Guides & Articles on Health Insurance

COBRA Requirements for Small Business

How to avoid being bitten by this health benefits law

The Consolidated Omnibus Reconciliation Act of 1985 (COBRA) requires that companies continue to provide health benefits to former employees for up to 18 months. COBRA is a federal law that applies to companies with more than 20 employees and some states also have "mini COBRA' laws that apply to smaller companies. COBRA covers employees regardless of whether they quit or...


Dental Insurance in Oregon

How to find dental insurance in Oregon for your employees

Dental coverage in Oregon, with the exception of medical insurance, is of utmost importance to your employees. Whether they have families or not, a good dental plan can make your company look more attractive to potential employees. By providing decent individual dental insurance in Oregon, you promote your employees to take care of their teeth and maintain good dental hygiene...


Dental Insurance in Wisconsin

How to buy dental insurance coverage in Wisconsin for your employees

Dental insurance in Wisconsin is an essential benefit for your business. Offering it will help you attract and keep good employees. It's important to buy coverage that includes preventive, basic and major procedures. This would cover at least a portion of everything from X-rays to dental surgery.Dental insurance providers in Wisconsin offer several choices depending on the...


Determine if Short Term Health Insurance is Right for You

Who can use Short Term Health Insurance. How Does it Work? Is it Renewable?

Short term health insurance may not be something everyone is familiar with but it could come in handy for you, your family, or someone you know. For this reason, it’s a good idea to understand the basics of temporary health insurance.


Health Insurance Agents and Brokers

Reduce company turnover with products sold by health insurance agents

Medical insurance brokers offer a great selection of health insurance coverage options for businesses. They can help you select the right type of health insurance policy for your company’s size and type. If you are floundering with health insurance options and want help finding the most cost effective option possible for your company, then you need the help of health...


Health Insurance Brokers

Turn to health insurance brokers for assistance with choosing health benefit plans

Health insurance brokers can help you find an employee health insurance plan that fits your company’s health benefits needs and budget. The primary difference between health insurance brokers and agents is that brokers can provide health benefits quotes from multiple providers. Health insurance is not one size fits all. Health insurance brokers assists businesses in finding...


Health Insurance Information Resources

Find health insurance information resources for you or your business

Medical insurance resources can be an asset for business owners as well as independent insurance agents. Medical insurance references and health insurance information can come the form of business insurance resources for businesses looking for insurance options for their employees and those self employed. It can also come in the form of leads and industry information for insurance...


Health Insurance Organizations

Stay abreast of industry issues, news and trends by joining health insurance organizations

If you own a company in the health insurance industry, you would do well to partner with organizations for health insurance to strengthen your business expertise and credibility. Industry organizations bring together professionals with similar goals and challenges. Members of industry organizations come from across company divisions, but all share the same objective of expanding...


Health Insurance Publications

Get the competitive edge using health insurance publications to your advantage

The health insurance industry has grown by leaps and bounds, so find health insurance publications that keep you informed, current and competitive. In your business, knowledge means everything, and your clients must feel confident you understand all aspects of the health insurance and health care industries. Before new clients sign on with you, they must also believe you possess...


Health Insurance Savings Accounts in New Jersey

Provide NJ health savings accounts for employees with high-deductible medical plans

NJ health savings accounts are available only to people with high-deductible health insurance plans (HDHPs). You can save your company a good chunk of money by offering these plans to your employees: HDHPs have lower premiums for you to pay.If your company has a Section 125 plan, contributions to the accounts can be done pre-tax by your benefit administrator. This makes for a ...


How to Buy Florida Health Insurance

Florida is one of many states that have seen a dramatic increase in the number of uninsured residents in recent years.

Fewer businesses are offering affordable coverage to their workers in the state and the health insurance rates for coverage have continued to increase annually. For these reasons, you may be finding yourself in need of purchasing Florida health insurance on your own. While that process may seem overwhelming, following these important steps can make the ordeal a lot less...


Indemnity Health Insurance

Decide if indemnity health insurance is a good choice for you

As a business owner, you are responsible for obtaining your own health insurance, and indemnity insurance may be a good match for your needs. In addition, if you provide health insurance for your employees, you may wish to consider indemnity insurance for them as well. As with most insurance plans, with indemnity health insurance you will have a deductible that you have to meet...


Insurance for the Self-Employed

How to protect your sole-proprietor business with basic insurance

You've living your dream: Self-employed and making a living. Whether you're a freelance artist or engineer, you need to protect your business by buying some basic insurance, including health, disability, liability and errors and omissions coverage. Three things you need to know about insurance for the self-employed: About 60 percent of the 45 million uninsured Americans...


