Guides & Articles on Business Insurance

Builders Insurance

Prevent damage losses for your company with builders risk insurance

If you’re in the construction industry, then you’re going to rely on builders liability insurance to protect your company’s assets. With builders insurance, you’re going to reduce your financial losses if an accident occurs during development.A builders risk insurance policy will likely cover all materials, machinery, supplies and fixtures used during a...


Business Owners Policy (BOP)

Purchase affordable BOP policies for peace of mind

A business owners policy (BOP) is a form of insurance designed specifically for small businesses. Business owners can purchase policies either as a single policy that combines multiple coverages or as a series of separate policies. Most companies prefer to buy package policies.Business owners insurance, BOP, typically covers your business property against named perils like wind...


Commercial Crime Insurance News and Trends

Finding out about how commercial crime insurance covers businesses with a little online research

When it comes to safeguarding a business, today's owners have more than a few options at their fingertips for "hedging" their investments with commercial crime insurance. The business insurance policy types known as commercial or business crime insurance can help in the battle with product loss, walk-off merchandise, or whatever you want to call it, as well as issues...


Commercial Insurance Agents and Brokers

Insure your business interests with the right commercial insurance agents and brokers

Commercial insurance agents and brokers help you find policies and rates for commercial insurance coverage. The coverage fully protects your business and financial future regarding any crisis you may face. It is very important that you trust your commercial insurance agent and fully understand what your policy covers before signing off on anything. Too little coverage won’t...


Commercial Insurance Brokers

Obtain competitive insurance quotes from commercial insurance brokers

Commercial insurance brokers can help you protect your business assets by ensuring that you are properly covered in the event of a loss. The primary difference between commercial insurance brokers and agents is that brokers can provide businesses with competitive quotes from multiple insurance companies. Commercial insurance is not one size fits all. Commercial insurance brokers...


Commercial Package Policy

Commercial package policy: a tailored approach to business insurance

Protect your business and your assets with a commercial package policy or CPP. You can tailor coverage for your business by choosing coverage such as liability, property, inland marine, equipment breakdown and crime coverage. When you put policies together into a commercial package policy, you can save money.You may have heard of a Business Operator's Policy (BOP), which...


Commercial Property Insurance Education and Training

Refresh or enhance your skill set through commercial property insurance education and training

Demonstrate your expertise and competence in providing commercial property insurance quotes and insurance rates for commercial property by participating in professional education courses and training. These additional qualifications will assure your clients that you can accurately compare commercial property insurance rates and strategically advise for the welfare of their...


Commercial Property Insurance

How to get the best rates on business property insurance

If you have business property, commercial property insurance coverage is a necessity. You must protect your business and the items you need to run your business, as well as protect yourself against customers and employees who may get hurt while on the premises.One sure-fire way to put your business in jeopardy is to ignore the importance of carrying insurance, or by not carrying...


Commercial Umbrella Insurance

Commercial umbrella insurance is an important investment in our increasingly litigious society

Commercial umbrella insurance coverage protects businesses from catastrophic losses to their business. They pay claims that are higher than the coverage limits on a company's general liability, commercial automotive or employer's liability coverage. Until recently, large corporations were the only ones that felt it necessary to include commercial umbrella insurance as part...


Construction Insurance

Find all the construction insurance your business needs

As a contractor, you already know your state requires you to carry business insurance for construction companies. In most states, you'll need to have contractor liability and workman's compensation insurance. You may wish to add to that construction business insurance by having risk insurance, commercial vehicle insurance or any number of other, more specialized...


Directors and Officers (D&O) Liability Insurance

Even if they do their jobs well, your top managers - and you - could get sued

Corporate counsel will tell you: The more money your firm pulls in, the more people will come out of the woodwork to claim a part of it. Shareholders, former employees, current employees, vendors and suppliers, creditors, even competitors. General business insurance won't protect against claims that hold directors personally responsible for company actions (like in the Enron...


Getting a Quick and Complete Renters Insurance Quote

Find out what information you need to have on-hand when applying for a renters insurance quote to ensure the process is smooth and efficient.

Insurance lingo can be very confusing.  Use this guide as a reference before applying for a renters insurance policy online, over the phone or in person!  The following list provides some insight as to what information you will need when applying for renters insurance quotes.  This guide also briefly touches on renters insurance coverage options and provides a link...


