Guides & Articles on Health Insurance
Alternative Health Insurance
Offering alternative health care insurance options to your customers
More and more Americans are looking for ways to improve their health and increase longevity. Many are turning to Alternative medicine health care insurance, or non traditional healthcare for total health care for total wellness that treats the mind, body and spirit. Although most insurance providers cover traditional medical care, but more and more insurers are...
Arkansas Health Insurance
Choose a great Arkansas health insurance company to keep employees healthy
Arkansas health insurance is a top priority for many business owners and rightfully so. Employees who have Arkansas medical coverage are less likely to be sick, which reduces absenteeism and increases productivity.There are many Arkansas health insurance companies to choose from, but you need to find the Arkansas health insurance provider that is right for you and your company....
Blue Cross and Blue Shield
Help meet your employees' medical needs with Blue Cross health insurance
It's never easy to try to choose a health insurance plan for your employees. No matter what you pick, someone's going to hate it for some obscure reason. Your best bet is to choose a national company that your employees can use if they travel and who has a large variety of approved medical providers in your area. A company that fits that bill perfectly is Blue Cross and...
COBRA Requirements for Small Business
How to avoid being bitten by this health benefits law
The Consolidated Omnibus Reconciliation Act of 1985 (COBRA) requires that companies continue to provide health benefits to former employees for up to 18 months. COBRA is a federal law that applies to companies with more than 20 employees and some states also have "mini COBRA' laws that apply to smaller companies. COBRA covers employees regardless of whether they quit or...
Dental Insurance in Oregon
How to find dental insurance in Oregon for your employees
Dental coverage in Oregon, with the exception of medical insurance, is of utmost importance to your employees. Whether they have families or not, a good dental plan can make your company look more attractive to potential employees. By providing decent individual dental insurance in Oregon, you promote your employees to take care of their teeth and maintain good dental hygiene...
Dental Insurance in Wisconsin
How to buy dental insurance coverage in Wisconsin for your employees
Dental insurance in Wisconsin is an essential benefit for your business. Offering it will help you attract and keep good employees. It's important to buy coverage that includes preventive, basic and major procedures. This would cover at least a portion of everything from X-rays to dental surgery.Dental insurance providers in Wisconsin offer several choices depending on the...
Determine if Short Term Health Insurance is Right for You
Who can use Short Term Health Insurance. How Does it Work? Is it Renewable?
Short term health insurance may not be something everyone is familiar with but it could come in handy for you, your family, or someone you know. For this reason, it’s a good idea to understand the basics of temporary health insurance.
Group Health Insurance
Providing a decent group health insurance plan retains employees
If you think your company is too small to provide decent group health insurance coverage for your employees, think again. There's an abundance of different group health insurance plans available, even for the smallest of businesses. Good group health insurance providers can find you a policy offering coverage ranging from just basic hospitalization to full-blown...
HMOs
Determine whether HMO health insurance is the best choice for your business
HMO health insurance is one of a number of options among managed healthcare plans. HMOs, also known as Health Maintenance Organizations, provide a structured healthcare plan that maintains patient treatment and care by establishing guidelines for healthcare providers.HMOs are designed to provide full-spectrum healthcare at low cost. HMO groups contract with specific doctors...
Health Insurance Agents and Brokers
Reduce company turnover with products sold by health insurance agents
Medical insurance brokers offer a great selection of health insurance coverage options for businesses. They can help you select the right type of health insurance policy for your company’s size and type. If you are floundering with health insurance options and want help finding the most cost effective option possible for your company, then you need the help of health...
Health Insurance Consultants
Use a health insurance consultant to make informed decisions about medical insurance coverage
Hiring a health insurance consultant can help you make informed decisions about your company’s medical insurance coverage.Healthcare consulting is a relatively new field. It began as a way to give companies advice on health insurance while maintaining no ties to different insurance carriers. A health benefit consultant will analyze your company’s needs and give you...
Health Insurance Organizations
Stay abreast of industry issues, news and trends by joining health insurance organizations
If you own a company in the health insurance industry, you would do well to partner with organizations for health insurance to strengthen your business expertise and credibility. Industry organizations bring together professionals with similar goals and challenges. Members of industry organizations come from across company divisions, but all share the same objective of expanding...
Health Insurance Publications
Get the competitive edge using health insurance publications to your advantage
The health insurance industry has grown by leaps and bounds, so find health insurance publications that keep you informed, current and competitive. In your business, knowledge means everything, and your clients must feel confident you understand all aspects of the health insurance and health care industries. Before new clients sign on with you, they must also believe you possess...
