Iowa, like most other states, requires drivers on its roadways to carry liability insurance. The minimums for coverage are bodily injury coverage of $20,000 per person, up to $40,000 for all persons per accident, and $15,000 for property damage coverage caused in an at-fault accident. With a good driving record, this type of liability insurance is relatively affordable for most people.

In addition to carrying the required auto insurance in Iowa, motorists are also required to carry proof of that insurance and are expected to show it to any police or peace officer who requests to see it. Failure to do so can result in the suspension of the vehicle's registration and the operator's license. These are serious penalties that can be avoided by simply taking out the required insurance policy.

To make sure you are in compliance with laws and regulations, consult with an insurance agent familiar with auto insurance in Iowa. He will know what is required and can put together a policy that meets those requirements and any needs you have as well. Business.com can help you find insurance agents and brokers serving the Iowa area. Use the listing of resources shown on the left side of the screen.