Guides & Articles on Insurance

Accident Investigation Services

Hire an accident investigation provider to help you sort out fraudulent insurance claims

An accident investigation firm specializes in the cause, effects, injuries, damage and laws surrounding an auto accident. They are often former members of the local law enforcement agency. An accident investigation can save you time, money and wasted resources when a fraudulent claim is filed.Create and add a solid accident investigation list at your fingertips for claims that...


Actuarial Science Education and Training for Beginners

Find the right actuarial education to meet your professional goals

Actuarial science education and training is available at a number of colleges. To train for a career as an actuarial, you need to focus your studies on investments, insurance, higher level mathematics, finance and statistics, as well as actuarial courses. When you complete your actuarial science education and training you can expect to find a good job in the insurance industry, as...


Actuarial Science Education and Training

Work towards a steady career with actuarial science training

It's certainly wise to get actuarial science education and training. The insurance industry is booming and they need to hire people with an actuarial education. If you like mathematics, probability and statistics, then you will probably enjoy actuarial science courses. Most businesses prefer to hire people that have a 4-year college degree. It doesn't matter whether you...


Auto Insurance Leads

Automobile insurance leads give you the sales advantage

Automobile insurance leads are an affordable source to develop more business for your company. You know how it is... you're an insurance agent, either independent or with a nationally recognized company, and you're trying to hit your goals. The problem is that you have dried up your list of potential new customers. So where do you turn?Car insurance leads are an investment...


Auto Insurance in Hawaii Education and Training

Get the training to work for auto insurance companies in Hawaii

Auto insurance in Hawaii education and training will teach you how to evaluate multiple auto insurance policies and recommend the best one to benefit your customer. You may also need to know about the insurance business in general.The requirements needed to work for car insurance companies in Hawaii are determined by the state and also depend on the type of auto insurance ...


Auto Insurance in Massachusetts Key Terms

Learn auto insurance vocabulary before making a decision

All drivers must purchase auto insurance in Massachusetts to avoid hefty fines. However, business owners do have a choice in the level of insurance that they purchase to cover their vehicles. They can purchase the bare minimum coverage for PIP, BIL and UM, or they can choose a higher amount of coverage. More coverage can mean higher premiums, but you'll end up paying less in...


Auto Insurance in Michigan Basics

Learn the basic steps for acquiring insurance from car insurance companies in Michigan

An examination of auto insurance in Michigan basics should include a look at the different types of auto insurance. Accident coverage is the total coverage for a single accident. Injury liability insurance generally refers to coverage against injuries that are a direct result of an accident. Property liability coverage applies to damages or theft of the covered vehicle, and...


Auto Insurance in New Jersey Key Terms

Key terms for auto insurance coverage in New Jersey

New Jersey requires that all car owners have auto insurance coverage. There are stated minimums for amount of coverage required. The minimum amount of coverage is called the basic insurance policy. An insurance card must be in the car at all times. Driving an uninsured car can result in license suspension, fines and insurance surcharges. Auto insurance in New Jersey key terms will...


Auto Insurance in Ohio Laws and Regulations

A firm understanding of Ohio auto insurance will save time and money

A description of auto insurance in Ohio laws and regulations from anyone that's spent significant time in the buckeye state will probably begin and end with Ohio's Financial Responsibility Law. That's because it requires every motorist to carry car insurance in Ohio. If you're caught without it, expect a license suspension and substantial fines and reinstatement...


Auto Insurance in Rhode Island

Where to find auto insurance agents in Rhode Island

You can buy auto insurance in Rhode Island from a multitude of insurance companies. Whether you're insuring a fleet of business vehicles or the family sedan, it's important to determine which company offers the best plan for your needs. But even before you begin your search for insurance, it's good to know your state's minimum requirements for auto insurance. Rhode...


Auto Insurance in Virginia Education and Training

Get the training to work for auto insurance companies in Virginia

Auto insurance in Virginia education and training will teach you how to evaluate multiple auto insurance policies and recommend the best one to benefit your customer. You may also need to know about the insurance business in general.The requirements needed to work for car insurance companies in Virginia are determined by the state and also depend on the type of auto insurance...


Automobile Warranty Key Terms

Let automobile warranty key terms help you make the most of your guarantee

Most automobile warranty companies will cover you car after a mechanical breakdown but what about wear and tear? A automobile warranty offering wear and tear coverage would pay for items like worn belts and damaged hoses. You can find wear and tear coverage, but it's almost always paired with mechanical breakdown coverage and it isn't typically offered on high-end cars or...


Aviation Insurance Claims Adjusters

Find the best aviation insurance claims adjusters and services for your business

If you already have aviation insurance, why would you want to think about hiring aviation insurance claims adjusters? It's true that insurance companies have their own claims adjusters, but if something goes wrong and your plane is damaged, you may find the provided adjuster slow...or just plain wrong. In such instances, it makes sense to hire your own aircraft insurance...


Aviation Insurance Education and Training

Increase your knowledge and enhance your resume with aviation insurance education and training

Become a better aviation insurance provider by participating in specialized education and training programs that will build up your resume and advance your career goals. By taking advantage of additional courses, designations and educational resources, you are demonstrating to current and prospective clients your commitment to the aviation insurance industry and competence as an...


Boat Insurance

How to get comprehensive, low-cost boat insurance coverage for your vessel, big or small

Boat insurance coverage is a necessary evil. But, there are ways for you to control the cost. You need to shop around until you find a boat insurance company that offers the best coverage for your vessel at the best price.Even though you have to deal with the monthly payment and premium, you can do your part to reduce losses and thus get lower premiums. You'll learn how...


Builders Insurance

Prevent damage losses for your company with builders risk insurance

If you’re in the construction industry, then you’re going to rely on builders liability insurance to protect your company’s assets. With builders insurance, you’re going to reduce your financial losses if an accident occurs during development.A builders risk insurance policy will likely cover all materials, machinery, supplies and fixtures used during a...


Business Insurance Basics

Learn all about the insurance basics to better protect your business assets

Knowing the insurance basics will help you choose the best policies for your business. Businesses can purchase insurance to cover nearly any risk. With so many options available, it’s often difficult for businesses to fully understand how and why they should obtain business insurance.There is a range of business insurance policies available to insure company operations,...


Business Owners Policy (BOP)

Purchase affordable BOP policies for peace of mind

A business owners policy (BOP) is a form of insurance designed specifically for small businesses. Business owners can purchase policies either as a single policy that combines multiple coverages or as a series of separate policies. Most companies prefer to buy package policies.Business owners insurance, BOP, typically covers your business property against named perils like wind...