How to Buy Florida Health Insurance
Florida is one of many states that have seen a dramatic increase in the number of uninsured residents in recent years.
Fewer businesses are offering affordable coverage to their workers in the state and the health insurance rates for coverage have continued to increase annually. For these reasons, you may be finding yourself in need of purchasing Florida health insurance on your own. While that process may seem overwhelming, following these important steps can make the ordeal a lot less...
Indemnity Health Insurance
Decide if indemnity health insurance is a good choice for you
As a business owner, you are responsible for obtaining your own health insurance, and indemnity insurance may be a good match for your needs. In addition, if you provide health insurance for your employees, you may wish to consider indemnity insurance for them as well. As with most insurance plans, with indemnity health insurance you will have a deductible that you have to meet...
Insurance for the Self-Employed
How to protect your sole-proprietor business with basic insurance
You've living your dream: Self-employed and making a living. Whether you're a freelance artist or engineer, you need to protect your business by buying some basic insurance, including health, disability, liability and errors and omissions coverage. Three things you need to know about insurance for the self-employed: About 60 percent of the 45 million uninsured Americans...
International Health Insurance Providers
Choose an international health insurance provider that suits your business needs
The importance of international health insurance is increasingly evident for today's growing business. Conducting business overseas and obtaining global partners is common for economic growth. With this increased international business comes a higher chance of illness, accident or injury on foreign land. Your employees must be financially prepared if it happens.Nearly half of...
Long Term Care Health Insurance
Protect yourself, your business and your employees with long term care health insurance
Long term care health care insurance is a great way to protect you and your business from the rising costs of long term care. No one wants to think about the need for long term care health insurance, but since more people live longer with chronic health conditions, it’s becoming a necessity.Long term care health insurance can deplete family assets over time. This is...
Medicare
The best methods for generating Medicare insurance leads
A Medicare insurance business has a variety of options available when it comes to generating quality leads. With more and more baby boomers reaching retirement age, there is no shortage of people seeking Medicare insurance plans. Now obviously not everyone over the age of 65 will be eligible for Medicare, so it helps to have a way to reach eligible Medicare candidates.Regardless...
Online Health Insurance Quotes
How To Get a Quick Health Insurance Quote
Politics, a tough economy and the rising cost of health insurance have forced consumers to seek affordable individual health insurance. Where do most people start in their quest for adequate coverage at a fair price? The internet of course! We'll help guide you through the process by telling you what to expect from the many different resources on the...
PPOs
Compare PPOs and decide if a PPO health insurance plan provides the care you need
A Preferred Provider Organization (PPO) health plan offers benefit rates that are dependent on the provider the member chooses. If you compare PPOs with Health Maintenance Organizations (HMOs), you'll see that a member receives higher benefit rates with the preferred provider option as long as the provider is within the PPO network. Usually, the member pays a co-pay at the...
Reducing Health Insurance Costs
Choose alternatives to cut health-care costs and satisfy employees
The maze of insurance options for small businesses is as complicated as today's medical problems. If you're careful when you create a more economical insurance plan, you'll not only control costs, you'll also boost employee recruitment and retention. Here are a few steps you can take to slash health insurance costs: Determine if managed care will help you manage...
Small Business Health Insurance
Offer benefits that fit in your budget and that attract and retain employees
Any way you slice it, health insurance coverage is expensive. Major corporations can negotiate better rates because of the large numbers of employees, but small businesses with two to 50 employees don't have the clout to negotiate big volume discounts. With costs skyrocketing, many small business owners are finding it more and more difficult to offer health insurance to...
Temporary Health Insurance for Students
What you should know about temporary student health plans
High school graduation is near and your child is already thinking ahead to the fall when she will be attending college. The college experience will be exciting, but in addition to coming up with dorm decorating ideas, you both need to add the task of researching college student health insurance to your list of things to do.If your health insurance does not cover your child while...
Vision Insurance
Vision insurance for individuals can keep the self-employed seeing clearly
Many self-employed business owners forgo individual eye insurance, seeing it as an extra expense. However, individual vision insurance plans are becoming more affordable and many are geared toward self-employed workers. Obtain the eye care coverage that you need and keep your eyes, as well as your family’s, healthy for years to come. Why consider vision insurance plans?...
