Purchasing Resources for Auto Insurance In Connecticut

Auto Insurance in Connecticut Basics

Learn the basic steps for acquiring insurance from car insurance companies in Connecticut
By Emmet McMahan An examination of auto insurance in Connecticut basics should include a look at the different types of auto insurance. Accident coverage is the total coverage for a single accident. Injury liability insurance generally refers to coverage against injuries that are a direct result of an accident. Property liability coverage applies to damages or theft of the covered vehicle, and also pays for damage to other property.
 

There are three general steps that you will need to complete in order to obtain car insurance in CT:

1. Find the government department that regulates Connecticut auto insurance providers. This agency will serve as a central location for many resources on auto insurance.
2. Determine the auto insurance requirements for Connecticut. Many drivers will choose to obtain only the minimum insurance that Connecticut requires, especially if their car loan has been paid off.
3. Get a quote for auto insurance. There are a large number of auto insurance agencies in Connecticut and multiple quotes will help establish a likely range for a given coverage.
   

Locate government agencies that deal with Connecticut auto insurance

Connecticut regulates auto insurance, as well as other types of insurance, at the state level. State laws on insurance specify issues such as the insurance coverage requirements, proof of financial responsibility and the licensing requirements for insurance agents.
Try: The Connecticut Insurance Department provides variety of auto insurance resources, including tips for saving money. The Connecticut General Assembly addresses auto insurance laws in Chapter 700, Section 38a of the General Statutes of Connecticut.

Find out the minimum coverage limits for Connecticut car insurance

Insurance agencies frequently provide a summary of the types and amounts of auto insurance that Connecticut requires. Other organizations also may provide quick facts on auto insurance requirements in Connecticut.
Try: Leading Insurance Quotes.com provides the specific auto insurance minimums for Connecticut. SafeAutoOnline.com provides complete details on the requirements for auto insurance coverage for Connecticut.

Get Connecticut auto insurance quotes

You can easily obtain quotes for Connecticut car insurance over the phone or through email. Most insurance companies will require you to complete a short questionnaire on your vehicle, insurance needs and driving habits.
Try: Sumner & Sumner offers an application for a free quote on auto insurance in Connecticut. Kalita Insurance Agency is located in Connecticut and provides free quotes for auto and home insurance.

• Providers of car insurance in Connecticut frequently express insurance requirements as a/b/c where the letters a, b and c represent the different types of coverage needed in thousands of dollars. The letter "a" is the bodily injury liability, "b" is the coverage per accident and "c" is the property damage liability. For example, 25/50/10 coverage means that the policy covers $25,000 per injured person up to a total of $50,000 for the accident with additional coverage of $10,000 for property damage.