Guides & Articles on Home Loans

Commercial Mortgage Lenders in Rhode Island

It's a small state, but commercial lending in Rhode Island is big business

Rhode Island may be our smallest state, but there are still plenty of commercial mortgage brokers in Rhode Island ready work with you to sort through Rhode Island commercial lenders. Not surprisingly, commercial mortgage companies in Rhode Island -- and elsewhere -- require more paperwork, including calculations like debt service coverage ratio and LTV (loan to value).Commercial...

Consumer Credit Law

What every businessperson should know before accepting consumer credit

Success in business means utilizing all available tools. Consumer credit card providers are quick to offer plastic to anyone old enough to buy a beer but the overuse of credit cards leads to debt-burdened customers and lawmakers who pass legislation to curb the practice. Before you're ready to offer a consumer credit, you need to know the laws that regulate the practice to...

Finding the Best Refinance Mortgage Rate

How to find the best refinance mortage rate to lower your costs

Interest rates fluctuate, and refinancing rates that are lower than your current rate could lower your mortgage payments significantly, leaving more money available for other investment in your business or home.An illustration of how low refinance rates can positively affect your cash flow is if you refinance $250,000 for 30 years at a fixed rate of 5%, your payment would be...

Mortgage Bridge Loans

How to secure bridge mortgages for interim financing needs

Bridge mortgages, also called interim loans or a swing loan, are used if you’re selling one property and need the proceeds from that sale to finance the purchase of another property. You can use bridge loan financing for a home purchase, or you can take out commercial bridge loans for your small business. Mortgage bridge loans are available in two types. The first swing loan...

Mortgage Brokers

Find the right mortgage broker options to save time and money

Mortgage lenders can decide whether you will get a great rate or mortgage on your company property purchase. Finding the right home mortgage lenders to work with, however, takes time and effort. Mortgage lending brokers can help you, as they are agents who work to bring together lenders and property buyers by researching the needs of both parties.Mortgage brokers can save you a...

Mortgage Calculators

Draw customers in and increase profits with mortgage loan calculators

Mortgage calculators are an available way to determine how much house a customer can afford, how much a monthly payment will be, and the amount of interest saved by financing for 15 as opposed to 30 years. For a business, use mortgage calculators as part of the business plan when presenting expected expenses to potential investors. Mortgage professionals have a variety of...

Mortgage Lenders in Arizona

Find the best Arizona mortgage loans to fit your needs and budget

Mortgage brokers in Arizona can help you secure the best home loan possible from a variety of mortgage companies. In Arizona, mortgage lenders are plentiful, but finding one that offers the best terms and options can be time-consuming. Arizona mortgage brokers can help you save time in your search for financially attractive mortgage loans. Mortgage brokers have the experience and...

Mortgage Lenders in California

Zero in on the top California mortgage lenders to fit your budget and your needs

California lenders can get you the financing you need to buy a 1920s bungalow in West Hollywood, a new home in a planned community in San Jose, or a loft in Sacramento. There are many mortgage companies in California, but researching and comparing rates among them can be a time-consuming undertaking. Finding trustworthy mortgage brokers in California can simplify the task by...

Mortgage Lenders in Colorado

Looking for mortgage loans? Colorado has options to meet your needs.

Colorado mortgage companies can help you secure the financing you need to purchase real estate in the Rocky Mountain state. From the Front Range to the Rockies, you will find that there are many choices of mortgage companies in Colorado, but researching and comparing rates among the many competitors can be time-consuming and confusing. A mortgage broker can simplify the task by...

Mortgage Lenders in Florida

Looking for mortgages in Florida? Take advantage of online resources to find the best one

Mortgage brokers can help you secure the best home loan possible from a variety of Florida mortgage lenders. Mortgage companies in Florida are plentiful, but finding one that offers the best terms and options can be time-consuming. Mortgage brokers can help you save time in your search for financially attractive mortgages in Florida. Mortgage brokers have the experience and...

Mortgage Lenders in Georgia

Strategies for finding the best Georgia mortgage loans to fit your needs and budget

Georgia mortgage companies can help you finance a home whether you’re in the market for a luxury condo in Buckhead, an apartment in downtown Atlanta or a ranch house in Macon. There are many mortgage lenders in Georgia, but researching and comparing rates among the many competitors can be a time-consuming undertaking. Mortgage brokers in Georgia can simplify the task by...

Mortgage Lenders in Maryland

Tap into online and traditional resources to find the best Maryland mortgage loans

Mortgage brokers in Maryland can help you secure the best home loan possible from a variety of mortgage lenders. Whether you’re in the market for a condo in downtown Bethesda, a vacation spot in Ocean City or a waterfront home in Baltimore, you’ll need a mortgage. In Maryland, mortgage lenders are plentiful, but finding one that offers the best terms and options can be...

Mortgage Lenders in Massachusetts

Where to find the best Massachusetts mortgages

Massachusetts mortgage brokers can help you secure the best possible home mortgage rates in Massachusetts from a variety of mortgage companies. In Massachusetts, mortgage companies are plentiful, but finding one that offers the best terms and options can be time-consuming. Mortgage brokers can help you save time in your search for financially attractive mortgage loans....