Granting Business Credit

Extending credit for goods and services can bring in more customers

When you extend credit, you are lending customers your own money. If you haven't established a good credit policy for your business, you could end up losing money. If you want to grant credit as part of your business plan, remember: Most of the time you don't really need to extend credit to consumers unless you provide a service that's billed monthly or offer...


Insurance Agents

Secure insurance agent services to receive the coverage you need for your business

In business, insurance is crucial to protect employees, customers and your assets. Sifting through the long list of insurance agents who can meet your needs and general insurance agent information is what most business people do when first looking for insurance coverage from an agent.Business insurance brokers present you with coverage options and can tailor policies to meet the...


Insurance Calculators

Decipher the insurance riddle with insurance calculators for all your business needs

Insurance is a part of every aspect of life. However, how much insurance do you need and how can you determine some of these costs in advance? Figure insurance the way your agent does by using commercial insurance calculators, mortgage insurance calculators, life insurance calculators and auto insurance calculators.Know in advance what your rate will be and how much insurance you...


Insurance Consultants

Insurance specialists help walk you through the complexities of insurance policies and contracts

Independent, health and life insurance consultants are available to help individuals and businesses get through the maze of policies and choices. As much as people may want to avoid the whole process and issue, it is not wise to do so. Insurance is a necessary institution.Insurance consultants will help a business think through the loopholes and possible eventualities that could...


Insurance Industry Events

Stay informed of industry news and events by attending an insurance industry convention

Insurance industry events take place across the country to help insurance professionals network and stay abreast of industry changes and innovations. Sending staff to gain greater insight into their jobs at insurance industry meetings is a key part of continued career growth and promotes innovative thinking within a corporation. Local and regional conferences are available, but...


Insurance Quotes Basics

Shop smart by familiarizing yourself with the basics behind insurance quotes

Becoming familiar with insurance quotes basics will help you choose the best coverage options for your business. Obtaining business insurance quotes is the most effective way to determine business insurance costs.Businesses can purchase insurance to cover nearly any risk. There is a range of business insurance policies available to cover everything from company operations to...


Insurance and Risk Management

Protect your business with insurance and risk management

Insurance and risk management go hand in hand. While risk management examines possible risks in your business venture, along with ways to manage it, insurance is one of the most common ways to reduce this risk. Risk management firms provide contingency analysis on protecting businesses from possible loss of property, employees and other assets. They will also tell you what...


Internet Business Insurance

Find Internet business insurance to secure your business investment

Widened business horizons have opened up the need for more expanded insurance, including the need for Internet business insurance. You have to protect against hackers and viruses, you should protect your online security and you should also look to cover general liabilities of your business endeavor.Some additional risks that might lead you to find Internet business insurance...


Liability Insurance Consultants

Liability insurance consultants find plenty of work in uneasy times

Liability insurance consulting is a necessary safeguard if you own a big company. You will want to make sure you, your chief executives and employees are covered. Give your business the coverage and cushion it needs in case of an emergency.Liability insurance consulting firms are in a good business, because businesses want to be covered. There are so many details and specifics...


Specialty Insurance Basics

Find the specialty insurance for your business needs

Specialty insurance is necessary for items not covered by your ordinary home owners or automobile insurance. This can include but is not limited to flood coverage, identity theft insurance, mobile home coverage, motorcycle insurance, personal watercraft coverage, boat insurance, pet insurance, private mortgage insurance, travel insurance, title insurance or renters insurance.Other...


Specialty Insurance Education and Training

Locate specialty insurance education and training for your state

Specialty insurance education and training varies from state and state. Each state has their own regulations and laws concerning insurance licenses. Anyone interested in becoming a specialty insurance provider needs to attend a program in their state. Some state licenses may transfer to other states with little to no extra training, however some require extra schooling to transfer...


Specialty Insurance

Where to go for your specialty business insurance needs

What is specialty insurance? All businesses will have general business insurance that covers your business premise in the event of fire, vandalism and theft. Basic car insurance covers your business vehicles for accidents caused by your employee or the other driver. So when do these normal business needs become specialty insurance?Specialty insurance providers offer insurance for...


Surety Insurance

Protect your business contracts with surety insurance

In the most common type of surety insurance, a surety insurance company guarantees that a contract gets completed. As the underwriter, a surety insurance company examines the contractor's credit history, financial assets, equipment, experience, work history and management skills, then determines whether the contractor is a good risk for a particular bond. If a contractor...