Guides & Articles on Workers Compensation
Lowering Your Workers' Comp Costs
Safety training and good record keeping help keep premiums down
Workers' compensation is a large expense for small businesses. Compensation for injured employees includes medical bills, payments for lost time and damages for any permanent injuries. Every state requires that employers provide compensation for any and all work-related injuries. A lower accident rate means fewer workers' comp claims and lower costs. It starts with these...
Making the Most of Workers' Compensation
Making the most of workers' compensation means protecting your business and your employees
Workers comp was established many years ago as a benefit-type system that safeguards any worker hurt or injured while on the job. The Department of Labor and Industrial Relations and the Division of Workers Compensation administers the day-to-day operation of the system.Prior to the establishment of workers compensation insurance, employees who got hurt of injured on the job could...
Meeting Workers' Comp Requirements
Shop for the best price then get an audit to save costs
Workers' compensation insurance covers employees who are injured or become sick during work activities. Most states require businesses to have coverage. Because each state has different policies and procedures, it's important to investigate requirements in every state in which your employees live, work, or travel. Some states require you to buy coverage through...
Training for Workers' Compensation Insurance Benefit Administration
Help your human resources department understand the intricacies of workers compensation insurance administration
The workers comp insurance program is a set of state and federal laws which provides benefits for workers injured on the job. The goal of this system is to help the injured employee pay for medical care and to reimburse lost wages that may occur when it is not feasible to work because of the injury sustained. In order to assure that your organization is administering workman's...
Using Workers' Compensation Insurance
Using workers' compensation insurance will help if you're hurt on the job
Using workers' compensation insurance, sometimes referred to as "workers comp," is necessary if you're in independent contractor or if you have employees. These laws provide benefits for you or an employee who sustains an injury at work. These laws assure that if you’ll receive appropriate medical care, reimbursement for lost wages, and, if necessary,...
Workers Compensation Insurance Key Terms
Learn the ABCs of workers compensation insurance
Workers Compensation Software
Manage current claims and prevent new ones more effectively with worker compensation software
The successful management of workers' compensation claims requires equal attention to medical, administrative and clerical tasks. The more time your staff spends on paperwork, the less time they have for ensuring patient care or working to prevent future workers' compensation claims. Workers' compensation software automates many of these tasks, enhancing both quality...
Workers Compensation in US States Education and Training
Have HR staff complete a workers compensation in US states education and training program
Find timely information about workers compensation in the United States that you can use to design a training workshop for your HR staff. Once you show HR professionals how to find the statutory bases of workers comp in the United States, they can move on to analyzing articles discussing these laws that are usually found on the websites of a state's leading workers...
Workers Compensation in US States Laws and Regulations
Get information about workers compensation in U.S. states to ensure business compliance
While the implementation and outcomes of workers compensation in U.S. states can vary from state to state, there are some general commonalities that are important for you to know, regardless of which state you live in. State workers compensation provides medical benefits to employees who are injured or disabled on the job. It is an insurance that is paid for by the employer and it...
Workers Compensation in US States
Know the facts about state workers' compensation to protect your business
US state workers' compensation is a requirement for most employers to carry regardless of the state you live in. Information about your responsibilities as a business owner to carry workers' comp in US states varies depending on location. Workers' compensation protects your employees in cases where on-the-job injuries and accidents impact their ability to work. Knowing...
Workers' Compensation Basics
The workers compensation "bargain agreement"
Workers compensation is a type of insurance that pays a portion of the worker's salary and medical care when an injury occurs while working. This compensation is given in exchange for relinquishing the worker's right to sue their employer for negligence. This trade off is known as "the compensation bargain."Employers are prohibited from doing any type of...
Workers' Compensation Key Terms
Know how to deal with an employee's injury by understanding workers' compensation key terms
If you own a business, particularly in manufacturing or shipping, you may one day have to deal with workers' compensation. You might find it a good idea to familiarize yourself with key terms used in many workers' compensation cases. While laws and regulations regarding workers' compensation differ from state to state, many workers' compensation key terms are used...
Workers' Compensation in US States Key Terms
Protect your organization with knowledge of workers' compensation terminology
Workers' compensation exists to provide financial and medical assistance to employees that receive an injury on the job. Types of employment compensation may include the employee continuing to receive wages, reimbursement of medical bills, payment for economic loss due to injury and payment to the employee’s family should the injury result in death.State workers'...