COBRA Requirements for Small Business

How to avoid being bitten by this health benefits law

The Consolidated Omnibus Reconciliation Act of 1985 (COBRA) requires that companies continue to provide health benefits to former employees for up to 18 months. COBRA is a federal law that applies to companies with more than 20 employees and some states also have "mini COBRA' laws that apply to smaller companies. COBRA covers employees regardless of whether they quit or...


California Life Insurance

Being savvy about life insurance in California protects your company, employees and family

Offering group life insurance to your employees is good business. California life insurance plans can guarantee them a fixed amount of coverage or an amount related to their salary. Oftentimes, California life insurance agencies link employees together by their job when evaluating the associated risks of a group policy rather than considering the traditional factors, such as...


California Property Insurance

Make informed decisions about California house and commercial property insurance

One’s home and business are the largest investments a consumer can make. Given California’s property values and propensity for natural disasters, making sure your property is properly insured is not only responsible, but imperative. California commercial property insurance is divided into “property insurance,” which covers property stolen, damaged or...


Car Insurance Key Terms

Know and understand the available types of auto insurance coverage

You need auto insurance for yourself and your employees if they drive company vehicles. Even if you and your drivers are capable and responsible on the road, you never know what distractions or lack of experience is behind the wheel of other vehicles. Understanding these car insurance coverage options will help you decide what coverage is best to protect you and your employees....


Colorado Property Insurance

How to lower Colorado home insurance rates for your property

Property insurance in Colorado will replace both your home and belongings. It also includes liability insurance against injuries or property damage that family members or household pets cause. Home insurance in Colorado also pays temporary living expenses while you live away from home because of a natural disaster.Property insurance in Colorado provides protection against fire,...


Commercial Crime Insurance News and Trends

Finding out about how commercial crime insurance covers businesses with a little online research

When it comes to safeguarding a business, today's owners have more than a few options at their fingertips for "hedging" their investments with commercial crime insurance. The business insurance policy types known as commercial or business crime insurance can help in the battle with product loss, walk-off merchandise, or whatever you want to call it, as well as issues...


Commercial Insurance Agents and Brokers

Insure your business interests with the right commercial insurance agents and brokers

Commercial insurance agents and brokers help you find policies and rates for commercial insurance coverage. The coverage fully protects your business and financial future regarding any crisis you may face. It is very important that you trust your commercial insurance agent and fully understand what your policy covers before signing off on anything. Too little coverage won’t...


Commercial Insurance Brokers

Obtain competitive insurance quotes from commercial insurance brokers

Commercial insurance brokers can help you protect your business assets by ensuring that you are properly covered in the event of a loss. The primary difference between commercial insurance brokers and agents is that brokers can provide businesses with competitive quotes from multiple insurance companies. Commercial insurance is not one size fits all. Commercial insurance brokers...


Commercial Package Policy

Commercial package policy: a tailored approach to business insurance

Protect your business and your assets with a commercial package policy or CPP. You can tailor coverage for your business by choosing coverage such as liability, property, inland marine, equipment breakdown and crime coverage. When you put policies together into a commercial package policy, you can save money.You may have heard of a Business Operator's Policy (BOP), which...


Commercial Property Insurance Education and Training

Refresh or enhance your skill set through commercial property insurance education and training

Demonstrate your expertise and competence in providing commercial property insurance quotes and insurance rates for commercial property by participating in professional education courses and training. These additional qualifications will assure your clients that you can accurately compare commercial property insurance rates and strategically advise for the welfare of their...


Commercial Property Insurance

How to get the best rates on business property insurance

If you have business property, commercial property insurance coverage is a necessity. You must protect your business and the items you need to run your business, as well as protect yourself against customers and employees who may get hurt while on the premises.One sure-fire way to put your business in jeopardy is to ignore the importance of carrying insurance, or by not carrying...


Commercial Umbrella Insurance

Commercial umbrella insurance is an important investment in our increasingly litigious society

Commercial umbrella insurance coverage protects businesses from catastrophic losses to their business. They pay claims that are higher than the coverage limits on a company's general liability, commercial automotive or employer's liability coverage. Until recently, large corporations were the only ones that felt it necessary to include commercial umbrella insurance as part...


Condo Insurance

Find the right condo insurance coverage for you

You condo association has condo insurance, but that usually only covers the building and the commonly owned property as well as liability insurance for the association. What is doesn't cover, though, is loss of your personal property as a result of theft, water damage or if someone is injured in your particular unit.Look into condo insurance information to protect personal...


Construction Insurance

Find all the construction insurance your business needs

As a contractor, you already know your state requires you to carry business insurance for construction companies. In most states, you'll need to have contractor liability and workman's compensation insurance. You may wish to add to that construction business insurance by having risk insurance, commercial vehicle insurance or any number of other, more specialized...


Dental Health Insurance Basics

Learn the basics before you offer dental health insurance to your employees

Dental health insurance is a contract to manage a person's dental health. Dental insurance plans can vary widely because this contract involves the employer or the employee, the dentist who is providing the care, a dental insurance provider and often an administrator who is responsible for the processing and payment of claims.As a business owner, you have to decide whether or...


Dental Insurance by State

Acquiring dental insurance in the United States is a crowning achievement

Providing dental insurance for your staff can cost your business thousands, but finding the right US dental coverage for your company can be an added perk to employment with your organization. Nowadays, money can be tight for businesses, but a happy, healthy workforce can make all the difference in your business’s success. Finding affordable US dental insurance for your...


Dental Insurance in Arkansas

Affordable dental insurance plans in Arkansas for families and businesses

Dental coverage in Arkansas is available through a variety of sources. Dental insurance plans in Arkansas include both preventative visits as well as restorative care.It's important to provide family dental insurance in Arkansas to keep employees' out of pocket expenses low and employee families' needs taken care of. Since dental costs are expensive, providing routine...


Dental Insurance in Illinois

Offer Illinois dental insurance to employees as an added benefit

Dental insurance in Illinois seems to be a benefit that is becoming more and more valuable to employees. While dental coverage is not as expected as medical insurance or vacation days, many employees factor in Illinois dental insurance benefits when determining the value of a place of employment.When exploring dental plans in Illinois for your employees, keep the following in...


Dental Insurance in New Jersey

Decide to offer individual or family dental insurance in New Jersey to your employees

Many small businesses decide to offer dental insurance in New Jersey as a part of their benefits package. Employers have the option of securing their employees individual or family dental insurance in New Jersey.You can find affordable dental insurance in New Jersey without having to get a dental discount plan for your small business instead. With getting dental insurance plans in...


