Resources for Auto Insurance in New Jersey

Quickly find providers of car insurance in New Jersey offering NJ auto insurance solutions. Browse vendors offering online quotes for auto insurance in New Jersey. Review New Jersey auto insurance companies offering various options to meet your needs.
Texas Auto Insurance

Providers of auto insurance in Texas. Browse listings of Texas auto insurance companies and review providers offering Texas auto insurance quotes online. Select providers of auto i… more »

Auto Insurance in Massachusetts

Find Massachusetts auto insurance providers to protect your company cars or other business vehicles. Review various car insurance companies in Massachusetts to get the most appropr… more »

California Auto Insurance

Quickly find providers of California auto insurance coverage. Search listings for links to car insurance companies in California offering competitive California auto insurance rate… more »

European Auto Insurance

Find European auto insurance providers and European car insurance companies to protect your company cars or other business vehicles. Review various UK car insurance providers to ge… more »

Auto Insurance in Oregon

Quickly find providers of auto insurance in Oregon. Research Oregon insurance companies offering car insurance for Oregon families and individuals. Identify brokers offering Oregon… more »

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Auto Insurance in Georgia

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ADP Statewide Insurance

Independent insurance agency serving all of New Jersey and South Carolina. For personal or business insurance policies, ADP has you covered.

http://www.adpinsurance.com/

Auto Insurance in New Jersey Key Terms

New Jersey requires that all car owners have auto insurance coverage. There are stated minimums for amount of coverage required. The minimum amount of coverage is called the basic insurance policy. An insurance card must be in the car at all times. Driving an uninsured car can result in license suspension, fines and insurance surcharges. Auto insurance in New Jersey key terms will provide you with the definitions and explanations for the major vocabulary related to auto insurance requirements in New Jersey.

Basic and standard insurance

New Jersey has two types of insurance. The first kind is the "basic" policy, which is the minimum amount of auto insurance allowed by the state. It covers property damage liability and personal injury protection. "Standard" insurance covers bodily injury liability, property damage liability, uninsured/underinsured motorist bodily injury, uninsured motorist property damage and personal injury protection.

Mandatory insurance inspection

New Jersey law requires that an automobile be inspected for insurance in order to avoid fraud by claiming that it was in better shape than it was before an accident. This inspection is separate from a motor vehicle inspection.

Property damage liability (PDL) insurance

Property damage liability (PDL) refers to insurance that covers damage done to another car in an accident.

Personal injury protection (PIP) insurance

Personal injury protection, or PIP, covers expenses no matter who was at fault. It covers injuries, as well as funerals, lost wages or types of losses due to a car accident.

Uninsured motorist insurance

Uninsured motorist insurance provides coverage to you if you are in an accident with an uninsured driver or if you're a victim of a hit and run accident.

Special automobile insurance policy

New Jersey implemented an insurance program for people on Medicaid with hospitalization. People who qualify can obtain auto insurance for the cost of a dollar per day.