Workers Compensation in US States Laws and Regulations

Get information about workers compensation in U.S. states to ensure business compliance


While the implementation and outcomes of workers compensation in U.S. states can vary from state to state, there are some general commonalities that are important for you to know, regardless of which state you live in. State workers compensation provides medical benefits to employees who are injured or disabled on the job. It is an insurance that is paid for by the employer and it is governed by the Federal Employees Compensation Act.

It is your responsibility to find out about the laws and regulations regarding U.S. state workers compensation in your state. When reviewing workers compensation in U.S. states laws and regulations, there are a few areas you should be mindful of:

1. Liability and coverage for workers comp in U.S. states

2. Benefits of workers comp

3. Procedures for workers comp

Ensure that you are aware of the facts about workers comp

Each state mandates whether you must carry workers compensation insurance, for which of your employees, and how much coverage you will need. The laws around workers compensation requirements are important for each business to know when you are hiring employees and setting up your business. These laws also govern fines and punishments for not abiding by these standards.

Know what medical benefits exist under workers compensation in the U.S.

Medical benefits, as outlined by each state's code of regulations, defines how to choose a medical doctor, when the medical benefits begin and end, and coverage of any medical equipment such as orthoses or prosthetics. These benefits are usually paid directly from the workers compensation insurance company.

Discover the timeline to notify your U.S. state workers compensation board about workplace injuries

Each state mandates the appropriate timeline for notifying the U.S. state workers compensation board about injuries. This report is called the First Report of Injury and all employers are required to know when to notify U.S. state workers comp about an injury.


Find Pre-Screened Vendors

Compare quotes and save:








Trusted Vendors

State Farm

Get workers compensation coverage from a company with exceptional claim service. State Farm agents understand the needs of small businesses and can help you protect your business & plan for your future. Find an agent today.

Visit statefarm.com