily business transactions. This software was developed in response to an overwhelming number of business owners who cannot remember the user names, passwords and secret hints for various systems. With all the tools that are now required to a...

Pricing and Costs of Credit Card Processing

Understanding the pricing and costs of credit card processing

By J. Stoltzfus

New technology has made credit card payment processing a lot easier than in years past, and now crowds of retailers in all areas are looking for credit card payment processing service providers to get them solutions for cashing in one of the biggest new revenue streams around. Credit card processing services provide numerous benefits to all kinds of shops and offices, and those lef...

Supplies for Credit Card Processing

Get what you need in hardware supplies for your credit card processing system

By J. Stoltzfus

When it comes to credit card processing solutions for your retail business, equipment is key. From hand-held credit card swiper units for waiting tables, to credit card recording units and other digital tools, you'll need some good hardware to effectively provide customers with payment options. Take advantage of what’s on the market to empower your customers to do busines...

Pricing and Costs of Online Payment Solutions

Choose a cost-effective online payment solution for your customers

By Terri Deno

Online payment systems are very important to any business that buys or sells items through its website. There are many options when it comes to the pricing and costs of online payment solutions. You could find online payment software, set up an e-commerce merchant account, or work with other online payment companies to secure payments from the customer. Most fees are relatively low...

Making the Most of Online Payment Solutions

Get the best advice to find the right web payment solution for your business

By Terri Deno

Setting up online payment systems for your website is the first step for establishing a commercial online presence for your company. But before you can do that, you need to get familiar with the online payment solutions available. This will help you recognize when it's necessary to upgrade your software to accommodate more customers and their payment preferences. When you do up...

Automatic Bill Pay

Automatic bill pay remembers to pay your company's bills so you don't have to

By Virginia Franco

Automatic bill pay has revolutionized the bill payment process. Gone are the days when tickler systems reminded employees to tear a remittance slip, cut a check, put it in a stamped envelope and get it mailed on time. Simply sign up with an automatic bill pay provider, create an automatic bill pay list and your business is pretty much set up. When gathering automatic bill pay infor...

Making the Most of Wireless Credit Card Processing

Choose the best wireless credit card machines for your business

By Terri Deno

Wireless credit card processing is very popular for many businesses. With wireless processing, you can use your credit card machine anywhere you like, whether you need an additional register in a retail space, or if you're taking your business outside to a fair or other public event. Making the most of wireless credit card processing is simple and most transactions go through i...

Wireless Credit Card Processing Key Terms

Learn key terms to choose the best wireless credit card processing solutions

By Terri Deno

Wireless credit card processing is very convenient for a variety of businesses. Instead of waiting for checks to clear or turning away customers because they cannot pay cash, a wireless credit card system gives you the freedom to accept any type of payment including credit cards, debit cards and checks. Once you make an initial investment in the equipment and a sign up for a mercha...

Making the Most of Electronic Payment Systems

Increase profits by making the most of electronic payment systems

By Linda C. Ray

Electronic payment services are available that can help you save both time and resources. Most applications can easily be integrated into your current operations to streamline collections and make your billing structure easier to maintain with fewer errors.Look for reviews and information regarding the latest electronic credit card processing. Find systems that allow you to receive...

Using Electronic Payment Systems

Save resources by using electronic payment systems

By Linda C. Ray

Electronic payment services can save you time and money with all the latest advancements in electronic credit card processing. From getting your payments quickly to avoiding credit risks, electronic credit card processing systems can help to eliminate errors and administer billing and collections control more quickly and efficiently.Use an electronic credit approval system to follo...

Pricing and Costs of Merchant Accounts

Find out about the pricing and costs of merchant services for small businesses

By Andrea Townsley

Credit card merchant accounts for small business can make or break you. By not accepting credit cards, you can actually deter potential customers from buying from your company, since credit and debit cards are the most common form of payment nowadays. Chances are, the small fees you'll incur to accept credit cards will pale in comparison to the profits you stand to gain.The pri...

Using Bill Payment Systems

Pay bills conveniently by using bill payment systems

By Apryl Beverly

Using bill payment systems help businesses save both time and money—two things of which many companies are short these days. Bill payment systems allow businesses to pay bills and manage their finances using bill paying software or online bill payment services. Thus, electronic bill payment systems offer a convenient way to manage your money and incorporate all of your busine...