Dental Insurance in Oregon

How to find dental insurance in Oregon for your employees

Dental coverage in Oregon, with the exception of medical insurance, is of utmost importance to your employees. Whether they have families or not, a good dental plan can make your company look more attractive to potential employees. By providing decent individual dental insurance in Oregon, you promote your employees to take care of their teeth and maintain good dental hygiene...


Dental Insurance in Wisconsin

How to buy dental insurance coverage in Wisconsin for your employees

Dental insurance in Wisconsin is an essential benefit for your business. Offering it will help you attract and keep good employees. It's important to buy coverage that includes preventive, basic and major procedures. This would cover at least a portion of everything from X-rays to dental surgery.Dental insurance providers in Wisconsin offer several choices depending on the...


Determine if Short Term Health Insurance is Right for You

Who can use Short Term Health Insurance. How Does it Work? Is it Renewable?

Short term health insurance may not be something everyone is familiar with but it could come in handy for you, your family, or someone you know. For this reason, it’s a good idea to understand the basics of temporary health insurance.


Directors and Officers (D&O) Liability Insurance

Even if they do their jobs well, your top managers - and you - could get sued

Corporate counsel will tell you: The more money your firm pulls in, the more people will come out of the woodwork to claim a part of it. Shareholders, former employees, current employees, vendors and suppliers, creditors, even competitors. General business insurance won't protect against claims that hold directors personally responsible for company actions (like in the Enron...


Disability Insurance for Business Owners

Disability insurance protects your income when you can't work

Disability insurance, which provides an income if you're injured and unable to work, is a must for most small business owners. There are two main types of disability policies: Short-term disability covers a worker for up to a year. Typically, it's used for short-term illnesses, accidents, maternity leave or mental disabilities. Long-term disability covers a worker for years...


Errors and Omissions Insurance

Avoid costly litigation with E&O insurance


European Auto Insurance Key Terms

Know what to expect before you get car coverage in Europe

If you are in Europe for a long period of time, your insurance might not cover you and you will need to get different coverage. Most car insurance terms are different in European countries than they are in the US, so take care to understand them before purchasing any plans.


Expatriate Insurance

Safeguard your health and your property with expatriate insurance

If you're planning an extended stay in another country, expatriate insurance can cover your medical bills if you're injured, reimburse you for loss of personal property, and even provide assistance if you have to evacuate because of a natural disaster. Most expatriate insurance policies cover you for the length of your stay, and can be purchased every six months or...


Fire Insurance Key Terms

Ignite your knowledge of basic fire insurance key terms

As a business or property owner, you probably have the basic insurance required to protect your company, employees or dwelling. However, that insurance may not cover you from losses resulting from a fire caused by natural or unnatural occurrences. Fire insurance covers not only your building, but the contents of that building. To better understand this type of insurance, here are...


Fire Insurance

Protecting your business with the right fire insurance

As a business owner, you probably know you need liability insurance--but many owners don't realize they may need additional fire insurance. Fires can completely destroy your business. Your building (whether you rent or own) may be devastated, your equipment made unusable, your revenue discontinued. Fires are not uncommon. In 2006, the United States saw 1.6 million fires,...


Fleet Safety Insurance

Keep fleet safety insurance costs low with a fleet risk management program

If you own a trucking company or other business that uses commercial drivers, then fleet safety insurance is an absolute must. Fleet safety insurance companies base insurance rates on several factors, including the risk your drivers pose when they get on the road. Fleet insurance premiums are a major part of the operating budget for any company that runs fleet vehicles, whether...


Florida Auto Insurance Basics

Find out what you need to know before obtaining Florida car insurance

You can find auto insurance in Florida from several insurance companies. Whether you need to insure an entire fleet of business vehicles or just one car, it is crucial to determine which company offers the best plan for your specific needs. Before you even start searching for auto insurance, it's useful to know Florida auto insurance basics, like your state's minimum...


Florida Property Insurance

How to get Florida property insurance after the storms

The hurricanes in Florida not only rocked the residents while they were enduring them, but they have had a devastating affect on Florida property insurance prices and features. Not as much is covered, and Florida homeowners insurance costs have skyrocketed.You must insure your home in case of fire, theft and, of course, hurricanes. The options for Florida residents who want to...


General Liability Insurance Key Terms

Explore general liability insurance terms

General liability insurance is a required form of insurance for all businesses. It protects the business from lawsuits against them from accidents. There are various important terms found in these liability insurance policies including conditions, binder and subrogation. It is also important to know some of the coverage types available for general liability, including medical...


General Liability Insurance: What You Need to Know

Protect your business, family and estate with adequate general liability insurance

 


Getting a Quick and Complete Renters Insurance Quote

Find out what information you need to have on-hand when applying for a renters insurance quote to ensure the process is smooth and efficient.

Insurance lingo can be very confusing.  Use this guide as a reference before applying for a renters insurance policy online, over the phone or in person!  The following list provides some insight as to what information you will need when applying for renters insurance quotes.  This guide also briefly touches on renters insurance coverage options and provides a link...


Granting Business Credit

Extending credit for goods and services can bring in more customers

When you extend credit, you are lending customers your own money. If you haven't established a good credit policy for your business, you could end up losing money. If you want to grant credit as part of your business plan, remember: Most of the time you don't really need to extend credit to consumers unless you provide a service that's billed monthly or offer...


Hawaii Property Insurance

How to find providers of Hawaii property insurance coverage for your property

Property insurance in HI covers a home and its contents. It also provides protection against liability for any injuries or property damage you or any members of your family, including household pets, cause. Property insurance also pays temporary living expenses while living away from home because of a natural disaster.A Hawaii homeowner’s insurance policy covers most types...


Health Insurance Agents and Brokers

Reduce company turnover with products sold by health insurance agents

Medical insurance brokers offer a great selection of health insurance coverage options for businesses. They can help you select the right type of health insurance policy for your company’s size and type. If you are floundering with health insurance options and want help finding the most cost effective option possible for your company, then you need the help of health...


Health Insurance Brokers

Turn to health insurance brokers for assistance with choosing health benefit plans

Health insurance brokers can help you find an employee health insurance plan that fits your company’s health benefits needs and budget. The primary difference between health insurance brokers and agents is that brokers can provide health benefits quotes from multiple providers. Health insurance is not one size fits all. Health insurance brokers assists businesses in finding...


Health Insurance Information Resources

Find health insurance information resources for you or your business

Medical insurance resources can be an asset for business owners as well as independent insurance agents. Medical insurance references and health insurance information can come the form of business insurance resources for businesses looking for insurance options for their employees and those self employed. It can also come in the form of leads and industry information for insurance...


