Product Liability Insurance

Protect your company with business product liability insurance

If you’re a small business that manufactures or sells any type of product, then you should consider taking out product liability insurance. With product insurance, you’re assuring protection in the case of injury as a result of a person using your product.

Before you find a product liability insurance carrier, you’re going to want to consider a few things. You’ll have to decide on how much coverage you want to take out as well as get a risk assessment. Companies which sell or manufacture potentially unsafe products will receive a higher product liability insurance quote.

1. Determine whether you would benefit from small business product liability insurance. If you sell or manufacture non-hazardous materials (like paper products), then the cost may outweigh the risk.

2. Find a specialty insurance broker that can locate you a low cost product liability insurance policy. Brokers can advise you on the best policy types and carriers for your industry.

3. Enroll with a business product liability insurance carrier. Complete the paperwork and start your coverage.

Hire a product insurance broker

With a small business insurance broker, you can have them work with a range of carriers to find the best price on products liability insurance. They can also let you know if you would benefit from additional coverage from a different type of small business insurance policy.

Locate product liability insurance companies

When you rather deal directly with a product liability insurance carrier, you can forgo the use of a broker. Find companies that offer business product liability insurance and the type of coverage amounts that they include with the policy.

Receive a product liability insurance online quote

In order to compare each company, you'll want to request a product liability insurance quote. Use these online quotes to determine which policies prove affordable for your company.

If your small business belongs to a certain type of association or union, you may receive lower products liability quotes from insurance carriers. Many carriers can offer group rates through these associations.