Visa Platinum Credit Cards

Find out if a Visa Platinum credit card is right for you

By Judy Artunian, Freelance Writer

Visa Platinum cards are available to people with excellent credit. A Visa Platinum card is especially appealing to avid travelers and others who like to visit fine restaurants, hotels and spas throughout the world. Visa Platinum cardholders get help arranging hotel reservations, golf outings and other aspects of their travel planning.

Visa Platinum credit card applications can be made directly through Visa or through banks, retailers or airlines that offer co-branded Visa Platinum credit cards. Many co-branded cards come with incentives, such as discounts on merchandise and services. There are also Visa Platinum cards called affinity cards that carry the logo of non-profit organizations, such as colleges and charities. A small percentage of each transaction made using an affinity card goes to the organization.

Additional benefits of the Visa Platinum credit card include:

If your Visa Platinum card is lost or stolen, Visa will deliver an emergency cash advance, usually within 24 hours.
Travel emergency assistance, including medical referrals and emergency transportation assistance is available to Visa Platinum Business cardholders.
If you have a Visa Platinum card, the Concierge service, which offers assistance for a host of lifestyle services, is available to you worldwide 24 hours a day, seven days a week.

Learn about the Visa Platinum card for personal use

In addition to a high credit limit, the Visa Platinum credit card helps you get more out of your leisure time.
Try: The Visa Platinum credit card offers discounts and special privileges on dining and golf and offers a Concierge service that takes the hassle out of travel planning. With the Visa Platinum credit card, you’re also eligible for special promotions that offer more opportunities to save. To fill out a Visa Platinum credit card application, click on one of the links to Visa Platinum card providers.

Get rewarded for using your Visa Platinum card

Looking for free goodies? Apply for reward cards from Visa Platinum credit card providers.
Try: To earn points for cash as well as airline miles, hotel stays and other purchases, check out co-branded Visa Platinum credit cards. Wells Fargo Visa Platinum offers cash rebates, airlines miles and gift cards for major retailers. If books are your thing, consider the Borders 3-2-1 Visa Platinum Card, which offers reward points for purchases at Borders and Waldenbooks as well as gas, dining and grocery purchases.

Get what you need from a Visa business card: high limit, rewards and much more

The Platinum Visa business card gives you everything you need from a business Visa card: high limit; rewards on travel, dining and merchandise; and more. Use your Platinum Visa business card for all kinds of business expenses - from purchasing equipment to dining out with clients. A Platinum Visa business card can also help a growing business manage cash flow more effectively.
Try: With the U.S. Bank Travel Rewards Platinum Visa business card, you can earn reward points for airline tickets, restaurant and hotel certificates and merchandise discounts. Earn airline miles as well as car rental and hotel certificates with the Platinum Visa business card from Chase, which comes with no annual fee.

Shop for the Visa Platinum card at comparison sites

Comparison sites let you search for the best Visa Platinum card.
Try: At CreditCards.com, compare the features and benefits that are offered by various Visa Platinum card providers, including Platinum Visa business card providers. Other comparison sites that let you see how the Visa Platinum card stacks up against other Visa cards include CardFusion and CreditCardGuide.com.

Strengthen your protection against online identity theft by signing up for Verified by Visa. It requires an extra password when making online purchases with your Visa Platinum card.
When applying for a Visa Platinum credit card, remember that affinity cards usually don't come with reward offers.
Although there is no Visa Platinum debit card, you can get the same benefits with a Visa Check Card. It's available in Visa Platinum. Anything you purchase with the Visa Check Card is deducted from your checking account.