Mortgage Lenders in Michigan

Find the best mortgage lending company in Michigan to fit your needs and budget

Mortgage brokers in Michigan can help you secure the best home loan possible from a variety of mortgage companies. Michigan mortgage companies are plentiful, but finding one that offers the best terms and options can be time-consuming. Michigan mortgage brokers can help you save time in your search for financially attractive mortgage loans. Mortgage brokers have the experience and...

Mortgage Lenders in Minnesota

Strategies for finding the best Minnesota mortgage loans to fit your needs and budget

Mortgage brokers in Minnesota can help you secure the best home loan possible from a variety of mortgage companies in Minnesota. In Minnesota, mortgage lenders are plentiful, but finding one that offers the best terms and options can be time-consuming. Minnesota mortgage brokers can help you save time in your search for financially attractive mortgage loans. Mortgage brokers have...

Mortgage Lenders in New Hampshire

How to choose the best New Hampshire mortgage lenders for your budget and needs

New Hampshire lenders can get you the financing you need to buy your new home in the Granite State. You’ll need to secure a New Hampshire mortgage lender whether you’re purchasing a summer retreat in Hampton Beach, a condo in Concord or a home near the slopes in Bartlett. There are many mortgage companies in New Hampshire, but researching and comparing rates among them...

Mortgage Lenders in New Jersey

Find the best New Jersey mortgage companies to fit your needs and budget

New Jersey mortgage brokers can help you secure the best home loan possible from a variety of New Jersey mortgage companies. In New Jersey, mortgage lenders are plentiful, but finding one that offers the best terms and options can be time-consuming. New Jersey mortgage brokers can help you save time in your search for financially attractive mortgage loans. New Jersey mortgage...

Mortgage Lenders in Ohio

Find the best Ohio mortgage loans to fit your needs and budget

Ohio mortgage brokers can help you secure the best home loan possible, whether you’re looking for a colonial in Shaker Heights, an apartment in downtown Cleveland or a ranch in Toledo. Ohio mortgage loans are plentiful, but finding one that offers the best terms and options can be time-consuming. Ohio mortgage brokers can help you save time in your search for financially...

Mortgage Lenders in Texas

Looking for a mortgage in Texas? Strategies to help you find the best lenders

Texas mortgage companies are plentiful, but finding one that offers the best terms and options in the Lone Star State can be a time-consuming undertaking. Texas mortgage brokers can help you save time in your search, whether you’re a first-time buyer of a condo in Dallas or a modern home in Houston, or you’re refinancing your home in Amarillo. Texas mortgage brokers...

Mortgage Lenders in Virginia

Find the best Virginia mortgage company to fit your needs and budget

Mortgage brokers in Virginia can help you secure the best home loan possible from a variety of mortgage companies. Finding a mortgage lending company in Virginia that offers the best terms and options can be time-consuming. Virginia mortgage brokers can help you save time in your search for financially attractive mortgage loans. Mortgage brokers have the experience and connections...

Mortgage Lenders in Washington

Looking for mortgages in Washington? Use online resources to simplify your search

Mortgage brokers can help you secure the best home loan possible from a variety of Washington mortgage lenders. Mortgage companies in Washington are plentiful, but finding one that offers the best terms and options can take a lot of time. Mortgage brokers can help you save time in your search for financially attractive mortgages in Washington, whether you’re in the market...

Mortgage Lenders in the U.S.

Find the best U.S. mortgage loans to fit your needs and budget

U.S. mortgage lenders provide home loans with a dizzying array of rates and terms. Finding U.S. mortgage companies that offer the best terms for your needs can be time-consuming. In your search for mortgages, U.S. mortgage brokers can help. These professionals can assist you in rooting out the best U.S. mortgages, whether you’re looking to buy a condo in Boston, a ranch in...

Mortgage Rates

Ways to find the best residential and business mortgage loans

Mortgage rates can vary widely depending on your credit history, the amount of the loan and the type of loan. Whether you’re purchasing a new home, securing a home equity loan, seeking a business mortgage loan or taking out a second mortgage, rates will vary from lender to lender. Mortgage quotes from a variety of lenders can help you narrow your choices. Comparing those...

Mortgage Refinance

How to get cash or lower your payments with a mortgage refinance

Got a mortgage? Looking to lower your monthly payments, take out some cash or tweak the terms? No worries. A mortgage refinance is one of the easier things to accomplish in today's financial world. Refinancing basically means you pay off your existing mortgage and replace it with a new one -- with luck at better terms. The trick is to first figure out if a mortgage refinance...

Residential Lenders

Score the best possible deal from residential mortgage companies

Whether you’re purchasing your next owner-occupied property or an investment home for your portfolio, chances are you’re going to need to work with someone in mortgage lending. While your residential lender should work with you to match you with the best home mortgage for your situation, it’s important that you have a keen understanding of the industry in order...