Making the Most of Banks in California

Check out useful services available at banks in California

Joining a quality California bank can be beneficial to your small business. Business banking in California means more than just finding a place to hold your money. Whether you are looking at Northern California banks or financial institutions further south, be aware that when it comes to banks in California, doing business has changed with newer technology. Thanks to these unique options, making the most of banks in California may be easier than ever before.

Business banking in California can benefit your business in many ways. Consider the following useful services:

1. Deposit money to California banks from your home or office.

2. Take advantage of invoicing and payroll features at some banks in California.

3. Use mobile banking to access your bank account.

 

Use remote deposit to put money into your commercial bank in California from your office

Some banks offer the ability to deposit money from your office. The Check 21 Act made it legal for business owners to scan a check and send the digital image to the bank online. Such technology can save you a trip to the bank at the end of each business day.
Try: California Bank & Trust allows business customers to deposit checks through a computer. First Republic Bank does the same for small business owners.

Use the helpful customized features at CA banks

With the advent of new technology, along with more small businesses, many banks can perform more than just the average services for their business customers. Let your bank make your life a little easier with helpful services, such as easy invoicing and payroll features. When choosing a bank in California, check out each bank's extra services that you could actually use, whether they are online or deal directly with the bank's employees.
Try: Create and send custom invoices to clients through your Bank of America account. Citizens Business Bank offers many business services, such as a CD of all your cleared checks for your records, as well as the ability for your clients to send their payments directly to the bank to be credited to your account faster.

Access your California bank through your phone

Some CA banks allow customers to download an application that enables them to access their account through their mobile phone. This is often achieved through downloading an application onto your phone, resulting in you being able to see your account balance and history, pay bills and transfer money. This type of option is perfect for business professionals on the go.
Try: Some Southern California banks, like First Regional Bank, offer mobile banking through mobile phones. Wells Fargo also allows mobile access.

 

• Do not confuse remote deposit with direct deposit. Most California banks offer the latter, which involves an employee's pay check being deposited into his or her account automatically. Remote deposit is a little more advanced and has not yet become popular in many banks, which makes it a unique service.

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