POS Pin Pads Key Terms

Learn about the different types of POS pin pads

POS (point of sale) pin pads are a convenient way for businesses to accept credit and debit card transactions. There are three different types of PIN pads available including those that only have a number pad, those that provide a card swipe and those that offer a way for customers to provide a digital signature. POS PIN pads should be compliant with existing software and terminal hardware to make transactions secure.

 

PCI compliant

POS PIN pads that are PCI compliant meet PCI data security standards. These standards help to protect information when payments are made through debit and credit cards. This helps to create consistency for security measures across the globe.
Try: The PCI Standards Security Council provides more information on the PCI standards and approved PIN entry devices.

Personal identification number (PIN)

The personal identification number is a four digit code issued to a debit cardholder. This PIN is a security measure used to validate the identification of the cardholder.
Try: Consumer Action provides information on ways to pay with a debit card using a PIN or signature and how to choose a PIN.

Customer facing PIN pad

A customer facing PIN pad provides many additional features for the customer. Instead of having the cashier swipe the card and sign a paper receipt, a customer facing PIN pad allows customers to swipe their own cards and provide a digital signature.
Try: Merchant Warehouse provides detailed specifications on the Hypercom Optimum L4250, a customer facing PIN pad.

Smart card

Some POS PIN pads are equipped with Smart card technology. This technology allows users to make payments securely and, in many cases, without the card making contact with a terminal.
Try: The Smart Card Alliance provides a primer on smart cards and how the technology is used in verification of identity and payment processing.

Hand-held POS PIN pad

A hand-held POS PIN pad is a convenient piece of equipment. The hand held PIN pad allows cashiers to hand the unit to the customer so they can enter the PIN number for their card without assistance.
Try: 1st National Processing provides the specifications and features of a typical hand-held POS PIN pad model.

Compatibility

Compatibility for POS PIN pads refers to their ability to work with the software for the POS terminal. If these are not compatible, transactions may not properly process and security can be compromised.
Try: Paynet Systems provides a list of the top models of POS PIN pads that provide compatibility for a number of software systems or plug-and-play options.

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