Health Insurance Organizations

Stay abreast of industry issues, news and trends by joining health insurance organizations

If you own a company in the health insurance industry, you would do well to partner with organizations for health insurance to strengthen your business expertise and credibility. Industry organizations bring together professionals with similar goals and challenges. Members of industry organizations come from across company divisions, but all share the same objective of expanding...


Health Insurance Publications

Get the competitive edge using health insurance publications to your advantage

The health insurance industry has grown by leaps and bounds, so find health insurance publications that keep you informed, current and competitive. In your business, knowledge means everything, and your clients must feel confident you understand all aspects of the health insurance and health care industries. Before new clients sign on with you, they must also believe you possess...


Health Insurance Savings Accounts in New Jersey

Provide NJ health savings accounts for employees with high-deductible medical plans

NJ health savings accounts are available only to people with high-deductible health insurance plans (HDHPs). You can save your company a good chunk of money by offering these plans to your employees: HDHPs have lower premiums for you to pay.If your company has a Section 125 plan, contributions to the accounts can be done pre-tax by your benefit administrator. This makes for a ...


Homeowner Insurance Leads

Tips for insurance agents on selecting a company from which to buy home insurance leads

Homeowner insurance leads are often hard to come by. Sometimes even when you do get sales leads for homeowners insurance, they do not do their job, which is to lead you to potential clients. As a business professional, you should not have to waste your time trying to get homeowner insurance sales leads. It is usually worth it to instead purchase them from a reputable source....


Homeowners Insurance Basics

Know the ins and outs of homeowners insurance basics to sell the best policies

Being well-versed in homeowners insurance basics is essential to becoming a top-selling insurance agent. Potential clients want the best protection for their investment without breaking their budget. The average home insurance buyer considers four things when purchasing a policy: the price (premium), the amount of protection, the agent's knowledge and friendliness, and...


Homeowners Insurance Key Terms

It's important for your business to learn homeowners insurance key terms

Homeowners insurance key terms are important to know if you want to make sure you are getting the best policy for your money. You need to understand your level of coverage and whether it is enough to replace your home in case of a total loss. It is as important that you make sure special items, such as jewelry and business equipment, have special endorsements.You should also...


How to Buy Florida Health Insurance

Florida is one of many states that have seen a dramatic increase in the number of uninsured residents in recent years.

Fewer businesses are offering affordable coverage to their workers in the state and the health insurance rates for coverage have continued to increase annually. For these reasons, you may be finding yourself in need of purchasing Florida health insurance on your own. While that process may seem overwhelming, following these important steps can make the ordeal a lot less...


Identity Theft Insurance

Consider purchasing identity theft insurance for your protection

Take advantage of one of the identity theft insurance web site locations available to avoid being one of the millions of Americans who are victims of identity theft each year. Most people who discover they are a victim have no idea how their information was pirated, but once breached, your information can be used to impersonate you, steal from your bank account, rack up phony...


Indemnity Health Insurance

Decide if indemnity health insurance is a good choice for you

As a business owner, you are responsible for obtaining your own health insurance, and indemnity insurance may be a good match for your needs. In addition, if you provide health insurance for your employees, you may wish to consider indemnity insurance for them as well. As with most insurance plans, with indemnity health insurance you will have a deductible that you have to meet...


Insurance Adjusters

Choose the right tools to successfully market your independent insurance adjusting services

As an insurance claims adjuster, you need the skills to negotiate insurance claim settlements and to thoroughly investigate the circumstances surrounding the claim. Whether you work as a public adjuster or in a group of insurance adjusters, the proper tools can promote your services.In order to manage your insurance adjusting cases and offer the best customer service, a claims...


Insurance Agent Jobs

Use resources to find and fill insurance agent employment positions

From life insurance agent jobs to health insurance agent jobs, the Internet offers an easy way to find the insurance agent employment opportunities that are right for you. Search thousands of potential insurance sales agent jobs in your area or nationwide in the comfort of your home or office 24 hours a day and at your convenience.Search for insurance agency jobs on your own or...


Insurance Agents and Brokers in the US

Find business insurance agents and brokers in the US

Because no American business can do without proper insurance coverage, no business can do without insurance agents and brokers in the US. The best agents or brokers will help you sort through your business needs, pinpointing the best policies for your future plans -- and your wallet. The trick is to find the best agent for your needs. This takes a little research and comparison...


Insurance Agents

Secure insurance agent services to receive the coverage you need for your business

In business, insurance is crucial to protect employees, customers and your assets. Sifting through the long list of insurance agents who can meet your needs and general insurance agent information is what most business people do when first looking for insurance coverage from an agent.Business insurance brokers present you with coverage options and can tailor policies to meet the...


Insurance Calculators

Decipher the insurance riddle with insurance calculators for all your business needs

Insurance is a part of every aspect of life. However, how much insurance do you need and how can you determine some of these costs in advance? Figure insurance the way your agent does by using commercial insurance calculators, mortgage insurance calculators, life insurance calculators and auto insurance calculators.Know in advance what your rate will be and how much insurance you...


Insurance Consultants

Insurance specialists help walk you through the complexities of insurance policies and contracts

Independent, health and life insurance consultants are available to help individuals and businesses get through the maze of policies and choices. As much as people may want to avoid the whole process and issue, it is not wise to do so. Insurance is a necessary institution.Insurance consultants will help a business think through the loopholes and possible eventualities that could...


Insurance Industry Events

Stay informed of industry news and events by attending an insurance industry convention

Insurance industry events take place across the country to help insurance professionals network and stay abreast of industry changes and innovations. Sending staff to gain greater insight into their jobs at insurance industry meetings is a key part of continued career growth and promotes innovative thinking within a corporation. Local and regional conferences are available, but...


Insurance Industry Regulations

Protect your business by staying abreast of changing insurance industry regulations

As a result of anti-terrorism laws that passed post-9/11, businesses operating in the insurance industry must not only adhere to standard business owner requirements, but also strict insurance industry regulations. Taking the time to research applicable federal insurance regulations helps prevent hefty noncompliance penalties and protects your business. Knowing which regulations...


Insurance Industry Salary Tools

Coming up with salary guidelines for insurance agents and others

As you might expect with one of the largest industries in the nation, insurance industry salaries and wages are a big part of the US eceonomy, averaging just over $3 billion in 2006. That's a lot of cash flowing around. As a firm professional or human resources manager, it's up to you to determine appropriate insurance agent salary and come up with related policies...


Insurance Information Resources

Take advantage of insurance information resources for your business

Insurance resources are imperative to your business. From property and fire to the health and life insurance needs of your workers, staying informed as to the latest business insurance information will help keep your business with healthy, happy employees and protected tangible items. Insurance information can include a wide variety of things including insurance industry...


