Many self-employed business owners forgo individual eye insurance, seeing it as an extra expense. However, individual vision insurance plans are becoming more affordable and many are geared toward self-employed workers. Obtain the eye care coverage that you need and keep your eyes, as well as your family’s, healthy for years to come. Why consider vision insurance plans?
- Individual eye insurance saves you money on exams, glasses and contact lens.
- You’ll be able to keep track of your eye health and find potential problems early.
- Vision insurance quotes are easy to get and you won’t even need to leave your office to get them.
Look into vision insurance plans if you have employeesOffering your employees health, dental and vision insurance can be a way of retaining happy employees. You may get a better deal on insurance by packaging all three together.
Get quotes for vision insurance for individuals onlineMost insurance companies have websites that give quick vision insurance quotes. Use the services to get a ballpark idea on cost of vision insurance plans.
Check with your other insurance companies about vision insuranceMany insurance companies offer discounts if you have multiple plans with them. Check with your health, car or home insurance company to find out if they carry vision insurance for individuals and eligibility for discounts.
Decide on the coverage you needIf you're paying for your own insurance out of pocket, you may want to use higher deductibles or a little less coverage to keep the cost manageable. Add up your typical vision costs per year and how much the coverage would save you, but keep in mind that insurance is important for emergencies and bigger problems.
- If you already have a eye care provider that you like, ask him or her for recommendations on vision insurance plans. This can help you find an individual plan that includes the provider that is familiar with your vision care history.