Guides & Articles on Life Insurance

Advice and Ratings on Virginia Life Insurance

Selecting a Virginia life insurance company for group life insurance

Looking for a life insurance company that will offer services to your employees? When selecting a company, you need to look not only at rates and coverage but also at the individual company's rating. The rating gives a clear indication of the financial viability of the company, letting you know whether the company can stand behind the policies it writes.Independent...


California Life Insurance

Being savvy about life insurance in California protects your company, employees and family

Offering group life insurance to your employees is good business. California life insurance plans can guarantee them a fixed amount of coverage or an amount related to their salary. Oftentimes, California life insurance agencies link employees together by their job when evaluating the associated risks of a group policy rather than considering the traditional factors, such as...


Life Insurance Agents Education and Training

How to start your career as a life insurance agent

Becoming a life insurance agent requires more than knowing the difference between term life insurance and whole life insurance. Before you can start to work at a life insurance agency, you'll need life insurance agents education and training. Whether you'll be working for life insurance brokerage companies or independent life insurance brokers, proper education and...


Life Insurance Agents Key Terms

Understand the terms used for life insurance agents to learn about their role

The role of life insurance agent is to assist you with your life insurance planning, but there are many different kinds of life insurance agents and they can work in different ways. It is important to learn about common terms used to describe life insurance agents and their role in helping you with your insurance needs. Life insurance agents can work with whole or term life...


Life Insurance Agents

Find life insurance providers who specialize in business life insurance products

Protecting your company's assets requires seeking the services of life insurance agents and brokers. Knowing the type of insurance your business needs determines which insurance agency to select. Businesses carry the standard policies such as liability, property and business interruption insurance. However, insuring key players is essential. Your corporate executives are...


Life Insurance Key Terms

Understand the specifics of your policy through learning life insurance key concepts and terminology

Life insurance is important for many individuals, but how many truly understand the specifics of their policies, let alone the industry at large? By becoming well-versed on life insurance key terms, individuals are more accurately able to understand the industry, as well as what companies and policies are able to offer consumers. In addition, those who are interested in a career...


Life Insurance News and Trends

Stay on top of life insurance news and trends

Life insurance companies face a changing field as technology and the economy change and fluctuate. Stay on top of the trends in life insurance information so that your operations can be prepared to handle new business as efficiently as possible and serve current customers armed with the most recent news. Life insurance quotes and small business life insurance are important tools...


Life Insurance Rates and Quotes Basics

Use life insurance quotes to get pricing estimates and more

Life insurance quotes are available online by many of the country's top insurance providers and from third-party companies. As a business owner, learn about life insurance rates and quotes basics prior to investing in this benefit to employees. Life insurance protects an employee's family should the employee die while the coverage is in place. Online life insurance quotes...


Life Insurance Rates and Quotes Key Terms

Understand these important life insurance rates and quotes key termsto make better insurance decisions

Life insurance rates and quotes are important to understand as you research life insurance for yourself or for a loved one. As life insurance rates vary due to different factors, having a general knowledge of rates and quotes is essential to ensure you receive the best rates for your needs.Whether you need term life insurance or whole life insurance, prefer an adjustable premium...


Life Insurance Rates and Quotes

Find life insurance rates online to discover the best coverage for your needs.

Life insurance is vital to protect the assets of a business. If a business owner dies unexpectedly, life insurance benefits can sustain the company. Often needed for a business to secure a loan, life insurance offers tax advantages that are important factors in estate planning.It's important to find the best life insurance rates for your business to save money and receive the...


Life Insurance for Small Business Owners

Tips to protect your small business and finances if you die or become disabled

Small business owners need to protect their businesses and assets in the event of death or disability with business life insurance. Many small business owners are sole proprietors, which leaves their families vulnerable to business debts. Be realistic when choosing life insurance companies and benefit amounts; make sure the debt for your business is covered with business life...


Life Settlements

Learn all about life settlements before making this major life decision

Life settlement solutions are easy to find, but information on life settlements is not so easy to come by. Life insurance purchasers don't often mention life settlements, but sometimes this financial option can be a big help. A senior life settlement is the most common type of life insurance settlement.Life insurance settlements are probably more common than most people...


Making the Most of Life Insurance Rates and Quotes

Getting more from life insurance rates and quotes for business owners

Life insurance quotes for business owners are available through many online services. Those businesses offering these services to employees will want to spend extra time researching all their options. Quotes can be used to compare data without any obligation to get the service. It can be easier than working with a sales agent.By making the most of life insurance rates and quotes,...


Product Liability Insurance Education and Training

Online options for learning about product liability insurance

Lots of businesses need product liability insurance to keep them afloat. It's just a fact that we live in a litigating society, and with that in mind, any products that come out of a business have the potential to lead to issues of product liability. So what do businesses do? Comprehensive business product liability insurance plans often work to "hedge" against these...


Product Liability Insurance Key Terms

Learn the terms of product liability insurance to find the best policy for your business

Unfortunately, lawsuits have become a normal part of doing business. Whether your company designs, manufactures or distributes a product, you probably need product liability insurance. Not only will a liability policy protect you against lawsuit judgments and settlements, it will also cover legal fees that result from litigation. Product liability laws vary by state, so your...


Product Liability Insurance Laws and Regulations

Protect your business by learning about product liability insurance laws and regulations

Businesses that manufacture or sell any type of products should always ensure that they comply with product liability insurance laws and regulations. Under product liability laws, manufacturing firm owners are held responsible for ensuring that their products are safe and don’t pose risks to the general public. Products liability insurance covers the company’s...


Product Liability Insurance

Protect your company with business product liability insurance

If you’re a small business that manufactures or sells any type of product, then you should consider taking out product liability insurance. With product insurance, you’re assuring protection in the case of injury as a result of a person using your product.Before you find a product liability insurance carrier, you’re going to want to consider a few things....


Small Business Life Insurance

Protect your business and your family with small business life insurance

If you own a small business, you need small business life insurance. Although you work hard to grow your business and make it profitable for you and your family, debts, taxes and similar items could greatly reduce the amount of money your family inherits. While you might not automatically think you need life insurance, small business owners benefit from such policies because...


Term Life Insurance

Buy affordable term life insurance and protect your future

Term life insurance is designed for people who can't afford whole life insurance or don't need such complete, savings-generating coverage. Life insurance of any kind, though, is a necessary evil. Though thinking about death can be intimidating or even a little depressing, it is important to protect those around you. Term life insurance offers an affordable, short-term...


Training for Life Insurance

Advance your career with training for life insurance

Life insurance companies provide many good jobs for those who can get the right kind of life insurance information and training. While entry-level jobs are relatively easy to get, the better paying jobs at life insurance companies in sales and management require certifications, licenses and advanced training for life insurance.Look for business life insurance training online...


US Life Insurance

Electing ideal U.S. life insurance policies for your company needs

Choosing an ideal national life insurance policy for your company, whether large or small, can be a tedious undertaking. If a catastrophic event should strike a professional associate, it is not only wise but compassionate to make sure that their immediate loved ones are taken care of through their emotionally devastating time.Finding the right policy will not only save you money,...


Virginia Life Insurance Key Terms

Learn about a few terms associated with Virginia life insurance policies

Virginia life insurance offers financial protection to the families of policy holders in the event of death. There are many different types of life insurance products. Make sure you get one that will meet your financial needs if a family member dies prematurely.Take the time to understand some of the various terms associated with Virginia life insurance. This way you'll be...