Insurance Jobs

Use local and national resources to find and fill insurance industry careers

From life insurance agent jobs to insurance adjuster opportunities, the Internet offers an easy way to find the insurance jobs that are right for you. Search through thousands of potential careers in insurance from the comfort of your home, 24 hours a day and at your convenience.Whether you seek insurance employment opportunities that focus on health insurance, auto insurance or...


Insurance Publications

Find the best insurance publications

The insurance industry is a competitive business that requires its players to possess a true edge to be successful. One of the easiest and most accessible ways to get that edge is by regularly reading insurance publications. From insurance journals to books about insurance, these periodicals are mandatory reading for the industry's elite.You can use publications on...


Insurance Quotes Basics

Shop smart by familiarizing yourself with the basics behind insurance quotes

Becoming familiar with insurance quotes basics will help you choose the best coverage options for your business. Obtaining business insurance quotes is the most effective way to determine business insurance costs.Businesses can purchase insurance to cover nearly any risk. There is a range of business insurance policies available to cover everything from company operations to...


Insurance Quoting Services

A thorough guide for getting the most out of insurance quoting services

Not many business owners would consider operating without insurance, thus the importance of finding the right insurance rate service to cater to your businesses needs should not be overlooked. Everything from company auto insurance, group health insurance and property insurance should be considered, depending upon the size and scope of your business. However, it concerns business...


Insurance and Risk Management

Protect your business with insurance and risk management

Insurance and risk management go hand in hand. While risk management examines possible risks in your business venture, along with ways to manage it, insurance is one of the most common ways to reduce this risk. Risk management firms provide contingency analysis on protecting businesses from possible loss of property, employees and other assets. They will also tell you what...


Insurance for the Fine Arts

Protect your business with insurance for the fine arts

If you are an artist, an art dealer or part of an institution with an art collection, you should have insurance for the fine arts. In almost every case, whatever other insurance you have will not even begin to cover a valuable collection of art. Whether your collection is large or small, losing fine art can create a large dent in your assets.Working hand in hand with an ...


Insurance for the Self-Employed

How to protect your sole-proprietor business with basic insurance

You've living your dream: Self-employed and making a living. Whether you're a freelance artist or engineer, you need to protect your business by buying some basic insurance, including health, disability, liability and errors and omissions coverage. Three things you need to know about insurance for the self-employed: About 60 percent of the 45 million uninsured Americans...


Insuring Your Business Vehicles

Even if your fleet is just your car, you'll need a commercial policy


International Health Insurance Providers

Choose an international health insurance provider that suits your business needs

The importance of international health insurance is increasingly evident for today's growing business. Conducting business overseas and obtaining global partners is common for economic growth. With this increased international business comes a higher chance of illness, accident or injury on foreign land. Your employees must be financially prepared if it happens.Nearly half of...


Internet Business Insurance

Find Internet business insurance to secure your business investment

Widened business horizons have opened up the need for more expanded insurance, including the need for Internet business insurance. You have to protect against hackers and viruses, you should protect your online security and you should also look to cover general liabilities of your business endeavor.Some additional risks that might lead you to find Internet business insurance...


Key Man Insurance Essentials

For any small business, insuring the top people can be crucial

Insurance, particularly life insurance, is a morbid subject for many, but nothing could be more catastrophic to your small business than the untimely death of a key employee. If life insurance seems like an obvious protection against lost income for your family, consider how your business might fare without you, a top manager or that salesperson who is bringing in most of the...


Knowing When you Need Commercial Auto Insurance

Figure out the difference between Commercial Auto Insurance and Personal Auto Insurance with this handy guide.

Understanding why you need auto insurance on your personal vehicle is easy.  You want to protect your loved ones and your property and also it is required by law in most states.  Knowing when you need commercial insurance is a completely different matter.  There are certain types of vehicle usage that are not covered under a personal auto policy.  If you own a...


Liability Insurance Brokers

Finding the right liability insurance brokers will help you protect your assets

Commercial liability brokers can help you protect your business assets by ensuring that you are properly covered in the event a personal injury lawsuit or property damage claim. Be sure to choose liability insurance brokers who are well-established and experienced. There are several types of liability insurance available to protect a small business including general liability,...


Liability Insurance Consultants

Liability insurance consultants find plenty of work in uneasy times

Liability insurance consulting is a necessary safeguard if you own a big company. You will want to make sure you, your chief executives and employees are covered. Give your business the coverage and cushion it needs in case of an emergency.Liability insurance consulting firms are in a good business, because businesses want to be covered. There are so many details and specifics...


Life Insurance Agents

Find life insurance providers who specialize in business life insurance products

Protecting your company's assets requires seeking the services of life insurance agents and brokers. Knowing the type of insurance your business needs determines which insurance agency to select. Businesses carry the standard policies such as liability, property and business interruption insurance. However, insuring key players is essential. Your corporate executives are...


Life Insurance Rates and Quotes

Find life insurance rates online to discover the best coverage for your needs.

Life insurance is vital to protect the assets of a business. If a business owner dies unexpectedly, life insurance benefits can sustain the company. Often needed for a business to secure a loan, life insurance offers tax advantages that are important factors in estate planning.It's important to find the best life insurance rates for your business to save money and receive the...


Life Insurance for Small Business Owners

Tips to protect your small business and finances if you die or become disabled

Small business owners need to protect their businesses and assets in the event of death or disability with business life insurance. Many small business owners are sole proprietors, which leaves their families vulnerable to business debts. Be realistic when choosing life insurance companies and benefit amounts; make sure the debt for your business is covered with business life...


Life Settlements

Learn all about life settlements before making this major life decision

Life settlement solutions are easy to find, but information on life settlements is not so easy to come by. Life insurance purchasers don't often mention life settlements, but sometimes this financial option can be a big help. A senior life settlement is the most common type of life insurance settlement.Life insurance settlements are probably more common than most people...


Liquor Liability Insurance

Protect your company assets by taking out a liquor liability insurance policy

If your business manufactures, sells or serves any type of liquor, then you may have to secure liquor liability insurance. This type of insurance will protect your company from liability if one of your patrons causes physical or property damage while intoxicated.Although cost of liquor liability insurance seems high, the benefits typically outweigh the price. Liquor insurance can...


Long Term Care Health Insurance

Protect yourself, your business and your employees with long term care health insurance

Long term care health care insurance is a great way to protect you and your business from the rising costs of long term care. No one wants to think about the need for long term care health insurance, but since more people live longer with chronic health conditions, it’s becoming a necessity.Long term care health insurance can deplete family assets over time. This is...


