Guides & Articles on Liability Insurance
Professional Liability Insurance
How to keep lawsuits and malpractice claims from ruining your business
By Gary Stern
If you're a professional, such as a lawyer, accountant or architect, you're vulnerable to lawsuits. Defending yourself and your business in a lawsuit – even one that's a frivolous claim – can drain your finances, sap your time and possibly ruin your business. To protect yourself and your company, professional liability coverage is extremely important. What...
Business Liability Insurance
How to protect your business from devastating liability costs
By Mary Sit
You've worked long, hard hours to build your business into a profitable enterprise. Now you need to protect it with general liability insurance that will cover such instances as the following: a customer trips on the carpet in your shop; a client injures herself using your product; an employee breaks a 17th century antique while on the job; or a coffeemaker left on overnight ignite...
Tracking Obscure News About Your Company
Using Searches and RSS Feeds to Track Highly Specific Subjects
By Brian Brown
Did you ever want to find out what was being written about your company on the internet? How about what was being written about your competitor? Using news searches, blog searches and RSS technology lets you find out when someone writes something about a subject you are interested in within just a few minutes of that article being published online. What you must know about using s...
Medical Liability Insurance for Nurses
Medical malpractice insurance protects you from lawsuits, even if your employer covers you
By Melissa Haveman
Many nurses assume that they are insured against medical malpractice suits by their employer's medical professional liability insurance. However, what most nurses don't know is that the medical malpractice insurance their employer provides may only cover them during their regular shifts within the workplace.You may be leaving yourself wide open for a malpractice lawsuit if ...
General Liability Insurance
Protect your business, family and estate with adequate general liability insurance
By Patti Richards
General liability insurance covers business owners in the event of an accident caused by the business. It also includes accidents on site that may or may not be the fault of the company. Commercial general liability insurance is the most basic form of liability protection for business owners. Most general liability insurance is limited to bodily injury or property damage. General...
Liquor Liability Insurance
Protect your company assets by taking out a liquor liability insurance policy
By Heather Topham Wood
If your business manufactures, sells or serves any type of liquor, then you may have to secure liquor liability insurance. This type of insurance will protect your company from liability if one of your patrons causes physical or property damage while intoxicated.Although cost of liquor liability insurance seems high, the benefits typically outweigh the price. Liquor insurance can k...
Liability Insurance Brokers
Finding the right liability insurance brokers will help you protect your assets
By Apryl Beverly
Commercial liability brokers can help you protect your business assets by ensuring that you are properly covered in the event a personal injury lawsuit or property damage claim. Be sure to choose liability insurance brokers who are well-established and experienced. There are several types of liability insurance available to protect a small business including general liability, prof...
Making the Most of Business Liability Insurance
Get the liability insurance coverage you need to keep your business protected
By Nicole Ricks
Businesses can protect themselves from lawsuits with proper business liability insurance. From products on the shelves to employee mishaps, insurance remains an important necessity on the business scene. The type of business you have dictates your vulnerabilities and insurance needs. For example, insurance for product deficiencies isn't a concern if you're a consultant,...
Pricing and Costs of Business Liability Insurance
Stretch your dollars and get the most out of your general liability insurance
By Nicole Ricks
Pricing and costs of business liability insurance vary by area of the country, by industry and even by how long you've been in business. Because the needs of each business vary greatly, so do the amount of insurance your business should have and how much it will cost. But no matter the industry, there are things you can do to maximize your insurance dollars.Insurance compan...
Medical Liability Insurance Basics
Understanding Medical Liability Insurance
By Gail L. Perry
Medical liability insurance is professional and personal financial protection for any health care professional at risk of being pursued with personal damage claims due to perceived patient negligence or error. Medical liability insurance covers settlements and financial awards to the plaintiff, which ensures your ability to maintain a practice and keep personal assets protected. Th...
Medical Liability Insurance Key Terms
Know the language when searching for medical professional liability insurance
By Gail L. Perry
When searching for liability insurance, educate yourself on medical liability insurance key terms so that you understand your coverage and insurance company provider responsibilities. Every profession utilizes language or terminology specific to their practice, and the medical insurance world is no exception.Knowing and understanding insurance language helps you find doctor malprac...
Making the Most of General Liability Insurance
Helpful basics for using general liability insurance to your advantage in business
By J. Stoltzfus
Every business needs some form of general liability insurance to protect it from financial harm -- many rely on these kinds of policies in addition to worker's compensation and other coverage for accidents and other circumstances. From ongoing basic liability insurance to protect property, to special insurance needs for volatility in production, special events, or expanded camp...
Using General Liability Insurance
Some options for using general liability insurance in various business scenarios
By J. Stoltzfus
General liability insurance is something every business can use, but not every business has this basic security in place. If you are a small business operator who doesn't have general liability insurance added into the equation for protecting your bottom line from unexpected damages, don't panic: online suppliers can help you get coverage right away over the Internet.Differ...
Liability Insurance Key Terms
Know the language of insurance to keep choosing coverage from becoming a liability
By Trisha Schulz
Accidents happen. That's why it's important to prepare for the worst. All business owners should protect their livelihood by selecting the right liability insurance coverage appropriate for their business. Insurance representatives can evaluate your needs, but it's your responsibility to have all your bases covered. Choosing the right liability insurance can be complex ...
General Liability Insurance Key Terms
Explore general liability insurance terms
By Sandy Baker
General liability insurance is a required form of insurance for all businesses. It protects the business from lawsuits against them from accidents. There are various important terms found in these liability insurance policies including conditions, binder and subrogation. It is also important to know some of the coverage types available for general liability, including medical payme...
General Liability for Small Business
Liability insurance is one of the many kinds of coverage found in package policies
By Hilary Cable
General liability is usually sold as part of a package of insurance and it’s just one of the many kinds of business essentials you’ll find in the Business Owners Policy (BOP) that most small to medium-size companies will need to purchase. BOPs give you big-business buying power by bundling and discounting the costs of many kinds of insurance that you need, such as prope...
