In South Dakota, owning auto insurance isn't a law however showing proof of financial responsibility is. This option can be satisfied by showing a Certificate of Deposit, or securities of at least $50,000 deposited with the State Treasurer's office or by proving you have insurance that covers $25,000 bodily injury liability for one injured person in an accident, $50,000 bodily injury liability total for all injured in an accident, $25,000 for property damage, and $25,000/$50,000 bodily injury for uninsured/underinsured motorist coverage.

Drivers in South Dakota must carry proof of their financial responsibility at all times, when driving. This proof can be a valid insurance card, the actual certificate of deposit or a certificate of self-insurance. Failure to do so can result in the loss of your license for 30 days to a year, a fine of $100 and the possibility of jail time.

There is no need to risk such severe penalties when you can get auto insurance in South Dakota to cover your obligations. Business.com can help you find an insurance company, agent or broker who can satisfy the legal requirements of auto insurance in South Dakota. They have an extensive listing of insurance business entities you can search through on the left side of the screen.