Louisiana Real Estate Agents

Louisiana real estate agents can assist in buying and selling commercial or residential property

Whether you'll be buying or selling property, it's important to find Louisiana realtors who can help with your specific real estate needs. Some real estate agents in Louisiana specialize in different types of real estate, such as commercial, farm, residential, land or new construction.Consider the following when choosing a real estate agent in Louisiana:A realtor in...


Making the Most of Auto Insurance in Pennsylvania

Save money when you obtain Pennsylvania car insurance

Making the most of auto insurance in Pennsylvania requires that you choose the right auto insurance company. You will need to ensure that your auto insurance is able to handle your claims efficiently, fairly and quickly. You may want to check a database of national claims for any complaints on a company. Another strategy is to check with your state's insurance department for...


Making the Most of California Auto Insurance

Get the most for your money when purchasing auto insurance in California

Whether you plan to move from a different state and need to find auto insurance in California or perhaps just want to change auto insurance providers, you should be aware of some great deals. All it takes is some research and creativity, and you will be making the most of California auto insurance available to you in no time.Stretching your dollar is easy when considering car...


Making the Most of Car Insurance Quotes

Getting reliable and affordable commercial auto insurance quotes

If you or your employees drive vehicles for business-related matters, one of your chief concerns will be obtaining car insurance quotes. Whether you have a whole fleet of vehicles in use every day or only a single vehicle used occasionally, you must have commercial coverage to protect your employees and your assets.Although you may think buying commercial auto insurance is no...


Making the Most of Dental Insurance Rates and Quotes

Get into the details on dental plan coverage

Dental insurance coverage can be a luxury perk for employees, especially with many companies cutting back on their group health care offerings. But dental health is just as important as major medical care, as poor dental hygiene can be a factor in health problems such as heart disease. To keep a healthy workforce, research options to offer dental plan coverage to your employees...


Making the Most of General Liability Insurance

Helpful basics for using general liability insurance to your advantage in business

Every business needs some form of general liability insurance to protect it from financial harm -- many rely on these kinds of policies in addition to worker's compensation and other coverage for accidents and other circumstances. From ongoing basic liability insurance to protect property, to special insurance needs for volatility in production, special events, or expanded...


Making the Most of Homeowners Insurance Quotes

Compare homeowners insurance rates and quotes to get the coverage you need

If you have a mortgage, the mortgage company requires that you have current homeowners insurance. But even if you don't have a mortgage, consider what you would do if a fire destroyed your home. Or what if a neighbor was injured on your property? These situations and more can be covered by your home insurance policy.Unfortunately, most Americans aren't covered properly...


Making the Most of Online Colleges

Improve your employees' skills by making the most of online colleges

Many businesses enjoy benefits from making the most of online colleges for their employees. Companies often desire a specific amount of education or a degree from their employees. Many companies even pay the tuition for employees to gain a certain degree or for employees to further their education.Online colleges have made this process easier and more convenient for both business...


Making the Most of Truck Insurance

Making the most of truck insurance can save you in the long run

Commercial truck insurance can be expensive, and most sites won't tell you their prices directly online. What you can do is take advantage of free quotes provided by commercial trucking insurance companies, and make your own comparison of prices and services before making a decision about a commercial truck insurance provider. You can also try making the most of truck...


Maritime Insurance Basics

Review maritime insurance basics to ensure your maritime business needs are covered

Maritime insurance is the oldest known form of insurance and today is a must for all ship owners and cargo transporters. Most business owners who transport cargo and personnel over water understand the need to guard against the perils of the seas and protect themselves against claims from third parties.Enlisting the services of maritime underwriters is a smart move when setting...


Medicaid

Become a Medicaid healthcare provider for Texas Medicaid, Florida Medicaid, and other state Medicaid insurance programs.

Medicaid is a federally run program to help needy individuals and families receive quality healthcare. If you recently decided to become a Medicaid healthcare provider so you can serve clients with Medicaid insurance, you will need to take steps to be eligible for Medicaid reimbursement for services. By opening up your business to Medicaid insurance recipients, you will make it...


Medical Liability Insurance Key Terms

Know the language when searching for medical professional liability insurance

When searching for liability insurance, educate yourself on medical liability insurance key terms so that you understand your coverage and insurance company provider responsibilities. Every profession utilizes language or terminology specific to their practice, and the medical insurance world is no exception.Knowing and understanding insurance language helps you find doctor...


Medical Liability Insurance for Nurses

Medical malpractice insurance protects you from lawsuits, even if your employer covers you

Many nurses assume that they are insured against medical malpractice suits by their employer's medical professional liability insurance. However, what most nurses don't know is that the medical malpractice insurance their employer provides may only cover them during their regular shifts within the workplace.You may be leaving yourself wide open for a malpractice lawsuit if...


Medicare

The best methods for generating Medicare insurance leads

A Medicare insurance business has a variety of options available when it comes to generating quality leads. With more and more baby boomers reaching retirement age, there is no shortage of people seeking Medicare insurance plans. Now obviously not everyone over the age of 65 will be eligible for Medicare, so it helps to have a way to reach eligible Medicare candidates.Regardless...


Meeting Workers' Comp Requirements

Shop for the best price then get an audit to save costs

Workers' compensation insurance covers employees who are injured or become sick during work activities. Most states require businesses to have coverage. Because each state has different policies and procedures, it's important to investigate requirements in every state in which your employees live, work, or travel. Some states require you to buy coverage through...


Military Tanks

Fire up business with military tanks

Army tank manufacturers work to produce weapons of war that not only hold their own in battle, but also protect the people in them. US armed forces began using military tank vehicles in World War II, and technology continues to advance these vehicles.A business owner can use army tanks to draw people to his business. Ways to do this include using a military tank as a statue in...


Mobile Home Insurance

Find mobile home insurance for you or your rental properties

Purchasing mobile home insurance should be a no-brainer, but deciding who to find coverage from can be a challenge. There are a wide variety of mobile home insurance provider companies available to choose from, and finding the right one with a perfect combination of coverage and cost is the goal.Make sure that you find mobile home insurance to protect you and your family, and your...


Mortgage Insurance

What kind, which one and how much mortgage insurance you need for your property's protection

When it comes to mortgage insurance, the choices and requirements from lender to lender are complex and widely varied. Understanding the basics of mortgage insurance and what each different type of policy provides can help make choosing the right mortgage protection insurance product easier for yourself or your business.Private mortgage insurance is designed protect your lender in...


