Training for Workers' Compensation Insurance Benefit Administration

Help your human resources department understand the intricacies of workers compensation insurance administration

The workers comp insurance program is a set of state and federal laws which provides benefits for workers injured on the job. The goal of this system is to help the injured employee pay for medical care and to reimburse lost wages that may occur when it is not feasible to work because of the injury sustained.

In order to assure that your organization is administering workman's compensation insurance benefits properly, it is important that you require training for workers' compensation insurance benefit administration for all human resource employees who work with employee safety issues, claims and overall cost containment processes. These processes focus on:

1. Payment of the employee's medical and/or hospital bills as covered by workers comp insurance.

2. Lost wages, known as "indemnity payments," of the injured employee.

3. Rehabilitation expenses, medication reimbursement, and transportation mileage to/from any related medical providers.

 

Provide appropriate staff with educational resources for help in administering workers comp benefits

The time after an accident occurs to an employee may have some costly issues for management personnel in all types of industries and businesses. Many people are involved in an employee's claim, including individual workers compensation insurance companies, physicians, case managers and management staff from the employer. It is important to have staff that is aware of how to successfully investigate employee accidents and injuries. They should be aware of how to effectively communicate with all the parties involved, as well as to how to manage the post injury issues.
Try: In order to effectively administer workman comp insurance benefits, employers can find a variety of training programs at HRTrainingCenter.com and the Insurance Educational Association, which gives key administrators the necessary tools to address the issues that come after an on-the-job injury.

Find training programs which provide a national certification regarding workmans comp insurance

There are many workmens comp insurance programs that offer a national certification for staff, which also provides access to industry experts to help the staff to acquire the most up to date knowledge and job skills critical to their success.
Try: One of the certifications programs focuses on Integrated Leave Management Training & Certification, which is ideal for all human resource professionals, management and department heads, as well as and Third Party Administrators (workmens compensation insurance companies and workers compensation carriers) who handle the day-to-day issues and administration of ADA, FMLA, COBRA, or workers' comp. International Society Of Workers Compensation Specialists offers another national certification that is a comprehensive program that addresses every major "cost driving" component and also provides to each student a wealth of proven solutions that can be quickly used in the workplace.

Re-evaluate and adjust your organizations safety needs and training to avoid workers comp claims

A business can identify many of the safety issues and needs when you compile the annual evaluation of employee injuries and safety violations. These are important to evaluate and trend so you can identify training needs for correction. This plan should be in writing and approved by management staff.
Try: A valuable resource to help businesses formalize their safety team, formulate effective injury prevention strategies and quantify the economic impact of worker injuries is CompEraser. This service compares and benchmarks employees’ injuries, safety issues and cost of the injury per employee. OSHA has workplace safety standards, laws and regulations that make the employer legally responsible for educating employees on workplace safety standards. An annual evaluation of organization's workmans comp injuries can aid in the identification of potential employee injuries.

 

• If an employee happens to be working two jobs and they sustain a workplace injury, the employee may be entitled to receive workers comp benefits that reflect payment of lost wages from both jobs.

Copyright © 2011 Business.com, Inc. All Rights Reserved.

---