North Dakota has some of the highest dollar limits for auto insurance imposed by law across the nations. Not only must drivers carry liability insurance but also uninsured and underinsured motorist's coverage, and personal injury protection. The limits for this auto insurance in North Dakota are $25,000 bodily injury or death of one person in any one accident and $50,000 bodily injury or death of two persons in any one accident, $25,000 personal injury or property damage of others in a single accident, $25,000 per person and $50,000 per accident for an uninsured motorist and $25,000 per person and $50,000 per accident for underinsured motorist coverage in addition to $30,000 for personal injury protection.
Anyone found not in compliance with state insurance laws can be fined up to $150 and charged with between and 12 points against their driving record. For second offenses, the fine goes, additional points accrue and you will also be forced to turn in your original license. A special duplicate will be issued to you for $50 that bears a notation that you are must provide proof of insurance on file with the state of North Dakota.
Rather than risk these penalties, most drivers choose to carry the required auto insurance in North Dakota. Business.com can provide the resources you need to locate an insurance company, agent or broker who sells qualified insurance in North Dakota.