Motorcycle Insurance

Keep your business riding high with the right motorcycle insurance

If you're in the business of renting motorcycles or have them available for use by customers or employees, having the right motorcycle insurance provider is critical. If you're running an established business with a large fleet the need is obvious, but even if you're running a small business or a sole proprietorship with just a few motorcycles for use or hire, you...


National Automotive Insurance

Finding the right national car insurance for you and your business

National car insurance companies are positioned within a very competitive market, and as a result their marketing campaigns can be a bit overwhelming. However, because each state has different auto insurance requirements and regulations it is important that your business select a company that is capable of keeping up with these standards. Obtaining coverage with a national...


Offering Dental Benefits at a Small Business

Yes, a small business can offer dental benefits without breaking the bank

Affordable dental plans can seem out of reach for small businesses, which often don't have the numbers of eligible employees needed to qualify for group discounts. Yet dental benefits are consistently cited as one of the most sought after employee benefits. If you look hard enough, you'll find reasonable options. Small businesses have three basic options when it comes to...


Online Health Insurance Quotes

How To Get a Quick Health Insurance Quote

Politics, a tough economy and the rising cost of health insurance have forced consumers to seek affordable individual health insurance.  Where do most people start in their quest for adequate coverage at a fair price?  The internet of course!  We'll help guide you through the process by telling you what to expect from the many different resources on the...


PPOs

Compare PPOs and decide if a PPO health insurance plan provides the care you need

A Preferred Provider Organization (PPO) health plan offers benefit rates that are dependent on the provider the member chooses. If you compare PPOs with Health Maintenance Organizations (HMOs), you'll see that a member receives higher benefit rates with the preferred provider option as long as the provider is within the PPO network. Usually, the member pays a co-pay at the...


Personal Web Tools

Personal web applications can also double valuable business tools

Though many Internet-based personal web tools are designed for individuals, they're also ideal for business purposes, and can easily be adapted for your company's needs. With calendar software, for example, employees can view each other's schedules, making it easier to set times for meetings or other group events. And with an online calendar address book, your...


Product Liability Insurance Education and Training

Online options for learning about product liability insurance

Lots of businesses need product liability insurance to keep them afloat. It's just a fact that we live in a litigating society, and with that in mind, any products that come out of a business have the potential to lead to issues of product liability. So what do businesses do? Comprehensive business product liability insurance plans often work to "hedge" against these...


Product Liability Insurance Key Terms

Learn the terms of product liability insurance to find the best policy for your business

Unfortunately, lawsuits have become a normal part of doing business. Whether your company designs, manufactures or distributes a product, you probably need product liability insurance. Not only will a liability policy protect you against lawsuit judgments and settlements, it will also cover legal fees that result from litigation. Product liability laws vary by state, so your...


Professional Liability Insurance

How to keep lawsuits and malpractice claims from ruining your business

If you're a professional, such as a lawyer, accountant or architect, you're vulnerable to lawsuits. Defending yourself and your business in a lawsuit – even one that's a frivolous claim – can drain your finances, sap your time and possibly ruin your business. To protect yourself and your company, professional liability coverage is extremely important....


Property Insurance Agents

Choose the right property insurance agent to protect your home or business

Property insurance is an important decision that could affect the financial stability of your personal and/or business finances should you experience some type of crisis or setback. Part of making sure you have the right coverage is finding a property insurance agent or broker that will work with you and provide you with what you need from a policy. Property insurance agencies and...


Property Insurance Key Terms

Understand the fine print in your property insurance policies by learning key terms

Property insurance is an important form of insurance for businesses to consider. However, as with most contractual obligations, there is quite a bit of fine print involved when it comes to property insurance policies. Instead of becoming lost in the subtle nuances and specifics of a property insurance policy, arm yourself with an education of important and popular key terms and...


Property and Casualty Insurance Publications

Get the competitive edge using property and casualty insurance publications to your advantage

The insurance industry has grown by leaps and bounds, so find property and casualty insurance publications that keep you informed, current and competitive. In your business, knowledge means everything, and your clients must feel confident you understand all aspects of the insurance industry. Before new clients sign on with you, they must also believe you'll tailor the best...


RV Insurance

Keep your business rolling with the right RV Insurance

If you're in the business of renting RVs or have them available for use by customers or employees, having the right RV insurance provider is critical. If you're running an established business with a large fleet, the need is obvious; but even if you're running a small business or a sole proprietorship with just a few RVs for use or hire, you can't afford to cut...


Reducing Health Insurance Costs

Choose alternatives to cut health-care costs and satisfy employees

The maze of insurance options for small businesses is as complicated as today's medical problems. If you're careful when you create a more economical insurance plan, you'll not only control costs, you'll also boost employee recruitment and retention. Here are a few steps you can take to slash health insurance costs: Determine if managed care will help you manage...


Reinsurance

Reinsurance averts complete disaster by spreading the insurance risk around

In general, reinsurance is understood as insurance for insurance companies. In networks that can span states, nations or even the globe, reinsurers help distribute the risk and damage from catastrophic events, like riots or natural disasters, in manageable increments.Sure, it's easy to pass reinsurance off as something only the big insurance companies need to worry about....


Same Day Delivery

Send and receive goods quickly with same day delivery services

Use same day delivery services to receive products, or deliver packages and documents to your customers fast. In today’s fast-paced business environment, efficient and quick delivery is a service valued by both business owners and their customers.The courier industry has been around since the 1800s and today has grown to include thousands of same day delivery providers. Same...


Small Business Health Insurance

Offer benefits that fit in your budget and that attract and retain employees

Any way you slice it, health insurance coverage is expensive. Major corporations can negotiate better rates because of the large numbers of employees, but small businesses with two to 50 employees don't have the clout to negotiate big volume discounts. With costs skyrocketing, many small business owners are finding it more and more difficult to offer health insurance to...


Small Business Life Insurance

Protect your business and your family with small business life insurance

If you own a small business, you need small business life insurance. Although you work hard to grow your business and make it profitable for you and your family, debts, taxes and similar items could greatly reduce the amount of money your family inherits. While you might not automatically think you need life insurance, small business owners benefit from such policies because...


Special Events Insurance

Protect your assets with a special event insurance policy


Specialty Insurance Basics

Find the specialty insurance for your business needs

Specialty insurance is necessary for items not covered by your ordinary home owners or automobile insurance. This can include but is not limited to flood coverage, identity theft insurance, mobile home coverage, motorcycle insurance, personal watercraft coverage, boat insurance, pet insurance, private mortgage insurance, travel insurance, title insurance or renters insurance.Other...