International Health Insurance Providers

Choose an international health insurance provider that suits your business needs

The importance of international health insurance is increasingly evident for today's growing business. Conducting business overseas and obtaining global partners is common for economic growth. With this increased international business comes a higher chance of illness, accident or injury on foreign land. Your employees must be financially prepared if it happens.Nearly half of...


Long Term Care Health Insurance

Protect yourself, your business and your employees with long term care health insurance

Long term care health care insurance is a great way to protect you and your business from the rising costs of long term care. No one wants to think about the need for long term care health insurance, but since more people live longer with chronic health conditions, it’s becoming a necessity.Long term care health insurance can deplete family assets over time. This is...


Medicaid

Become a Medicaid healthcare provider for Texas Medicaid, Florida Medicaid, and other state Medicaid insurance programs.

Medicaid is a federally run program to help needy individuals and families receive quality healthcare. If you recently decided to become a Medicaid healthcare provider so you can serve clients with Medicaid insurance, you will need to take steps to be eligible for Medicaid reimbursement for services. By opening up your business to Medicaid insurance recipients, you will make it...


Medicare

The best methods for generating Medicare insurance leads

A Medicare insurance business has a variety of options available when it comes to generating quality leads. With more and more baby boomers reaching retirement age, there is no shortage of people seeking Medicare insurance plans. Now obviously not everyone over the age of 65 will be eligible for Medicare, so it helps to have a way to reach eligible Medicare candidates.Regardless...


Online Health Insurance Quotes

How To Get a Quick Health Insurance Quote

Politics, a tough economy and the rising cost of health insurance have forced consumers to seek affordable individual health insurance.  Where do most people start in their quest for adequate coverage at a fair price?  The internet of course!  We'll help guide you through the process by telling you what to expect from the many different resources on the...


PPOs

Compare PPOs and decide if a PPO health insurance plan provides the care you need

A Preferred Provider Organization (PPO) health plan offers benefit rates that are dependent on the provider the member chooses. If you compare PPOs with Health Maintenance Organizations (HMOs), you'll see that a member receives higher benefit rates with the preferred provider option as long as the provider is within the PPO network. Usually, the member pays a co-pay at the...


Reducing Health Insurance Costs

Choose alternatives to cut health-care costs and satisfy employees

The maze of insurance options for small businesses is as complicated as today's medical problems. If you're careful when you create a more economical insurance plan, you'll not only control costs, you'll also boost employee recruitment and retention. Here are a few steps you can take to slash health insurance costs: Determine if managed care will help you manage...


Small Business Health Insurance

Offer benefits that fit in your budget and that attract and retain employees

Any way you slice it, health insurance coverage is expensive. Major corporations can negotiate better rates because of the large numbers of employees, but small businesses with two to 50 employees don't have the clout to negotiate big volume discounts. With costs skyrocketing, many small business owners are finding it more and more difficult to offer health insurance to...


Temporary Health Insurance for Students

What you should know about temporary student health plans

High school graduation is near and your child is already thinking ahead to the fall when she will be attending college. The college experience will be exciting, but in addition to coming up with dorm decorating ideas, you both need to add the task of researching college student health insurance to your list of things to do.If your health insurance does not cover your child while...


Training for Blue Cross and Blue Shield

Start an insurance career by training for Blue Cross and Blue Shield

Blue Cross Blue Shield insurance companies are a huge provider of medical and health insurance in the United States. Jobs at Blue Cross and Blue Shield affiliates range from junior accounts to customer services representatives, sales professionals and senior management. Entry-level jobs at Blue Cross and Blue Shield require minimal training, while higher-paying jobs demand...


US Health Insurance Brokers

Take advantage of US health insurance brokers to help your business

Let national medical insurance brokers help you set up a health insurance plan for your small business or your large company employees. Whether you find your national health insurance broker online or you go with a smaller brokerage service, let your broker help you compare prices and services to make the most cost effective, efficient product for you.Let national medical...


Vision Insurance

Vision insurance for individuals can keep the self-employed seeing clearly

Many self-employed business owners forgo individual eye insurance, seeing it as an extra expense. However, individual vision insurance plans are becoming more affordable and many are geared toward self-employed workers. Obtain the eye care coverage that you need and keep your eyes, as well as your family’s, healthy for years to come. Why consider vision insurance plans?...