Specialty Insurance Education and Training

Locate specialty insurance education and training for your state

Specialty insurance education and training varies from state and state. Each state has their own regulations and laws concerning insurance licenses. Anyone interested in becoming a specialty insurance provider needs to attend a program in their state. Some state licenses may transfer to other states with little to no extra training, however some require extra schooling to transfer...


Specialty Insurance

Where to go for your specialty business insurance needs

What is specialty insurance? All businesses will have general business insurance that covers your business premise in the event of fire, vandalism and theft. Basic car insurance covers your business vehicles for accidents caused by your employee or the other driver. So when do these normal business needs become specialty insurance?Specialty insurance providers offer insurance for...


Surety Insurance

Protect your business contracts with surety insurance

In the most common type of surety insurance, a surety insurance company guarantees that a contract gets completed. As the underwriter, a surety insurance company examines the contractor's credit history, financial assets, equipment, experience, work history and management skills, then determines whether the contractor is a good risk for a particular bond. If a contractor...


Temporary Health Insurance for Students

What you should know about temporary student health plans

High school graduation is near and your child is already thinking ahead to the fall when she will be attending college. The college experience will be exciting, but in addition to coming up with dorm decorating ideas, you both need to add the task of researching college student health insurance to your list of things to do.If your health insurance does not cover your child while...


Term Life Insurance

Buy affordable term life insurance and protect your future

Term life insurance is designed for people who can't afford whole life insurance or don't need such complete, savings-generating coverage. Life insurance of any kind, though, is a necessary evil. Though thinking about death can be intimidating or even a little depressing, it is important to protect those around you. Term life insurance offers an affordable, short-term...


Texas Auto Insurance Basics

Know the facts before obtaining auto insurance in Texas

If you need to find Texas auto insurance, you have many insurance companies to choose from. Whether you need to insure a fleet of business vehicles or just your own car, it is crucial to determine which company offers the best plan for your business needs. Prior to searching for auto insurance, it is helpful to know the Texas auto insurance basics, such as your state's minimum...


The Basics of Errors & Omissions Insurance

Malpractice insurance is not part of your general liability policy; purchase it separately for complete business protection

IntroductionAs a professional, you’re expected to have superior training and knowledge in your area of expertise. State licensing agencies and your professional association hold you to a high standard. Errors and omissions insurance, which is also known as professional liability or malpractice insurance, covers you for claims that arise out of your professional services,...


Title Insurance

Invest in title insurance for great peace of mind

Title insurance is a vital part of the real estate process. It can help protect you from a number of risks including the following: impersonation of the true property owner, forged deeds or other pertinent documentation, execution under invalid or expired power of attorney, misinterpretations of wills, deeds by persons of unsound mind, undisclosed or missing heirs; mistakes in...


Training for Blue Cross and Blue Shield

Start an insurance career by training for Blue Cross and Blue Shield

Blue Cross Blue Shield insurance companies are a huge provider of medical and health insurance in the United States. Jobs at Blue Cross and Blue Shield affiliates range from junior accounts to customer services representatives, sales professionals and senior management. Entry-level jobs at Blue Cross and Blue Shield require minimal training, while higher-paying jobs demand...


Truck Cargo Insurance

Protect your business and cargo with commercial truck cargo insurance

In the trucking industry, protecting your cargo from damage or theft is your top priority, so commercial truck insurance is crucial to your line of business. Getting the right coverage is essential, and it may change depending on the nature of your business and the freight you haul. Finding a good trucking insurance company that will work with you and help you through these...


Truck Insurance Basics

Get up to speed on commercial truck insurance basics

There are many types of commercial truck insurance. Primary liability commercial truck insurance offers protection from damage or injuries to other people. Motor truck cargo trucking insurance is another type of coverage that offers protection for you the transporter to cover your responsibility in the event of damaged or lost freight. Trucking physical damage truck insurance...


US Health Insurance Brokers

Take advantage of US health insurance brokers to help your business

Let national medical insurance brokers help you set up a health insurance plan for your small business or your large company employees. Whether you find your national health insurance broker online or you go with a smaller brokerage service, let your broker help you compare prices and services to make the most cost effective, efficient product for you.Let national medical...


US Life Insurance

Electing ideal U.S. life insurance policies for your company needs

Choosing an ideal national life insurance policy for your company, whether large or small, can be a tedious undertaking. If a catastrophic event should strike a professional associate, it is not only wise but compassionate to make sure that their immediate loved ones are taken care of through their emotionally devastating time.Finding the right policy will not only save you money,...


Unemployment Insurance Taxes

Following federal and state rules will keep your business in compliance

Add this tax to your list of unexpected business costs. But though most small firms with employees must pay both state and federal unemployment insurance tax, there are simple ways to reduce your burden. To master the details of unemployment insurance, you'll need a three-part strategy: Determine whether these taxes apply to your business. Complete pertinent state and...


Using International Auto Insurance

Options for using international auto insurance to cover business trips or operations

For all kinds of businesses that have dealings out of the U.S., international auto insurance is a must. You wouldn't go anywhere in the U.S. without car insurance, so why would you expect staffers to do anything else when traveling abroad? Fortunately, the power of the web brings you options for getting the coverage you need to do business beyond borders.Different businesses...


Vision Insurance

Vision insurance for individuals can keep the self-employed seeing clearly

Many self-employed business owners forgo individual eye insurance, seeing it as an extra expense. However, individual vision insurance plans are becoming more affordable and many are geared toward self-employed workers. Obtain the eye care coverage that you need and keep your eyes, as well as your family’s, healthy for years to come. Why consider vision insurance plans?...


Whole Life Insurance

Buy whole term life insurance to protect you, your family and future investments

Whole life insurance is necessary to protect your family's future, as well as to add to your assets. Whole life insurance policy premiums are more expensive to the consumer, but these policies, in which you combine coverage with an investment vehicle, increase in value over time. Whole life insurance can also be easier to borrow against or release early payments from in an...


Workers Compensation Insurance Key Terms

Learn the ABCs of workers compensation insurance


Workers Compensation Software

Manage current claims and prevent new ones more effectively with worker compensation software

The successful management of workers' compensation claims requires equal attention to medical, administrative and clerical tasks. The more time your staff spends on paperwork, the less time they have for ensuring patient care or working to prevent future workers' compensation claims. Workers' compensation software automates many of these tasks, enhancing both quality...


Workers Compensation in US States

Know the facts about state workers' compensation to protect your business

US state workers' compensation is a requirement for most employers to carry regardless of the state you live in. Information about your responsibilities as a business owner to carry workers' comp in US states varies depending on location. Workers' compensation protects your employees in cases where on-the-job injuries and accidents impact their ability to work. Knowing...